# Prosper MCP for AI Agents AI Agent Connect > Prosper lets you manage your peer-to-peer lending investments directly through your AI agent. You can check your balance, hunt for new loan listings, place bids on high-yield notes, and track your portfolio performance in one place. It turns your AI into a personal investment manager for the Prosper marketplace. ## Overview - **Category:** finance-accounting - **Price:** Free - **Endpoint:** https://edge.vinkius.com/vk_preview_cfHSwTYlckvEcSL7MzrYNN3ON0v25V8PLOULyedN/ai-agent-connect - **Tags:** p2p-lending, investment-tracking, portfolio-management, fintech, loan-marketplace ## Description Prosper lets you manage your peer-to-peer lending investments directly through your AI agent. Instead of jumping between tabs and manually hunting for new loan listings, you can use natural language to handle your entire portfolio. You can ask your agent to find specific high-yield opportunities that match your risk tolerance or check the status of your latest bids in a single turn. It makes it easy to see exactly where your money is working and how much liquid cash you have ready for the next investment. By connecting this to Vinkius, you get a centralized way to manage your P2P lending strategy without the usual friction of a complex dashboard. You can pull your account summaries, review payment histories, and inspect specific note details without ever having to copy and paste data into a spreadsheet. It turns your AI into a dedicated investment assistant that knows your portfolio inside out. You can move from manually tracking monthly payments to a conversational workflow where you just ask for the numbers you need and get them instantly. This setup is built to handle the repetitive parts of P2P lending so you can focus on finding the best notes for your goals. You can monitor your portfolio growth, identify biddable listings, and keep your investment notes organized without the hassle of manual data entry. Get your balance or a deep dive into your payment history from your agent in seconds. ## Tools ### list_notes View your specific Note investments in one place. ### list_payments Get the payment history for your existing loans. ### get_loan View the specific details of an originated loan. ### get_note See the details for a specific Note investment. ### get_order Check if your submitted bid succeeded or had an issue. ### list_loans See a list of all the loans you have invested in. ### get_accounts Check your total account value and see how much cash you have ready to invest. ### create_offer Generate personalized loan offers for potential borrowers. ### search_listings Find active loan listings based on ratings and credit data. ### submit_order Place bids on multiple loan listings to grow your portfolio. ## Prompt Examples **Prompt:** ``` What's my current balance and how much cash do I have for new investments? ``` **Response:** ``` I've checked your Prosper account. Here is your current status: | Metric | Value | | :--- | :--- | | **Total Account Value** | $12,450.00 | | **Available Cash** | $1,200.50 | You have enough liquid cash to place bids on several new listings today. ``` **Prompt:** ``` Find any AA-rated loans I haven't invested in yet. ``` **Response:** ``` I searched the marketplace for you. I found 3 active AA-rated listings where you don't have an existing investment: * **Listing ID 1092384** (AA Rated, Biddable) * **Listing ID 1102395** (AA Rated, Biddable) * **Listing ID 1103406** (AA Rated, Biddable) Would you like to see the specific details for any of these? ``` **Prompt:** ``` Show me the details for loan 123456 and its next payment. ``` **Response:** ``` Here are the details for loan **123456**: * **Current Principal Balance:** $2,100.00 * **Next Scheduled Payment:** $145.20 * **Payment Date:** October 15th Let me know if you need the full payment history for this loan. ``` ## Capabilities ### Check account balances Get your total account value and see how much cash you have ready to invest. ### Search for loan listings Find active P2P loans with specific ratings and biddable status. ### Place investment bids Submit orders on multiple listings at once to grow your portfolio. ### Track loan history See your originated loans and payment records in a clear list. ### Monitor note details Inspect specific Note investments and their current statuses. ### Review payment history Retrieve the full payment history for your existing loans. ## Use Cases ### Finding high-yield loans An investor asks for AA-rated listings they haven't invested in yet to find the best returns using `search_listings`. ### Quick portfolio health check A user asks for their total account value and available cash to see if they can afford a new bid using `get_accounts`. ### Tracking specific payments A user asks for the payment history of a specific loan to verify a monthly deposit using `list_payments`. ### Batch bidding An investor wants to submit bids on several high-performing listings at once to diversify their portfolio using `submit_order`. ## Benefits - Stop manual searching. Use `search_listings` to find high-yield P2P loans that fit your risk profile in seconds. This replaces the need to click through dozens of pages to find the right note. - Faster bidding. Use `submit_order` to place bids on multiple listings at once instead of clicking through each one. This helps you act quickly on the best opportunities. - Instant balance checks. Use `get_accounts` to see your total account value and available cash without opening a browser. You can see exactly what you have left to invest at any time. - Automated tracking. Use `list_loans` and `list_payments` to keep a real-time eye on your returns and principal. You won't have to dig for individual records. - Detailed note inspection. Use `get_note` and `list_notes` to see the specifics of your Note investments quickly. This gives you a clear view of your portfolio components. - Order transparency. Use `get_order` to see exactly why a bid failed or succeeded without digging through history. You get immediate feedback on your investment actions. ## How It Works The bottom line is you get a conversational interface for your entire Prosper lending portfolio. 1. Subscribe to the Prosper MCP and get your Personal Access Token from your account settings. 2. Add the token to your AI client configuration. 3. Ask your agent to find loans, check balances, or submit bids. ## Frequently Asked Questions **Can I use the Prosper MCP to find high-yield loans?** Yes, you can use the search tool to filter by ratings and biddable status to find the best available notes. **Does the Prosper MCP let me place bids?** Yes, your agent can submit bids on multiple listings at once to help you build your portfolio faster. **Can I check my account balance with Prosper MCP?** Yes, it retrieves your total account value and available cash instantly so you know your spending limit. **How do I track my P2P lending returns?** You can ask your agent to list your loans and payment history to see exactly how your investments are performing. **Can I see if my bid was successful?** Yes, you can check the status of any submitted order to see if it succeeded or had an issue. **Is the Prosper MCP for individual investors?** It is perfect for individual investors who want to automate their search and tracking without manual logins. **Can I search for specific loan ratings like AA or HR?** Yes, use the `search_listings` tool with the `prosper_rating` parameter to filter for specific risk profiles in the marketplace. **How do I check if my bid was successful?** Use the `get_order` tool with your Order ID to retrieve the results, such as BID_SUCCEEDED or INSUFFICIENT_FUNDS. **Can I see my recent payment history for my investments?** Yes, the `list_payments` tool fetches your payment history, defaulting to the last 90 days of transactions.