# Fig Finance MCP for AI Agents AI Agent Connect

> Fig Finance MCP connects your AI agent to your embedded lending platform. It lets you manage customer profiles, query loan offers, track repayment schedules, and trigger disbursements without switching tabs. It's built for fintech partners and marketplaces who need to handle credit products directly within their existing chat workflows.

## Overview
- **Category:** data-analytics
- **Price:** Free
- **Endpoint:** https://edge.vinkius.com/vk_preview_zaNmmw6PtNesuB5XN80XULUVMbSH2YcgaoLulZ8O/ai-agent-connect
- **Tags:** embedded-finance, lending, credit-assessment, disbursements, liquidity-management, b2b-payments

## Description

You can handle your entire lending lifecycle inside your chat interface instead of jumping between tabs. This Connector lets you register new customers for credit assessment, pull tailored loan offers, and push out funds for approved applications in one place. You can check your current wallet balance, look up transaction history, and monitor repayment statuses as they happen. It's about moving from "checking the portal" to "taking action" where the conversation is actually happening. Because Vinkius hosts this Connector, you can plug it into your existing setup and get started with a few clicks. It's a way to handle high-volume B2B payments and merchant financing without the manual overhead of navigating multiple screens. You get a direct line to your Fig Finance account data, making it easy to keep your operations moving.

## Tools

### apply_for_loan
Submit a loan application for a specific customer. This lets your agent handle the initial request for a customer.

### create_customer
Register a new profile for credit assessment. Use this to add a new user to your lending pool quickly.

### disburse_funds
Send money to an approved loan. This tool triggers the actual payment to the customer.

### get_balance
Check your current Fig Finance wallet balance. Use this to see how much liquidity you have available.

### get_customer
Look up specific details for a customer profile. This lets you pull info for a specific user ID.

### get_loan_offers
See what loan deals are available for a customer. Use this to show users their specific credit options.

### get_loan_status
Check where a specific loan stands in the process. This helps you give customers real-time updates.

### get_me
View details for the authorized account. Use this to confirm which account the agent is currently using.

### get_repayments
Pull the schedule and status for loan payments. This lets you see exactly when payments are due.

### list_customers
See every customer in your account. Use this to get a high-level view of your entire user base.

### list_loans
View all active and past loans. This helps you monitor your total lending volume.

### list_transactions
See your full history of financial movements. Use this to audit past payouts and movements.

## Prompt Examples

**Prompt:** 
```
Show me who's in my Fig Finance account.
```

**Response:** 
```
I've pulled your customer list. You currently have 25 registered customers. Notable ones include Samuel Okoro (ID: cust_101) and Adaeze Nwosu (ID: cust_102). Who would you like to look into next?
```

**Prompt:** 
```
What deals does customer cust_101 have?
```

**Response:** 
```
Looking at the offers for Samuel Okoro... I found two options: a 'Nano Loan' of 50,000 NGN for 3 months and a 'Growth Capital' offer of 250,000 NGN for 6 months. Do you want to start an application for one of those?
```

**Prompt:** 
```
How much money is in my account?
```

**Response:** 
```
Checking your balance now... Your Fig Finance wallet currently holds 1,250,000.00 NGN. Should I pull up the transaction history for this month as well?
```

## Capabilities

### Register new lending customers
Add a new user to your lending pool and start their credit assessment immediately.

### Pull customized loan offers
Show customers their specific credit options based on their unique profiles.

### Trigger fund disbursements
Send money to an approved loan without manual portal entries.

### Check wallet balances
See how much liquidity you have available in your account at any time.

### Track repayment schedules
Pull exact payment dates and statuses for every active loan.

### Verify application details
Check specific customer profiles and authorized account details instantly.

## Use Cases

### Rapid customer onboarding
A fintech partner needs to register 50 new customers for credit assessment in one go. They ask the agent to create customer profiles for a list of IDs.

### Real-time merchant financing
A B2B marketplace owner wants to offer a Growth Capital loan to a merchant during a chat. They ask the agent to show available loan offers for that specific customer.

### Automated disbursement tracking
An ops lead needs to confirm a large payout went through. They ask the agent to check the loan status and pull the repayment schedule.

### Liquidity management
A lending manager wants to see current funds. They ask the agent to check the wallet balance and list recent transactions.

## Benefits

- Stop switching tabs by using create_customer to register profiles instantly.
- Speed up lending with get_loan_offers to show customers their options immediately.
- Automate payouts using disburse_funds to move money without manual portal entries.
- Keep a pulse on liquidity by checking your wallet with get_balance.
- Reduce errors in tracking by pulling repayment schedules with get_repayments.
- Simplify data entry by pulling transaction history with list_transactions.

## How It Works

The bottom line is you get a direct way to run your lending operations from any MCP-compatible chat interface.

1. Get your API key from the Fig Finance partner dashboard.
2. Add the Connector to your client and input your credentials.
3. Ask your agent to manage loans, check balances, or register customers.

## Frequently Asked Questions

**Can Fig Finance MCP help with merchant financing?**
Yes, it allows you to manage merchant financing and vendor credit directly within your chat workflow, making it easier to offer credit to your sellers.

**How do I register customers for credit assessment?**
You can ask your agent to register new customers for you. It will create the profiles in Fig Finance and start the credit assessment process automatically.

**Can my agent trigger loan disbursements?**
Yes, your agent can trigger fund disbursements for approved loans. This means you can move money as soon as a customer is ready.

**How do I track loan repayments?**
Your agent can pull the full repayment schedule and current status for any loan. You'll know exactly when payments are due without checking a dashboard.

**Is Fig Finance MCP good for B2B payments?**
It is excellent for B2B payments. It specifically helps manage merchant financing and vendor credit products in a streamlined chat workflow.

**Can I check my wallet balance with the agent?**
Yes, you can ask your agent for your current wallet balance or a full list of recent transactions to keep an eye on your liquidity.

**How do I obtain my Fig Finance API Key?**
You can generate your API Key within your Fig Finance Partner Dashboard under the **Developer** or **API Keys** section.

**Does Fig Finance support real-time disbursement?**
Yes, Fig Finance focuses on automated and near-instant disbursements once a loan application is approved through its AI algorithms.

**Can I check the wallet balance of my account?**
Yes! The `get_balance` tool allows you to retrieve the current available balance in your Fig Finance account flawlessly.