# Farm Working Capital Calculator AI Agent Connect

> Project seasonal cash flows and determine peak borrowing needs for agricultural operations.

## Overview
- **Category:** productivity
- **Price:** Free
- **Endpoint:** https://edge.vinkius.com/vk_preview_DKyVk4EQNnlA23WmxrZpnaOyF4kWjaoffmm3C1jU/ai-agent-connect
- **Tags:** farming, cash-flow, liquidity, agriculture-finance, seasonal-modeling

## Description

This MCP server provides specialized financial modeling for agricultural businesses. It helps farmers manage the seasonal cash flow gap between high upfront operating expenses and delayed harvest revenue. By using `calculate_cash_flow_projection`, users can visualize monthly liquidity. The `analyze_borrowing_requirements` tool identifies the exact peak borrowing need and the month when cash surplus occurs. Finally, `summarize_liquidity_health` assesses if current credit limits are sufficient to cover seasonal deficits, providing a risk assessment for the farm's financial plan.

## Tools

### analyze_borrowing_requirements
Identifies the specific credit needs and timing of liquidity crises based on a cash flow projection

### calculate_cash_flow_projection
Generates a month-by-month roadmap of all inflows and outflows to visualize the farm's financial health

### summarize_liquidity_health
Provides a high-level assessment of whether the current farm plan is sustainable

## Prompt Examples

**Prompt:** 
```
Calculate my farm's cash flow with $5000 monthly expenses, $20000 revenue in month 10, and a $2000 minimum cash balance.
```

**Response:** 
```
Your monthly cash flow projection shows a peak deficit in month 9, requiring a maximum borrowing amount to maintain your $2000 safety net.
```

**Prompt:** 
```
Based on this projection, will my $10,000 credit limit be enough to cover a peak borrowing need of $8,500?
```

**Response:** 
```
Yes, your liquidity is sufficient. Your available credit covers the peak need with a safe margin.
```

**Prompt:** 
```
What is my peak borrowing need if I have $15,000 in expenses and $25,000 in revenue arriving in month 8?
```

**Response:** 
```
Your peak borrowing need is $15,000 to cover the operating expenses before the revenue arrives in month 8.
```

## Frequently Asked Questions

**How do I determine my maximum credit requirement?**
You can use the `analyze_borrowing_requirements` tool. Once you have generated a projection, this tool calculates the `peakBorrowingNeed`, which is the maximum amount of financing required to maintain your minimum cash balance.

**Can I account for government subsidies in my projections?**
Yes. When using `calculate_cash_flow_projection`, you can provide a list of `governmentPayments` to include these inflows in your monthly cash flow roadmap.

**What is the purpose of the liquidity health assessment?**
The `summarize_liquidity_health` tool compares your peak borrowing need against your available credit limit to provide a risk level (Low, Moderate, or Critical), helping you decide if you need more financing.