# Konfío MCP for AI Agents AI Agent Connect

> Konfío MCP. Automate your Konfío SMB banking, lending, and electronic invoicing from any AI agent. Manage loans, pay invoices, track corporate cards, and emit SAT-compliant CFDIs without switching tabs.

## Overview
- **Category:** money-moves
- **Price:** Free
- **Endpoint:** https://edge.vinkius.com/vk_preview_NpIu3scd34iO7cZZ0wZwAWXney76SkQuK9PLdm09/ai-agent-connect
- **Tags:** smb-lending, corporate-credit, electronic-invoicing, cfdi-compliance, b2b-payments, financial-operating-system

## Description

This Connector connects your Konfío business account to any AI agent so you can manage Mexico's leading SMB financial suite through natural conversation. Instead of jumping between different apps to handle your money, you can do it all in one place. You can pay a loan, check your credit limits, or emit electronic invoices (CFDIs) without ever leaving your chat interface. The AI handles the heavy lifting of navigating the platform for you.

If you're tired of the manual grind of moving money and tracking debt, this is the solution. You can pull corporate credit card spending for reconciliation or fetch monthly statements with a quick request. You can also generate new, legally compliant invoices with automatic stamp generation. It turns your AI into a dedicated finance assistant for your business. By adding this to your setup via the Vinkius catalog, you get a unified way to manage your PYME finances without the usual administrative friction. It's about moving from doing the data entry to reviewing the actions your agent takes. You can check your business credit score status or apply for new working capital credit lines whenever you need to see where you stand.

## Tools

### get_credit_card
Get business credit card details. See your current limits and card info in one quick command.

### get_loan_details
Get details of a specific business loan. View specific terms and balances for any active or past loan.

### get_payment_schedule
Get the amortization schedule for a loan. See exactly how much of your payment goes to the principal versus interest.

### list_cc_transactions
List credit card transactions. Pull a list of recent charges to track spending across your corporate cards.

### list_invoices
List electronic invoices (CFDIs). Filter by issued or received invoices to keep your records organized.

### check_credit_status
Check your business credit rating and eligibility status. It helps you see if you qualify for more capital without leaving your chat.

### create_invoice
Create and emit a new electronic invoice (CFDI). This handles the heavy lifting of generating legally compliant invoices with automatic stamps.

### create_transfer
Create a supplier B2B transfer (SPEI). Use this to send money to vendors or employees directly from your Konfío account.

### get_business_profile
Get your Konfío business profile. Quickly pull your primary business details for reference or verification.

### get_cc_statement
Get a credit card monthly statement. Fetch your full history for easy reconciliation against your internal records.

### list_loans
List active and past business loans. Get a high-level overview of all your current and previous lending.

### list_transfers
List B2B outgoing wire transfers. Check the status and history of your outgoing SPEI payments.

### make_loan_payment
Make a payment towards a business loan. Initiate direct debits or manual payments to reduce your debt.

### request_credit_line
Submit a new credit line request. Ask your agent to apply for new working capital when your business needs it.

## Prompt Examples

**Prompt:** 
```
Show me my latest corporate card charges.
```

**Response:** 
```
Here are your 3 most recent Konfío corporate card charges:

| Vendor | Amount | Description |
| :--- | :--- | :--- |
| Amazon Web Services | $2,150.00 MXN | Cloud Hosting |
| Home Depot | $4,300.00 MXN | Office supplies |
| Uber | $350.00 MXN | Travel |

Your current available credit is **$145,000 MXN**.
```

**Prompt:** 
```
List the last 3 invoices we sent out.
```

**Response:** 
```
Your 3 most recent emitted CFDIs:

* **CFDI-8821**: To 'TechCorp SA' for **$11,600 MXN** (Active)
* **CFDI-8820**: To 'Logistics MX' for **$5,800 MXN** (Active)
* **CFDI-8819**: To 'Juan Perez' for **$1,160 MXN** (Paid)

Total emitted this period: **$18,560 MXN**.
```

