# Budget Envelope Allocator AI Agent Connect

> A deterministic zero-based budgeting engine for precise income distribution.

## Overview
- **Category:** productivity
- **Price:** Free
- **Endpoint:** https://edge.vinkius.com/vk_preview_58oiytyi0lHptaCPFYGIzmMhRE4zFM2EZ2obm9Ab/ai-agent-connect
- **Tags:** budgeting, zero-based, finance, accounting, allocation

## Description

This MCP server provides a deterministic zero-based budgeting engine. It allows AI agents to distribute monthly income across fixed expenses and variable percentage-based categories using the Largest Remainder Method. By using `calculate_budget_allocation`, agents can ensure every cent is accounted for, preventing rounding errors. You can also use `get_category_summary` to see the balance between fixed obligations and flexible spending, or `validate_expense_structure` to verify expense lists before processing.

## Tools

### get_category_summary
Provides high-level budget summary

### validate_expense_structure
Validates expense list structure

### calculate_budget_allocation


## Prompt Examples

**Prompt:** 
```
Calculate my budget: $5000 income, fixed expenses: Rent $1500, Utilities $300. Variable categories: Groceries 20%, Entertainment 10%.
```

**Response:** 
```
Your budget allocation is: Rent $1500, Utilities $300, Groceries $640, Entertainment $320. Your savings rate is 56%.
```

**Prompt:** 
```
Show me a summary for $3000 income with fixed expenses: Rent $1000, Insurance $200.
```

**Response:** 
```
Total Fixed: $1200. Total Variable Available: $1800. Percentage Fixed: 40%.
```

**Prompt:** 
```
Validate these expenses: [{name: 'Rent', amount: 1200}, {name: 'Food', amount: -50}]
```

**Response:** 
```
Invalid expense structure: amount must be a positive number.
```

## Frequently Asked Questions

**How does the tool handle rounding?**
The engine uses the Largest Remainder Method to ensure a zero-based budget. It calculates the floor of each allocation and distributes remaining cents to categories with the highest fractional remainders.

**Can I validate my expenses before calculating the budget?**
Yes, you can use the `validate_expense_structure` tool to ensure your expense list is mathematically sound and correctly formatted.

**What happens if my fixed expenses exceed my income?**
The `calculate_budget_allocation` tool will throw an error if the sum of fixed expenses is greater than the provided monthly income.