# Subscription Total Calculator AI Agent Connect

> Subscription Total Calculator MCP helps you track exactly how much your recurring services cost you over time. It calculates monthly burn, annual commitments, and provides a full breakdown of your subscription landscape so you can see where your money is going.

## Overview
- **Category:** productivity
- **Price:** Free
- **Endpoint:** https://edge.vinkius.com/vk_preview_P1EksJOGXoQ5tqAzUr18x09d6F2VlQl9dONti6a6/ai-agent-connect
- **Tags:** subscriptions, finance, budgeting, cost-calculation, recurring-costs

## Description

Managing a growing list of subscriptions is a headache. You often lose track of how much a single monthly fee actually costs you over a year, or how much your total monthly burn has climbed. This MCP fixes that by giving your AI client the ability to crunch those numbers instantly. Instead of manual math, you just tell your agent what you're paying for, and it handles the rest. You can quickly find out your total monthly outflow, see your yearly commitment, or compare different billing frequencies to see which plans are actually draining your budget. It's a simple way to get a real-time snapshot of your subscription economy without opening a spreadsheet.

## Tools

### get_annual_commitment
This tool calculates the total amount you are committed to spending over a full year.

### get_monthly_burn
This tool finds the total amount you spend on all subscriptions in a single month.

### get_subscription_summary
This tool provides a high-level breakdown of both your monthly and annual costs in one go.

### compare_frequencies
This tool ranks your subscriptions by their annual impact to show which ones cost the most over time.

## Prompt Examples

**Prompt:** 
```
What is my monthly burn for a $15 Netflix monthly sub and a $120 Amazon annual sub?
```

**Response:** 
```
Your total monthly burn is $25.
```

**Prompt:** 
```
Give me a summary for: Spotify ($10 monthly), Disney+ ($120 annual), and iCloud ($2.99 monthly).
```

**Response:** 
```
Your monthly total is $22.99, your annual total is $275.88, and you have 3 subscriptions.
```

**Prompt:** 
```
Which is more expensive: a $15 monthly gym membership or a $150 annual gym membership?
```

**Response:** 
```
The $15 monthly gym membership is more expensive, costing $180 annually compared to $150 for the annual membership.
```

## Capabilities

### Monthly Burn Tracking
Your agent calculates the total monthly outflow for all active subscriptions.

### Annual Cost Projection
Your agent determines the total yearly commitment for any set of services.

### Cost Summarization
Your agent provides a combined view of monthly and annual spending in one response.

### Frequency Comparison
Your agent identifies which subscriptions have the highest annual impact.

## Use Cases

### Budget Auditing
You tell your agent your current subscriptions to see your total monthly burn.

### Plan Comparison
You ask your agent to compare a monthly plan against an annual plan to find the cheapest option.

### Expense Forecasting
You use the annual commitment tool to see how much you'll owe over the next twelve months.

### Subscription Cleanup
You use the frequency comparison tool to find the most expensive services to cut.

## Benefits

- Eliminates manual math for recurring billing cycles.
- Provides instant comparisons between monthly and annual pricing.
- Identifies high-impact subscriptions through annual cost ranking.
- Centralizes subscription math within your existing AI chat interface.

## How It Works

Connecting this MCP to your AI client gives it the math tools needed to handle subscription data.

1. Connect the MCP to your client through the Vinkius dashboard.
2. Provide your subscription details and pricing to your AI agent.
3. Ask your agent to calculate burn, commitments, or summaries.
4. Receive instant financial breakdowns directly in your chat.

## Frequently Asked Questions

**How do I use this MCP with Claude or Cursor?**
You connect to the MCP through Vinkius, which hosts the tool for you. Once connected, your AI client will automatically see the tools and can use them during your chats.

**Can I compare monthly vs annual costs?**
Yes, you can use the comparison tools to see how much a monthly subscription costs over a full year compared to an annual one.

**What is monthly burn?**
Monthly burn is the total amount of money you spend on all your subscriptions within a single month.

**Does this MCP store my financial data?**
This MCP performs calculations based on the data you provide to your AI client during your session.

**Can I get a full breakdown of my spending?**
Yes, the get_subscription_summary tool provides both monthly and annual totals in a single request.

**How does the monthly burn calculation work?**
The `get_monthly_burn` tool sums all monthly subscription prices and adds the monthly equivalent of annual subscriptions (annual price divided by 12).

**Can I compare different subscription frequencies?**
Yes, you can use `compare_frequencies` to see which subscriptions cost the most on an annual basis, regardless of whether they are billed monthly or annually.

**What information do I need to provide?**
You need to provide a list of subscriptions, each containing a price and a frequency (either 'monthly' or 'annual').