# NachoNacho MCP for AI Agents AI Agent Connect > NachoNacho MCP for AI agents. Manage your SaaS spend, virtual cards, and subscription tracking through a natural conversation with your agent. It helps finance teams and procurement officers find hidden costs and control vendor spending in one place. Use it to identify wasted seats, monitor account balances, and instantly freeze cards to stop unauthorized charges. ## Overview - **Category:** money-moves - **Price:** Free - **Endpoint:** https://edge.vinkius.com/vk_preview_HG7pM0Cjdv8YhiOAyWKSmZS7gwRF8DQeCXoEiws4/ai-agent-connect - **Tags:** saas-spend, virtual-cards, subscription-tracking, spend-management, vendor-management ## Description Connect your NachoNacho account to any AI agent and manage SaaS spend through natural conversation. This Connector lets you oversee your company's software costs without jumping between different dashboards or manually exporting CSV files. You can tell your agent to find all your active subscriptions, check your current account balances, or create new virtual cards with specific spending limits for different vendors. It helps you identify where money is going and gives you the power to freeze cards instantly if you see something wrong. When you use this through the Vinkius catalog, it turns your AI into a dedicated procurement assistant that handles the heavy lifting of vendor management. You get a clear view of your overhead and the ability to make changes on the fly. Instead of spending hours auditing every line item in a spreadsheet, you can just ask your agent to summarize your monthly spend or identify which tools have seen a price hike. It takes the friction out of keeping your software budget in check, allowing you to focus on high-level strategy while the agent handles the granular details of card management and subscription tracking. By integrating this into your workflow, you move from reactive spending to proactive management, ensuring that every subscription actually serves a purpose in your organization. ## Tools ### check_nachonacho_status Verify that the connection to your account is active. ### get_transaction View the specific details of a single card transaction. ### list_balances See a list of all current account balances. ### list_cards Get a complete list of all virtual cards in your account. ### list_subscriptions See all managed SaaS subscriptions in one place. ### list_transactions View a list of all recent card transactions. ### unfreeze_card Reactivate a card that was previously frozen. ### update_card Modify the details or limits of an existing virtual card. ### create_card Create a new virtual card for a specific vendor or service. ### freeze_card Temporarily stop all charges on a specific virtual card. ### get_card Retrieve the specific details and status of a virtual card. ### get_subscription Pull the details for a single managed SaaS subscription. ## Prompt Examples **Prompt:** ``` What are our top 3 most expensive SaaS subscriptions? ``` **Response:** ``` Here are your highest spending subscriptions: | Service | Monthly Cost | Status | | :--- | :--- | :--- | | **AWS** | $1,240.00 | Active | | **Salesforce** | $850.00 | Active | | **Adobe Creative Cloud** | $420.00 | Active | Would you like me to look into the transaction details for any of these? ``` **Prompt:** ``` Create a $20 virtual card for a new design tool called Canvas. ``` **Response:** ``` I've created that for you. * **Name**: Canvas Design * **Limit**: $20.00 * **Status**: Active * **Card Number**: ****4892 You can now use this card for your new subscription. ``` **Prompt:** ``` Show me all transactions for the AWS card from last week. ``` **Response:** ``` Here are the transactions for the AWS card from the last 7 days: * **Oct 24**: $450.00 (Cloud Hosting) * **Oct 26**: $790.00 (Data Transfer) * **Oct 28**: $0.00 (Failed Payment - Insufficient Funds) Total spent this week: $1,240.00. ``` ## Capabilities ### Create virtual cards Generate a new card with a specific spending limit for a new vendor. ### Freeze active cards Instantly stop charges on a card without deleting it. ### Monitor account balances See how much money is left in your pool. ### Track SaaS subscriptions Get a list of all recurring software costs. ### Inspect card transactions Look into the details of any specific charge. ### Update card details Change names or limits on existing virtual cards. ### Verify connection status Check if the Connector is talking to your account correctly. ## Use Cases ### Stopping a rogue subscription A manager sees a charge for a tool no one uses and asks the agent to stop the card. ### Onboarding a new tool A dev needs a new SaaS tool; the procurement lead tells the agent to set up a new card with a $50 limit. ### Monthly spend audit A finance lead asks for a list of all subscriptions to prepare a budget report for the board. ### Fraud response An employee reports a suspicious charge; the admin asks the agent to view the history and then lock the card. ## Benefits - Stop overspending on SaaS by identifying unused seats and canceling them immediately. - Control shadow IT by setting strict spending limits on every new vendor you onboard. - React quickly to fraud or errors by stopping payments on a specific card in seconds. - Get a clear view of your cash flow by monitoring your remaining funds in real-time. - Simplify vendor onboarding by setting up new payment methods without sharing physical card info. - Audit your spending history easily to see exactly where every dollar goes. ## How It Works The bottom line is you get a voice-controlled interface for your company's SaaS spending and virtual card management. 1. Connect your NachoNacho account to your AI client via the Vinkius platform. 2. Ask your agent to perform a task like listing all active subscriptions. 3. Receive a structured summary of your spend or have the agent execute a card change. ## Frequently Asked Questions **Can NachoNacho MCP help me find wasted SaaS spend?** Yes, it allows your agent to list all managed subscriptions in one place so you can identify unused seats and cancel them. **How do I stop a charge on a specific card?** You can simply ask your agent to freeze a specific card, which stops all charges immediately without deleting the card. **Can my AI agent create new cards for me?** Yes, your agent can create new virtual cards with specific spending limits for any new vendor you want to onboard. **Does NachoNacho MCP support multiple balances?** Yes, your agent can monitor and list all current account balances to keep you updated on your remaining funds. **How do I see my transaction history?** Your agent can pull a list of all recent card transactions so you can see exactly where your money is going. **Can I update a card limit after creating it?** Yes, you can ask your agent to update the details or spending limits of any existing virtual card in your account. **Is NachoNacho MCP good for managing many vendors?** It is specifically designed for vendor management, making it easy to handle multiple subscriptions and virtual cards in one conversation. **Can I create and manage virtual cards?** Yes. Create cards with spending limits, freeze/unfreeze them, and update configurations. **How does NachoNacho authentication work?** Bearer authentication against `api.nachonacho.com/v1`. **Can I track SaaS subscriptions?** Yes. List all managed subscriptions with plan, cost, renewal date, and associated virtual card.