# Fintoc MCP for AI Agents AI Agent Connect > Fintoc MCP lets your AI agent interact directly with bank accounts and payments in Chile and Mexico. It handles checking balances, pulling transaction history, and creating payment intents. Instead of jumping between tabs, you just ask your agent to get the data or move the money. It's built for anyone needing real-time open banking access without the headache of manual API management. ## Overview - **Category:** finance-accounting - **Price:** Free - **Endpoint:** https://edge.vinkius.com/vk_preview_BFiavbB4mEjsDLKt3gcKN9use1OdPnrDQYur1Wpg/ai-agent-connect - **Tags:** open-banking, bank-transfers, financial-data, real-time-payments, account-aggregation, latam-fintech ## Description Fintoc takes the heavy lifting out of open banking in Latin America. If you're dealing with bank data in Chile or Mexico, you know how messy it gets trying to keep everything in sync. This Connector changes that by giving your AI agent a direct line to your financial data. You can have your agent check balances, pull out specific transaction histories, or even kick off a payment intent just by asking a question. It handles the messy parts of bank connectivity so you don't have to. Whether you're building a fintech app or just need a better way to see your business's cash flow, this connection works. It's one of the many tools available in the Vinkius catalog, making it easy to plug into your existing setup. You get a unified way to see subscriptions, find supported banks, and manage links without switching windows. It's about making your financial data actionable rather than just something you have to look at. ## Tools ### get_payment_intent Get the specific details of a payment intent. Use this to check if a transfer is still pending. ### get_subscription Retrieve the details of a specific subscription. This helps you see exactly what a recurring payment covers. ### create_payment_intent Create a new payment intent. Use this to start a bank transfer directly through your agent. ### list_links Get a list of all active bank links. Use this to see which accounts your agent currently has access to. ### get_account Get the specific details for a single account. Use this to see a balance or holder name quickly. ### get_link Get the specific details for a bank link. Use this to verify the status of a connection. ### get_movement Get the details for a specific movement. Use this to see the specifics of a single transaction. ### list_accounts List all accounts associated with a specific link. Use this to see every account under a single bank connection. ### list_institutions See a list of all supported financial institutions. This helps you know which banks are available in your region. ### list_movements Fetch a list of movements for a specific account. Use this to pull transaction history for a date range. ### list_payment_intents List all payment intents. This gives you a bird's-eye view of all pending transfers. ### list_subscriptions List all active subscriptions. This is the quickest way to see your recurring costs. ## Prompt Examples **Prompt:** ``` What's my balance in my Chilean accounts? ``` **Response:** ``` ### Chilean Account Balances | Account Name | Balance | Status | | :--- | :--- | :--- | | Checking Account (...1234) | **500,000 CLP** | Active | | Savings Account (...5678) | **1,200,000 CLP** | Active | *All balances are updated in real-time.* ``` **Prompt:** ``` List my last 5 transactions for the main account. ``` **Response:** ``` ### Recent Movements * **Starbucks** | -4,500 CLP | *Yesterday* * **Amazon Prime** | -12,000 CLP | *2 days ago* * **Grocery Store** | -35,000 CLP | *3 days ago* * **Gas Station** | -20,000 CLP | *4 days ago* * **Coffee Shop** | -3,000 CLP | *5 days ago* ``` **Prompt:** ``` Which banks do you support in Mexico? ``` **Response:** ``` ### Supported Institutions in Mexico Fintoc supports several major financial institutions in Mexico, including: * **BBVA** * **Santander** * **Banamex** * **Banorte** Would you like me to check if a specific bank is available? ``` ## Capabilities ### Check bank balances Get real-time balance and holder info for linked accounts. ### Pull transaction history Fetch specific movements with date filters. ### Start payments Create and monitor payment intents for transfers. ### Track subscriptions See a list of active recurring payments. ### Find banks Discover which financial institutions are supported in Chile and Mexico. ### Manage links List and maintain active bank connections. ## Use Cases ### Reconciling business expenses A finance lead asks the agent to list all movements for account X from last week to find a missing payment, using list_movements. ### Testing a new payment flow A developer uses create_payment_intent to see how a transfer starts in the Mexico market without building a custom UI. ### Checking daily cash flow A shop owner asks what their total balance is across all Chilean accounts to get an instant snapshot using list_accounts. ### Auditing recurring costs An admin asks the agent to list all active subscriptions to find and cancel unused services using list_subscriptions. ## Benefits - No more manual CSV downloads: Use list_movements to pull transaction history into your agent instantly, saving hours of manual data entry. - Instant balance checks: Use list_accounts and get_account to see real-time balances across different banks without logging in. - Automated payment flows: Use create_payment_intent to start transfers through your agent, cutting out the need for manual clicks. - Centralized subscription tracking: Use list_subscriptions to see every recurring payment in one list instead of hunting through bank statements. - Faster bank discovery: Use list_institutions to quickly see which banks in Chile and Mexico are compatible with your workflow. - Persistent bank connectivity: Use list_links to manage your active connections so your agent always has the right data. ## How It Works The bottom line is you get a direct, conversational way to manage and move money in Latin American markets. 1. Subscribe to the Fintoc MCP on the Vinkius Marketplace. 2. Enter your Fintoc Secret Key from your Fintoc Dashboard. 3. Start managing your open banking data from Claude, Cursor, or any Connector client. ## Frequently Asked Questions **Does Fintoc MCP work for US banks?** No, this Connector is specifically designed for open banking and payment operations in Chile and Mexico. **Can I move money using the Fintoc MCP?** Yes, you can initiate and monitor bank transfers by creating payment intents directly through your agent. **Is my banking data safe with Fintoc?** Yes, the Connector uses your unique Fintoc Secret Key to ensure that only you can access your financial data. **Can the Fintoc MCP track my recurring subscriptions?** Yes, it can list and manage active subscriptions so you can see your recurring costs in one place. **How do I connect my bank accounts to Fintoc?** You can manage your bank links through the Fintoc dashboard and then use this Connector to interact with those connections. **What happens when I ask my agent for transaction history?** The agent will use the Connector to fetch a list of recent movements, allowing you to see your spending history without logging into a bank portal. **Which countries are supported by the Fintoc Connector?** Fintoc currently supports major financial institutions in Chile (cl) and Mexico (mx). You can use the 'list_institutions' tool to see the specific banks available in each region. **Can I filter bank movements by specific dates using the agent?** Yes! The 'list_movements' tool accepts 'since' and 'until' parameters in ISO format. For example, you can ask the agent to 'List movements from 2023-01-01 to 2023-01-31' for a specific account. **How secure is my bank data when using Fintoc through Vinkius?** Your security is paramount. Vinkius encrypts your Fintoc Secret Key at rest and only injects it into the isolated execution environment. Fintoc uses read-only access for movements and bank-grade security for all operations. **Which countries are supported by the Fintoc MCP server?** Fintoc currently supports major financial institutions in Chile (cl) and Mexico (mx). You can use the 'list_institutions' tool to see the specific banks available in each region.