# Startup Payroll Cost Calculator AI Agent Connect

> Calculate fully-loaded payroll costs, employer burden, and equity-adjusted compensation.

## Overview
- **Category:** finance
- **Price:** Free
- **Endpoint:** https://edge.vinkius.com/vk_preview_UF6CihDUapIs0gdWxEI5o16B3aH2NjxO7QyyQNIk/ai-agent-connect
- **Tags:** payroll, compensation, tax, benefits, equity, financial-modeling

## Description

This MCP server provides precise financial modeling for startup payroll. It calculates the true cost of employees by accounting for gross salaries, benefits, payroll taxes, workers' compensation, and 401k matching. Use `get_total_payroll_cost` to find the total annual cash outlay for a team, `get_employee_burden_breakdown` to see the specific cost components for an individual, and `get_equity_adjusted_compensation` to factor in non-cash equity value. It also includes `get_state_variation_impact` to model how regional tax and insurance differences affect your bottom line.

## Tools

### get_equity_adjusted_compensation
Calculates the total value of a compensation package including non-cash equity

### get_state_variation_impact
Compares how payroll taxes and workers' comp affect costs based on different regional settings

### get_total_payroll_cost
Calculates the total annual cash outlay for all employees combined

### get_employee_burden_breakdown
Provides a granular view of how much extra each individual employee costs the company

## Prompt Examples

**Prompt:** 
```
What is the total annual payroll cost for three employees earning $80,000, $120,000, and $150,000, assuming 15% benefits, 8% tax, 2% workers comp, and 4% 401k match?
```

**Response:** 
```
The total annual payroll cost for these three employees is $432,000.
```

**Prompt:** 
```
Show me the cost breakdown for an employee with a $100,000 salary, 10% benefits, 7% tax, 2% workers comp, and 3% 401k match.
```

**Response:** 
```
For a $100,000 salary, the costs are: $10,000 for benefits, $7,000 for taxes, $2,000 for workers' compensation, and $3,000 for retirement. The total loaded cost is $122,000, representing a 22% burden.
```

**Prompt:** 
```
Calculate the total value for an employee earning $120,000 with $20,000 in annual equity value, using 15% benefits, 8% tax, 2% workers comp, and 4% 401k match.
```

**Response:** 
```
The cash loaded cost is $148,800, and the total value including equity is $168,800.
```

## Frequently Asked Questions

**What is included in the fully-loaded cost?**
The fully-loaded cost includes the gross salary plus all employer-paid expenses: benefits, payroll taxes, workers' compensation, and 401k matching.

**How does this tool handle equity compensation?**
You can use `get_equity_adjusted_compensation` to add the annualized fair market value of equity grants to the cash-loaded cost, providing a complete view of the total economic value offered to an employee.

**Can I compare costs between different states?**
Yes, the `get_state_variation_impact` tool allows you to compare standard payroll costs against state-specific surcharges for taxes and workers' compensation.