# Argyle MCP for AI Agents AI Agent Connect

> Argyle MCP. Verify employment and income for lenders and HR teams. Track user verification status, pull payroll history, and see real-time income totals. No more manual document chasing.

## Overview
- **Category:** human-resources
- **Price:** Free
- **Endpoint:** https://edge.vinkius.com/vk_preview_72f1Er1D109vAApMeBktQ0jI79JgWCcrXjuQBVTq/ai-agent-connect
- **Tags:** employment-verification, income-verification, payroll-data, identity-verification, compliance

## Description

This Connector lets your agent pull verified payroll data so you don't have to chase people for pay stubs. If you're in lending or HR, you know the pain of waiting on documents that never show up. It's a bottleneck that slows down everything. This connection lets your agent do the heavy lifting by connecting directly to payroll sources. You can ask it to check if a connection is active, pull a full employment history, or grab a breakdown of monthly income. It's about getting the truth from the source without the back-and-forth. You'll get the data you need for underwriting or compliance exactly when you need it. Using this through the Vinkius catalog makes it easy to plug into your existing workflow and get straight to the work that matters. Instead of manually checking spreadsheets or asking for more files, your agent handles the retrieval. You get a clean summary of what the person actually makes and where they work, based on verified data. It cuts out the guesswork and the waiting time, making the whole verification process feel like it's happening in real time. You can manage your entire user base and see who is ready to move forward without clicking through multiple tabs. It's a direct line to the data that matters most for your business. Think about how many hours are wasted on basic data entry or verifying a single applicant's history. With this connection, that time goes back into your pocket. Your agent can handle the repetitive stuff like viewing accounts or verifying personal info, leaving you free to make the actual decisions. Whether you're trying to clear a loan for a first-time homebuyer or just making sure an employee's records are up to date, this Connector provides the bridge between raw payroll data and your final decision. It's reliable, direct, and built for people who need facts, not promises.

## Tools

### create_user
Create a new user in Argyle. This starts the verification process for a new applicant.

### get_account_check
Verify the Argyle account connection. Use this to confirm the user has linked their payroll.

### get_employment
Retrieve employment history for a specific user. It pulls titles, hire dates, and employer names.

### get_income
Retrieve income totals and breakdown for a user. Get YTD and monthly numbers instantly.

### list_identities
Retrieve verified identity information for a user. This pulls names, addresses, and contact info.

### list_payouts
List individual pay period details for a user. View gross pay, net pay, and specific deductions.

### list_users
List all users created in your Argyle account. See every person currently in your verification pipeline.

## Prompt Examples

**Prompt:** 
```
Check the income for user_123.
```

**Response:** 
```
I've retrieved the income breakdown for user_123. Here are the details:

* **Gross Pay:** $5,400.00
* **Net Pay:** $4,150.00
* **YTD Total:** $64,800.00
* **Monthly Average:** $4,550.00

The data is pulled directly from their verified payroll source.
```

**Prompt:** 
```
What's the employment history for user_456?
```

**Response:** 
```
User_456 is currently employed at **TechCorp** as a **Senior Developer**. 

* **Hire Date:** Jan 15, 2020
* **Status:** Verified
* **Employer:** TechCorp
```

**Prompt:** 
```
List the last 3 payouts for user_789.
```

**Response:** 
```
Here are the last 3 verified payouts for user_789:

| Period | Gross | Net | Deductions |
| :--- | :--- | :--- | :--- |
| Oct 2023 | $5,000 | $4,000 | $1,000 |
| Sep 2023 | $5,000 | $4,000 | $1,000 |
| Aug 2023 | $5,200 | $4,100 | $1,100 |
```

## Capabilities

### Create new user IDs
Start a new verification flow for an applicant by generating a unique ID.

### Check connection status
Confirm if a user has successfully linked their payroll source.

### Pull employment history
Get verified job titles, hire dates, and employer details.

### Retrieve income breakdowns
Access monthly, YTD, and per-pay-period income totals.

### View individual payouts
See gross pay, net pay, and specific deductions for each pay period.

### Get verified identities
Retrieve names, addresses, and contact info directly from payroll sources.

### List account users
See every person currently in your verification pipeline.

## Use Cases

### Mortgage Underwriting
A lender asks the agent to check a user's YTD income to see if they qualify for a home loan.

### HR Auditing
An HR manager wants to see the employment history for a specific employee to verify tenure.

### Fintech Product Building
A developer uses the Connector to pull income data into a new loan application app.

### Identity Verification
A compliance officer asks for verified contact info to update a records database.

## Benefits

- Stop chasing pay stubs by getting real-time income totals instantly.
- Faster underwriting by confirming job titles and hire dates in seconds.
- Better compliance by getting verified addresses and names from the source.
- Detailed pay analysis by seeing every deduction and net pay amount.
- Automated onboarding by starting verification flows without manual entry.

## How It Works

The bottom line is you get verified payroll and employment data in seconds without the manual paperwork.

1. Connect your Argyle API keys to your Connector client.
2. Ask your agent to find a user or create a new one for verification.
3. Get the verified employment and income data back in a clean summary.

## Frequently Asked Questions

**Can the Argyle MCP verify my users' income?**
Yes, it pulls verified income totals and breakdowns directly from payroll sources, including YTD and monthly data.

**How does the Argyle MCP help with mortgage lending?**
It allows lenders to instantly verify an applicant's employment history and income, removing the need to chase down manual pay stubs.

**Can I get employment history using Argyle MCP?**
Yes, you can retrieve verified job titles, employer names, and hire dates for any user in your account.

**Is the Argyle MCP good for HR compliance?**
It is excellent for HR teams who need to audit employee data, verify identities, or check payroll details across an organization.

**Does the Argyle MCP pull real-time payroll data?**
It retrieves the most current verified data available from the user's connected payroll source, including recent payouts.

**How do I get verified identities with Argyle MCP?**
The Connector can pull verified names, addresses, and contact information directly from the payroll source for your users.

**How do I get my Argyle API Key ID and Secret?**
Log in to the Argyle Dashboard, go to **Settings > API Keys**, and you can generate your Client ID and Client Secret there.

**What is the Argyle Link flow?**
Argyle Link is an embedded UI component where your users log in to their payroll providers. Once they connect, you can use their User ID with this server to retrieve their data.

**Can I use this server for testing in Sandbox?**
Yes, configure the `ARGYLE_SANDBOX` environment variable to `true` to connect to the Argyle Sandbox environment (`api-sandbox.argyle.com`).