# Nubank MX MCP for AI Agents AI Agent Connect > Nubank MX MCP lets you manage your Nubank Mexico banking from any AI agent. Check balances, review transactions, send SPEI transfers, pay bills, and track spending analytics. It gives you a direct line to your Cuenta and credit card info for faster financial management. ## Overview - **Category:** industry-titans - **Price:** Free - **Endpoint:** https://edge.vinkius.com/vk_preview_xcXOF6nrU4FfIiKb8etZgNklWaPRfYOS7I9tVhP6/ai-agent-connect - **Tags:** digital-banking, personal-finance, spei-transfers, spending-analytics, account-management ## Description This Connector connects your Nubank Mexico account to your AI agent so you can manage your personal banking through natural conversation. Imagine you're trying to keep track of your finances across multiple accounts and bills while juggling a busy workday. Instead of digging through the Nubank app to find your current balance or checking your last SPEI transfer to see if it went through, you can just ask your AI agent. It lets you handle the heavy lifting of personal finance by removing the friction of manual data entry and app switching. You can ask for a breakdown of your monthly spending, check your credit card limit, or pay a utility bill like Telmex or CFE without ever leaving your workspace. It's about making your money work for you by putting your banking data in your hands. By adding this to the Vinkius catalog, you get a reliable way to stay on top of your budget and keep your finances organized in real time. Whether you're a freelancer tracking incoming payments or just want a clearer picture of where your money is going, this connection gives you a clear view of your financial life. ## Tools ### create_transfer Send an instant SPEI transfer to any Mexican bank account. You can include a concept description for easier tracking. ### get_account_info Get your full Nubank Mexico account profile. This is the quickest way to see your CLABE and account details. ### get_spending_analytics Get a breakdown of your spending by category. It shows monthly trends and identifies your top merchants. ### get_account_balance Check your current account balance instantly. Use this to see how much you have available for spending. ### get_credit_card_info View your credit card details. It's handy for checking your current limit and payment status. ### get_investments See your Cajitas investment portfolio. This lets you track your growing assets in one place. ### get_credit_card_statement Pull your latest credit card statement. It defaults to the current open statement if you don't specify a month. ### get_transaction Look up the full details of a specific transaction. Use this to verify merchant names and exact amounts. ### list_bills See a list of all your pending bills and service payments. It's a great way to stay on top of your monthly obligations. ### list_transfers See a history of all your outgoing transfers. It helps you keep track of where your money is headed. ### pay_bill Pay a bill or service directly from your Cuenta balance. You can pay the full amount or a partial payment for some billers. ### list_credit_card_transactions Browse your recent settled credit card transactions. Use this to audit your recent purchases quickly. ### list_rewards Check your Nubank reward points and current benefits. This keeps your perks front and center. ### list_transactions Get a list of recent account transactions. You can use limit and offset to paginate through long histories. ## Prompt Examples **Prompt:** ``` How much do I have in my Nubank account right now? ``` **Response:** ``` Your Nubank Cuenta balance is $47,832.50 MXN. You have $2,150 MXN in pending transactions. Your available balance is $45,682.50 MXN. Your deposits are currently earning 15.0% annual yield (rendimiento). Your CLABE for receiving transfers is: 638180000012345678. ``` **Prompt:** ``` Send $5,000 MXN via SPEI to CLABE 012180001234567890 with concept 'Renta abril'. ``` **Response:** ``` SPEI transfer sent successfully! $5,000.00 MXN transferred to CLABE 012180001234567890 (BBVA Mexico). Concept: 'Renta abril'. Tracking number (clave de rastreo): 2026041000000012345678. Your new available balance is $40,682.50 MXN. ``` **Prompt:** ``` Show me my spending breakdown for last month. ``` **Response:** ``` Your spending last month totaled $28,450 MXN across 67 transactions. Top categories: Food & Dining: $8,200 (29%) : top merchant: Uber Eats. Transportation: $4,500 (16%) : top: Uber rides. Housing: $5,000 (18%) : rent payment. Shopping: $3,850 (14%). Entertainment: $2,100 (7%). Compared to the previous month, you spent 12% more on dining. Would you like detailed insights on any category? ``` ## Capabilities ### Send SPEI transfers Move money to any Mexican bank account instantly through your AI agent. ### Check real-time balances Get your current available funds and pending transactions on demand. ### Review transaction history Browse your recent purchases, deposits, and transfers with full details. ### Pay utility bills Settle payments for services like Telmex or CFE directly from your account. ### Get spending analytics Receive a breakdown of your monthly spending by category and merchant. ### View investment portfolios Track your Cajitas investments and yields without switching apps. ## Use Cases ### Sending rent via SPEI A freelancer needs to send rent. They ask the agent to send $5,000 to a CLABE with the concept 'Renta' and get the tracking number immediately. ### Monthly budget review A user wants to see where their money went. They ask for a spending breakdown for last month and get a category-wise summary of their top merchants. ### Paying utility bills Someone wants to pay their water bill. They ask the agent to pay the pending water bill from their Cuenta balance to avoid a late fee. ### Checking investment growth An investor wants to see their Cajitas. They ask the agent for their current investment portfolio and yield to see how their money is performing. ## Benefits - Send SPEI transfers instantly using `create_transfer` without manual entry into banking apps. - Track your budget better with `get_spending_analytics` for monthly trends and merchant insights. - Pay utility bills like Telmex or CFE directly with `pay_bill` to avoid missing a deadline. - Monitor your Cajitas growth using `get_investments` for real-time tracking of your assets. - Audit your spending with `list_credit_card_transactions` to spot hidden costs and recurring charges. ## How It Works The bottom line is you get a voice-driven interface for your Mexican banking. 1. Subscribe to the Connector and grab your Nubank API keys. 2. Plug your Client Secret into your AI client. 3. Start asking your agent to check balances or send payments. ## Frequently Asked Questions **Can I use the Nubank MX MCP to pay my electricity bill?** Yes, you can pay CFE and other Mexican utility services directly from your Cuenta balance. Your agent can find pending bills and process the payment for you. **How do I send an SPEI transfer with this Connector?** Just tell your agent the amount, the recipient's CLABE, and the concept. It will handle the transfer and give you a tracking number for the transaction. **Can the Nubank MX MCP show me my investment returns?** Yes, it can pull data from your Cajitas portfolio. You can ask your agent to show your current balance and the yield you're earning on your deposits. **Is it safe to manage my bank account through an AI agent?** This Connector uses your official Nubank API keys to perform actions. It's a secure way to interact with your data without sharing your login credentials with the AI model itself. **Can I use Nubank MX MCP to see my credit card statement?** Yes, your agent can pull your latest credit card statement. You can even ask it to look for specific months if you need to check older records. **Does the Nubank MX MCP support partial bill payments?** It does. For eligible billers, you can tell your agent to pay a specific amount rather than the full outstanding balance. **Can I send SPEI transfers to any Mexican bank from my AI agent?** Yes! Use the `create_transfer` tool with the recipient's 18-digit CLABE number, the amount in MXN, and an optional concept description. Transfers are processed instantly during banking hours through Mexico's SPEI interbank system. **Can I see which purchases were made with meses sin intereses?** Yes. Use `list_credit_card_transactions` to see all your credit card charges. Each transaction includes its installment details — whether it was a single payment or spread across 3, 6, 12, or 18 months interest-free (meses sin intereses), along with the remaining installments. **How does the spending analytics feature work?** Use `get_spending_analytics` with a period (last_month, last_3_months, last_year). It returns your spending broken down by category (food, transport, entertainment, etc.), your top merchants, and comparison percentages against your previous period.