# Ask Kodiak MCP for AI Agents AI Agent Connect

> Ask Kodiak helps you find commercial insurance products and see which carriers actually want to cover specific risks. It lets your AI agent search for products by state, eligibility, and NAICS codes, while pulling real-time carrier appetite data. Stop jumping between different carrier portals to find out if a lead is a fit.

## Overview
- **Category:** finance-accounting
- **Price:** Free
- **Endpoint:** https://edge.vinkius.com/vk_preview_1gQXBhysjCt4XuZlf0du7cLs6nnFqG1ymTx5lztS/ai-agent-connect
- **Tags:** commercial-insurance, underwriting, risk-assessment, naics-classification, carrier-appetite

## Description

Dealing with commercial insurance feels like a scavenger hunt. You're constantly toggling between different carrier portals, trying to figure out if a specific risk is even eligible for coverage. It's tedious work that takes you away from actually talking to clients or making deals. This Connector changes that by putting all that carrier intelligence into one place where your AI agent can access it. Instead of manual searching, you can just ask your agent to find products for a specific industry or state. It handles the heavy lifting of checking carrier appetites and pulling NAICS codes, so you can move faster. By connecting this through the Vinkius catalog, you give your agent the same data you'd usually spend hours hunting down. It's about getting the right answer the first time without the tab-switching fatigue.

## Tools

### get_account_check
Verifies your Ask Kodiak account is connected properly. Use this to make sure your credentials work before starting a search.

### list_companies
Lists all insurance carriers and companies in the database. Use this to see which carriers are available for your search.

### get_company_products
Lists every product a specific company offers. This helps you see the full scope of a carrier's portfolio.

### get_product
Shows the full appetite and details for a single insurance product. Use this to see exactly what a carrier wants to cover.

### list_classifications
Searches for various industry classifications. This helps you find the right category for a specific type of business.

### list_products
Searches for commercial insurance products based on your criteria. Use this to find products by state, eligibility, and risk type.

### suggest_naics
Provides NAICS code suggestions based on a text query. Use this to get the correct classification code for a new client.

## Prompt Examples

**Prompt:** 
```
Find me commercial insurance products for a construction company in Texas.
```

**Response:** 
```
I found 4 commercial insurance products for construction companies in Texas:

| Product Name | Carrier | Key Eligibility |
| :--- | :--- | :--- |
| **General Liability** | Carrier A | Construction & Contracting |
| **Workers Comp** | Carrier B | High-Risk Site Work |
| **Inland Marine** | Carrier C | Equipment Transport |
| **Umbrella Policy** | Carrier D | Construction Firms |

Would you like me to pull the full appetite details for any of these?
```

**Prompt:** 
```
What carriers have an appetite for cyber insurance in the healthcare space?
```

**Response:** 
```
Based on the latest data, here are the carriers with a strong appetite for **Healthcare Cyber Insurance**:

*   **Carrier Alpha**: High appetite for clinics and outpatient centers.
*   **Carrier Beta**: Focuses on large-scale hospital systems.
*   **Carrier Gamma**: Offers specialized coverage for dental and vision groups.

I can pull the specific product details for any of these if you'd like.
```

**Prompt:** 
```
Suggest the NAICS codes for a company that does drone delivery services.
```

**Response:** 
```
For a business providing **drone delivery services**, I recommend the following NAICS codes:

1.  **531311** (Local Messenger and Delivery Tracking)
2.  **541511** (Custom Computer Programming Services - often used for the software side)
3.  **488510** (Freight Transportation - for larger scale logistics)

Would you like me to check carrier appetite for any of these specific codes?
```

## Capabilities

### Search products by state
Find commercial insurance products based on specific state availability and eligibility.

### Check carrier appetite
See which insurance companies are actually interested in covering specific risks or industries.

### Get NAICS code suggestions
Get the correct industry classification codes based on a plain text description of a business.

### View carrier portfolios
List every product offered by a specific insurance company in one view.

### Verify account connection
Check that your Ask Kodiak credentials are working correctly before you start your search.

## Use Cases

### Finding coverage for a tech startup
A broker asks for 'Software Development' products in NY and gets a list of eligible carriers using list_products.

### Checking carrier appetite
An underwriter wants to see if a specific carrier will cover a high-risk construction project using get_product.

### Identifying NAICS codes
A new lead describes their business, and the agent suggests the correct codes using suggest_naics.

### Portfolio audit
A developer wants to see every product offered by a major carrier like The Hartford using get_company_products.

## Benefits

- Stop manual portal hopping by using list_products to find coverage across multiple carriers at once.
- Get instant risk eligibility by using get_product to see carrier appetite for specific industries.
- Save time on data entry with suggest_naics to find the correct industry codes for new leads.
- View full carrier portfolios in one place using get_company_products instead of checking separate websites.
- Ensure data accuracy by pulling real-time classifications via list_classifications during the underwriting process.

## How It Works

The bottom line is you get instant answers on carrier eligibility without leaving your chat interface.

1. Add your Group ID and API Key to your AI client's environment variables.
2. Ask your agent to find products or carrier data using natural language queries.
3. Get a detailed list of eligible products and appetite scores instantly.

## Frequently Asked Questions

**How does Ask Kodiak help with commercial insurance?**
It gives your AI agent the ability to search thousands of commercial insurance products and see which carriers are interested in specific risks, saving you from manual portal searching.

**Can I use Ask Kodiak to find NAICS codes?**
Yes. You can ask your agent to suggest the correct NAICS codes based on a description of a business, which helps ensure accurate risk assessment.

**Does Ask Kodiak show carrier appetite?**
Yes, it pulls real-time data on which insurance companies have an appetite for specific industries, states, and types of commercial risks.

**How do I connect Ask Kodiak to my AI agent?**
You just need to provide your Group ID and API Key in your AI client's configuration. Once connected, your agent can use the tools automatically.

**Can Ask Kodiak search by state?**
Yes, it can filter commercial insurance products by state to show you exactly what is available in a specific geographic market.

**Is Ask Kodiak for personal insurance?**
No, this Connector is specifically designed for commercial insurance products, carrier appetite, and industry classifications.

**How do I find my Ask Kodiak Group ID and API Key?**
Log in to your Ask Kodiak account, go to **Company Settings**, and you will find your **Group ID** and **API Key** listed in the API section.

**What is a NAICS code?**
NAICS (North American Industry Classification System) is a standard used by Federal statistical agencies in classifying business establishments for the purpose of collecting, analyzing, and publishing statistical data related to the U.S. business economy.

**Can I search for products by state?**
Yes, use the `list_products` tool and provide the two-letter state code (e.g., 'NY', 'CA') in the `state` parameter to filter results.