# Fee Navigator MCP for AI Agents AI Agent Connect > Fee Navigator lets you manage merchant statement analysis and savings proposals through your AI agent. Track audits, fetch industry benchmarks, and automate the ingestion of merchant data to find hidden fees without manual portal navigation. ## Overview - **Category:** data-analytics - **Price:** Free - **Endpoint:** https://edge.vinkius.com/vk_preview_FUpMWDHafg3Fq9pjEEp4lRdEntZ66362IP5DpUg2/ai-agent-connect - **Tags:** merchant-services, fee-analysis, cost-optimization, financial-auditing, proposal-management ## Description Dealing with merchant statements is usually a mess of spreadsheets and manual math. You have to dig through PDFs, hunt for hidden fees, and try to figure out if a merchant is actually getting a good deal. This Connector changes that by letting your AI agent do the heavy lifting. Instead of clicking through a dashboard, you can just ask your agent to pull a merchant's profile or run an analysis on a statement you just uploaded. It handles the data fetching and the math, giving you the raw numbers you need to build a solid case. You can see what others in the industry are paying and use those benchmarks to back up your claims. It's a huge time-saver for anyone who needs to move from a raw statement to a signed proposal. If you're tired of the manual grind, you can find this and hundreds of other integrations in the Vinkius catalog to keep your workflow moving. It turns a multi-hour audit into a quick conversation, letting you focus on the actual sale rather than the data entry. ## Tools ### get_account_info Get your Fee Navigator account details. This helps you check your subscription status and general account settings. ### get_audit Fetch details for a specific audit. Use this to see the results of a previous statement check. ### get_industry_stats Get merchant service industry savings benchmarks. This helps you see what the average savings look like in different sectors. ### get_me Get current API token identity info. Use this to confirm which user account your agent is currently logged into. ### get_merchant Get details for a specific merchant. This pulls the current processing metadata for a single business. ### get_proposal Get details for a specific proposal. This lets you view the specifics of a savings offer you've already created. ### list_audits List all statement audits. Use this to see every audit you've ever run in your account. ### list_merchants List all merchants in your Fee Navigator account. This gives you a full bird's-eye view of every business you manage. ### list_proposals List all savings proposals. Use this to see every proposal currently in your pipeline. ### analyze_statement Trigger AI analysis for an uploaded statement. This is the main action that identifies hidden fees for you. ### list_recent_activities List recent merchant analysis activities. This shows you what your agent has been working on lately. ### upload_statement Upload a merchant statement for analysis. This lets you send a file to the cloud for the AI to process. ## Prompt Examples **Prompt:** ``` List all active merchants in my account. ``` **Response:** ``` I've retrieved your merchants. You have 15 active accounts including 'Joe's Coffee' (ID: m_123) and 'Tech Haven' (ID: m_456). Would you like to see the latest analysis status for joe's Coffee? ``` **Prompt:** ``` Show me the potential savings for proposal P-789. ``` **Response:** ``` Inspecting proposal P-789... Based on the latest statement analysis, the merchant can save approximately $450 per month by switching to your recommended interchange-plus plan. ``` **Prompt:** ``` Check the current industry savings benchmarks. ``` **Response:** ``` Retrieving industry stats... Current data shows an average savings of 18.5% across the retail sector and 22% for hospitality merchants when optimizing processing fees. ``` ## Capabilities ### Pull merchant profiles Fetch current processing metadata and merchant details natively. ### Analyze uploaded statements Trigger AI analysis to find hidden fees in merchant documents. ### Track savings proposals List and inspect proposals to see what's in your sales pipeline. ### Review statement audits Access detailed audits to verify costs and overcharges. ### Get industry benchmarks Retrieve real-time statistics to validate your offers. ### Manage document uploads Handle statement uploads and track their status without leaving your chat. ### Verify account identity Check your API token profile and account info. ## Use Cases ### The Fast Quote Sales Pitch A sales agent wants to know if a merchant can save money. They ask the agent to upload_statement and analyze_statement to get a quote in seconds. ### The Audit Review Request A payment analyst needs to check a client's history. They use list_audits and get_audit to find specific overcharges from last year. ### The Market Comparison Pitch An ISO wants to prove they're the best. They use get_industry_stats to show the client what other retail businesses are saving. ### The Portfolio Overview A manager wants to see their progress. They ask the agent to list_merchants and list_proposals to see which deals are pending. ## Benefits - Stop manual data entry by using upload_statement to send documents directly to the cloud for analysis. - Find hidden fees faster with analyze_statement which triggers an automated audit of merchant costs. - Win more deals by using get_industry_stats to provide real-time benchmarks for your sales pitches. - Manage your pipeline better with list_proposals and list_merchants to see everything in one place. - Verify every overcharge with get_audit to give your clients concrete proof of savings. - Save time on research by using get_merchant to pull metadata for any business instantly. ## How It Works The bottom line is you get a direct line to your merchant data without ever opening the Fee Navigator dashboard. 1. Subscribe to the Fee Navigator MCP on Vinkius. 2. Enter your Fee Navigator API Token into your AI client. 3. Ask your agent to analyze a statement or list your merchants. ## Frequently Asked Questions **How can the Fee Navigator MCP help my merchant services business?** It automates the tedious parts of your workflow. You can upload merchant statements directly and have your AI agent identify hidden fees and cost overcharges instantly. **Can I use Fee Navigator MCP to find savings for my clients?** Yes, it makes this much faster. Your AI agent can pull industry benchmarks and run detailed audits on statements to generate accurate savings proposals for your clients. **Does the Fee Navigator MCP work with my existing merchant data?** It connects directly to your Fee Navigator account. Your agent can pull merchant profiles, list active accounts, and track your current sales pipeline in one place. **How does the Fee Navigator MCP handle statement analysis?** You just upload a statement via the agent. The Connector then triggers an analysis that looks for processing fee discrepancies and highlights where a merchant can save money. **Can I track my sales proposals using the Fee Navigator MCP?** Yes, you can list and inspect every savings proposal in your account. This helps you keep your pipeline organized and ready for the next pitch. **Is the Fee Navigator MCP good for payment analysts?** It's a perfect fit for auditing. It lets you pull granular fee data and compare it against real-time industry benchmarks to verify processing costs. **How do I obtain my Fee Navigator API Token?** You can generate an API Token in your Fee Navigator dashboard under the **Developer** or **Integrations** settings tab. **Can I upload statement files directly via chat?** Yes! Use the `upload_statement` tool. You can provide the file content as a base64 string, and the agent will handle the ingestion for you. **What kind of savings data does the AI provide?** The AI analyzes interchange rates, markups, and hidden fees to calculate potential monthly and annual savings for the merchant, which can be retrieved using the `analyze_statement` tool.