# Open Finance Brasil MCP for AI Agents AI Agent Connect

> Open Finance Brasil MCP connects your AI agent to the Brazilian banking system. It lets you pull account balances, credit card bills, investment portfolios, and loan details directly into your chat or IDE. It's the bridge for anyone needing real-time Brazilian financial data without manual exports.

## Overview
- **Category:** other
- **Price:** Free
- **Endpoint:** https://edge.vinkius.com/vk_preview_Lfjwz0NmbvWhMzw0d09Epsu6VeScimAHdMdiKzCW/ai-agent-connect

## Description

The Open Finance Brasil MCP connects your AI agent to the Brazilian banking system. Managing finances in Brazil usually means jumping between different banking apps or downloading CSVs just to see the full picture. This Connector changes that by giving your AI agent direct access to the data that matters. You can ask your agent to check your current balances across different banks, look up your credit card limits, or summarize your investment portfolio in one place. It handles the heavy lifting of fetching your personal data and loan contracts so you don't have to copy-paste numbers into a spreadsheet. Since Vinkius hosts this Connector, you can get it running in minutes and start using it with any of your preferred tools. It's about making your financial data actually usable for your projects, whether you're building a personal dashboard or just trying to get a clear view of your monthly spending. You can use it to automate monthly reports, verify customer information for your business, or get a high-level overview of your debt obligations without having to log into multiple portals. Instead of spending your afternoon hunting for statements, you can get a clear answer on your total liquidity or investment growth with a single prompt. By tapping into the Open Finance framework, this connection ensures that your agent sees the most up-to-date information available in the Brazilian market.

## Tools

### get_credit_cards
See your credit card brands and their total, available, and used limits. It's the fastest way to check your spending power across multiple cards.

### get_transactions
Pull the full transaction history for a specific bank account using its ID. This lets your agent analyze your spending habits or find specific past payments.

### get_accounts
Get a list of payment accounts including their types, agency numbers, and current balances. This helps you see your total liquidity across different banks at a glance.

### get_credit_card_bills
Fetch the current bills for a specific credit card account using its unique ID. Use this to stay on top of your monthly payments without checking each card individually.

### get_customer_data
Pull basic identification details like the customer's name, CPF, and address. This is useful for quickly verifying identity or updating profile information.

### get_financing
Retrieve all active loan contracts, including vehicle and real estate financing. This gives you a complete overview of your long-term debt obligations.

### get_investments
Get a complete view of your investment portfolio including treasury, funds, and CDBs. Use it to see your total assets and growth in one place.

## Prompt Examples

**Prompt:** 
```
What's the status of my car loan and my current bank balances?
```

**Response:** 
```
Here's a summary of your current accounts and financing:

| Account Type | Balance |
| :--- | :---|
| Checking | R$ 5,200.00 |
| Savings | R$ 12,400.00 |

**Financing Status:**
* Vehicle Loan: R$ 34,000.00 remaining
* Real Estate: R$ 450,000.00 remaining
```

**Prompt:** 
```
Can you show me my investment portfolio?
```

**Response:** 
```
Your investment portfolio currently includes:

* **Funds:** R$ 15,000.00
* **CDBs:** R$ 25,000.00
* **Treasury:** R$ 10,000.00

Your total invested amount is **R$ 50,000.00**.
```

**Prompt:** 
```
List my credit card limits.
```

**Response:** 
```
You have 3 credit cards active:

* **Visa Gold:** Limit R$ 10,000 | Available R$ 4,000
* **Mastercard:** Limit R$ 15,000 | Available R$ 12,000
* **Elo:** Limit R$ 5,000 | Available R$ 5,000
```

## Capabilities

### Pull account balances
Get real-time balances and account types from various payment accounts.

### Check credit card limits
View available, used, and total limits for all your credit cards.

### Fetch investment portfolios
See your treasury, funds, and CDBs in a single view.

### Retrieve loan details
Get a list of your financing contracts for vehicles, real estate, or personal loans.

### Access transaction history
View the full list of movements for any specific bank account.

### Get customer profiles
Pull basic identity info like name, CPF, and address for account verification.

## Use Cases

### Portfolio Analysis
A user asks their agent to summarize their CDBs and funds. The agent uses get_investments to pull the data and provides a breakdown of their risk exposure.

### Debt Tracking
A user wants to know their total debt. The agent uses get_financing to find all vehicle and real estate loans and sums them up.

### Quick Balance Check
A user asks 'How much do I have across all my accounts?'. The agent calls get_accounts to list every balance in one table.

### Transaction Audit
A user wants to find a specific payment. The agent uses get_transactions to find the history for a specific account and searches for the amount.

## Benefits

- Stop manual CSV exports by using get_investments to pull your entire portfolio into your agent instantly.
- Get a unified view of debt by using get_financing to see all your vehicle and real estate loans at once.
- Monitor spending better with get_transactions to let your agent analyze your monthly bank movements.
- Check credit health faster with get_credit_cards to see available limits across all your cards.
- Automate customer onboarding by using get_customer_data to pull basic identification info for verification.

## How It Works

The bottom line is you get a direct line from your Brazilian bank data to your AI agent without the manual data entry.

1. Connect your Open Finance Brasil credentials to the Connector via the Vinkius interface.
2. Link your preferred AI client to the Vinkius catalog to authorize the connection.
3. Ask your agent to fetch specific data like your investment portfolio or recent transactions.

## Frequently Asked Questions

**Can the Open Finance Brasil MCP show my bank balances?**
Yes, it pulls your account types, agency numbers, and current balances across your payment accounts.

**Does this Connector work for my investment portfolio?**
Yes, it can retrieve details on your treasury, funds, and CDBs so your agent can summarize your holdings.

**Can I see my loan contracts with this?**
Yes, it pulls data for vehicle financing, real estate loans, and other financing contracts.

**Does the Open Finance Brasil MCP show my credit card bills?**
Yes, it can fetch the bills for a specific credit card account if you provide the account ID.

**Can my AI agent see my personal data?**
It can pull basic identification like your name, CPF, and address to help with account verification or profile management.

**How do I see my transaction history?**
Your agent can pull the full history for any specific account to help you find past payments or spending.