# Lemonade MCP for AI Agents AI Agent Connect > Lemonade MCP lets you manage your insurance portfolio using natural language. Instead of digging through a web portal to find your coverage limits or start a claim, you can just ask your AI agent to do it for you. It handles everything from getting new renters insurance quotes to filing claims and canceling old policies. You can check your status, start a new quote for a pet or a new apartment, and file a claim for a broken window all from your workspace. ## Overview - **Category:** finance-accounting - **Price:** Free - **Endpoint:** https://edge.vinkius.com/vk_preview_NqYPwuIkSgKIztuo3bmTpdSDjU1Ac1zp7c36NhHS/ai-agent-connect - **Tags:** insurtech, policy-management, claims, insurance-quotes, fintech ## Description Connect your Lemonade account to any AI agent to handle your insurance without jumping between tabs. This Connector lets you manage your entire policy lifecycle through natural conversation. You can get new quotes for renters, homeowners, or pet insurance, check your current coverage limits, or file a claim for a damaged item. If you need to close an account, you can handle the cancellation and check your refund status in the same thread. Because Vinkius hosts this connection, you can bring these capabilities directly into your workspace. It turns a tedious administrative process into a few quick prompts. You get to see your data and take action on it without the usual friction of a web portal. Instead of hunting for a specific policy number or digging through a stack of emails to find your deductible amount, you can just ask. This is especially useful when you need to act fast. If a pipe bursts or a window breaks, you can start the documentation process immediately. For property managers, it means getting quotes for new tenants without leaving your main dashboard. It moves the heavy lifting of insurance data entry into the background, letting you focus on the actual tasks at hand. You get a direct line to your coverage information and the ability to make changes on the fly. ## Tools ### get_policy Pulls up all the details for an active policy, including coverage limits and status. This is perfect for checking your coverage in seconds. ### create_quote Generates a new insurance quote for renters, homeowners, or pets using basic holder information. This helps you get pricing quickly without filling out long web forms. ### file_claim Submits a new insurance claim by describing the incident and listing what was damaged. It handles the initial documentation so you don't have to search for forms. ### cancel_policy Ends an active insurance policy and gets immediate feedback on refund eligibility. It makes closing old accounts much faster. ## Prompt Examples **Prompt:** ``` Get a renters quote for a 1-bedroom in Brooklyn. ``` **Response:** ``` I've started looking for renters insurance quotes in Brooklyn. To give you an accurate estimate, could you please provide the street address and the name of the policy holder? ``` **Prompt:** ``` What's the limit on policy POL-12345? ``` **Response:** ``` Checking the details for policy **POL-12345**... Here is the current coverage summary: * **Status:** Active * **Liability Limit:** $100,000 * **Deductible:** $500 * **Coverage Type:** Personal Property Would you like to see the full list of coverages? ``` **Prompt:** ``` File a claim for a kitchen fire on POL-98765. ``` **Response:** ``` I can help you start that claim for policy **POL-98765**. To get started, could you please provide: 1. The date the incident occurred. 2. An estimated value for the kitchen damage. 3. A brief description of what happened. Once you provide those, I'll submit the claim for you. ``` ## Capabilities ### Generate insurance quotes Get pricing for renters, homeowners, or pet insurance using basic holder information. ### Submit a new claim File a claim for damaged items by describing the incident and listing what was affected. ### Retrieve coverage limits Look up specific policy details like liability limits and deductibles instantly. ### Check policy status See if your current policy is active and view its current standing. ### Cancel an active policy End your insurance coverage and receive feedback on refund eligibility. ### Verify refund eligibility Get immediate feedback on whether you qualify for a refund when closing a policy. ## Use Cases ### The Broken Window Claim A tenant breaks a window and asks their agent to file a claim for policy POL-98765. The agent uses file_claim to submit the details. ### The New Apartment Quote A user wants a renters quote for a new apartment in NYC. The agent uses create_quote to get the pricing based on their address. ### The Portfolio Audit An advisor asks to check the liability limits for all their clients. The agent pulls the data using get_policy for each account. ### The Pet Move Someone gets a new dog and asks the agent to find a pet insurance quote. The agent uses create_quote to provide options. ### Closing Old Coverage A user no longer needs their homeowners insurance and asks the agent to cancel it. The agent uses cancel_policy to end it and check for refunds. ## Benefits - Skip the web portal: Use get_policy to see your coverage limits in one sentence instead of clicking through multiple pages. - Faster quotes: Use create_quote to get renters or pet insurance estimates while you're already in your workspace. - Easier claims: Use file_claim to report damages immediately when they happen without hunting for forms. - Instant cancellations: Use cancel_policy to shut down old coverage and get refund info right away. - Portfolio oversight: Financial advisors can pull multiple policies at once to get a bird's-eye view of client coverage. - Quick status checks: Verify if a policy is active or pending without logging into a separate dashboard. ## How It Works The bottom line is you get to manage your entire insurance lifecycle through a chat interface instead of a complex web dashboard. 1. Connect your Lemonade API key to this Connector. 2. Ask your agent to find a specific policy or start a new quote. 3. Receive confirmed actions or detailed coverage data instantly. ## Frequently Asked Questions **Can I use the Lemonade MCP to file a claim?** Yes. You can describe the incident and the items damaged to your agent, and it will submit the claim for you directly. **How do I get a renters quote with the Lemonade MCP?** Just ask your agent for a quote. Provide the address and holder information, and it will generate the pricing for you. **Can I cancel my policy using the Lemonade MCP?** Yes, you can use it to end an active policy and get immediate feedback on whether you are eligible for a refund. **Is the Lemonade MCP good for financial advisors?** It's great for advisors. It allows you to quickly pull coverage limits and policy statuses for various clients without logging into each account individually. **Does the Lemonade MCP work with Claude?** Yes, it works with Claude and any other MCP-compatible client like Cursor or Windsurf. **Can I check my deductible with the Lemonade MCP?** Yes. By asking your agent to retrieve your policy details, you can see your deductibles and coverage limits instantly. **Can I generate a quote for my pet using this server?** Yes! Use the `create_quote` tool and specify 'pet' as the type. You will need to provide the address and holder details to receive an accurate quote. **How do I check the coverage limits of an existing policy?** Simply provide the Policy ID to the `get_policy` tool. The agent will return the full policy details, including limits, deductibles, and status. **Is it possible to file a claim for multiple stolen items at once?** Yes. When using the `file_claim` tool, you can provide an array of items in the 'items' field, each with its name and value.