**Prompt:** 
```
How much do I owe on my loan and what's the next payment?
```

**Response:** 
```
For your active loan **LOAN-442**:

* **Current Balance**: $120,000.00 MXN
* **Next Payment**: $10,500.00 MXN
* **Due Date**: October 15th

*Note: Your next payment includes $9,000.00 toward the principal and $1,500.00 toward interest.*
```

## Capabilities

### Pay business loans
Make direct payments toward your debt and view your current balances instantly.

### Generate electronic invoices
Emit new, SAT-compliant CFDIs with automatic stamp generation in seconds.

### Track corporate spending
List all transactions on your business cards to keep your records up to date.

### Initiate B2B transfers
Send money to suppliers and employees using SPEI wires directly from your agent.

### Monitor credit health
Check your business credit rating and eligibility for new capital at any time.

### View loan schedules
Get full amortization schedules to see exactly how your payments are being applied.

## Use Cases

### Quick monthly reconciliation
An accountant asks the agent to pull all credit card transactions and monthly statements to find missing charges for the month.

### Rapid supplier payments
A business owner tells their agent to send a payment to a vendor. The agent initiates the SPEI wire immediately.

### Compliant invoice generation
A finance team provides client details to the agent. It generates a new, legally compliant CFDI with the correct tax regime.

### Debt status overview
An owner asks for their current loan balance and next payment date. The agent pulls the amortization schedule to provide the answer.

## Benefits

- Stop manual invoicing by generating SAT-compliant CFDIs with automatic stamps in seconds.
- Simplify loan repayments by viewing amortization schedules and making payments without logging into a portal.
- Track corporate spending by pulling transaction lists and monthly statements for instant reconciliation.
- Automate B2B payments by sending SPEI wires to suppliers and employees with simple voice or text commands.
- Monitor credit health by checking your business rating and applying for new capital lines whenever you need them.

## How It Works

The bottom line is you get a voice-controlled financial command center for your Mexican business.

1. Subscribe to the Konfío MCP via the Vinkius catalog.
2. Input your Konfío Business API credentials into your preferred AI client.
3. Ask your agent to pay a supplier, check an invoice, or pull a statement.

## Frequently Asked Questions

**Can the Konfío MCP help with Mexican tax compliance?**
Yes, it handles CFDI 4.0 generation. You can emit legally compliant invoices with automatic stamp generation directly through your AI agent.

**Does the Konfío MCP work for B2B transfers?**
Yes, it supports SPEI transfers. You can initiate payments to suppliers and employees from your Konfío account using natural language.

**Can I use Konfío MCP to check my business credit score?**
Yes, you can check your business credit rating and eligibility status instantly. This helps you stay on top of your credit health without leaving your workspace.

**Is the Konfío MCP good for accountants?**
It's a great tool for reconciliation. Accountants can quickly pull credit card statements and invoice history to stay organized for month-end tasks.

**Can I use Konfío MCP to pay my business loans?**
Yes, you can make payments toward your business loans. You can also view your full amortization schedule to see how each payment affects your balance.

**Does the Konfío MCP support automated invoicing?**
Yes, it automates the creation of electronic invoices. It handles the tax regimes and stamps automatically based on the client details you provide.

**Can I emit legal Mexican electronic invoices (CFDIs) with this tool?**
Yes! Use the `create_invoice` tool. You just need to provide the client's RFC, the SAT usage code (e.g., G03), and the item details. Konfío will automatically stamp (timbrar) the XML document with the SAT network to make it fully legally binding in Mexico.

**How do I check when my next loan payment is due?**
First use `list_loans` to find your active loan ID, then use `get_payment_schedule` with that ID to view all upcoming installments, breaking down principal, interest, and IVA taxes for each payment.

**Can I pay suppliers via SPEI using my Konfío balance?**
Yes, use the `create_transfer` tool with the supplier's 18-digit CLABE number and the transfer amount. Konfío processes these as standard domestic SPEI wires.