# Used Vehicle Inspection Budget Calculator AI Agent Connect > Used Vehicle Inspection Budget Calculator MCP handles the math for pre-purchase vehicle assessments. It aggregates repair estimates, sales tax, and registration fees to find your true cost of ownership. Your AI client uses these tools to determine if a specific vehicle fits your budget or if the repair costs make the deal a bad move. ## Overview - **Category:** finance - **Price:** Free - **Endpoint:** https://edge.vinkius.com/vk_preview_1EslzScQUzeeuaEw7sFjWqLF6UFU6e85FCfiH1OI/ai-agent-connect - **Tags:** vehicle, inspection, budget, car-buying, repair-costs ## Description Buying a used car involves more than just the sticker price. You have to account for immediate repairs, state taxes, and registration fees. This MCP gives your AI client the math tools needed to run those numbers instantly. Instead of manually calculating how much a $12,000 car actually costs after a 7% tax and $500 in repairs, you just give your agent the raw data. It calculates the total acquisition cost, sums up your repair estimates, and tells you the absolute maximum offer you can make to stay under your budget. It turns a messy pile of inspection notes and tax rates into a clear financial decision. You can use it during a live inspection to see if a mechanical issue pushes the total price over your limit. ## Tools ### calculate_max_offer This tool finds the highest price you can offer for a vehicle without going over your total budget. ### get_acquisition_cost This tool calculates the total cost of ownership by adding the vehicle price to taxes and administrative fees. ### get_repair_subtotal This tool sums up all the estimated repair costs identified during your vehicle inspection. ### summarize_vehicle_deal This tool provides a full financial breakdown to show if a specific vehicle deal is feasible. ## Prompt Examples **Prompt:** ``` I have a budget of $15,000. The car costs $12,000, tax is 7%, registration is $200, and I found $1,500 in repairs. Can I afford this? ``` **Response:** ``` The total project cost is $14,740.00, which is within your $15,000.00 budget, leaving you with a surplus of $260.00. ``` **Prompt:** ``` What is the maximum I can offer for a car if my total budget is $20,000, repairs are $2,000, tax is 6%, and registration is $150? ``` **Response:** ``` The maximum offer you can make is $16,745.27. ``` **Prompt:** ``` Calculate the total acquisition cost for a $5,000 car with 5% tax and $100 registration. ``` **Response:** ``` The total acquisition cost is $5,350.00, consisting of a $5,000.00 purchase price, $250.00 in tax, and $100.00 for registration. ``` ## Capabilities ### Repair Cost Aggregation Your agent sums up every mechanical issue found during an inspection. ### Tax and Fee Calculation The MCP adds sales tax and registration fees to the base vehicle price. ### Offer Ceiling Determination Your AI client calculates the highest possible bid to keep you under budget. ### Deal Feasibility Summaries The tool generates a complete financial overview of a potential purchase. ## Use Cases ### On-site Inspection Use the MCP while looking at a car to see if a newly discovered leak ruins the deal. ### Pre-purchase Planning Run numbers on several different vehicles to compare total acquisition costs. ### Negotiation Prep Determine your hard limit for an offer before talking to a seller. ### Budget Tracking Keep a running total of all costs including taxes and registration. ## Benefits - Prevents budget overruns by calculating the maximum offer amount. - Combines repair estimates with purchase prices for a single total cost. - Includes administrative fees like tax and registration in every calculation. - Provides a clear financial summary of every vehicle deal. ## How It Works Connect the MCP to your client and start feeding it vehicle data. 1. Connect the MCP to Claude, Cursor, or Windsurf via Vinkius. 2. Provide your total budget and the vehicle's sticker price to your agent. 3. Input identified repair costs and local tax/registration rates. 4. Ask your agent to calculate the max offer or total acquisition cost. ## Frequently Asked Questions **How does this MCP help with car buying?** It calculates the total cost of a vehicle by combining the price, taxes, registration, and repair estimates, ensuring you stay within your budget. **Can I use this with Claude or Cursor?** Yes, you can connect this MCP to any MCP-compatible client like Claude, Cursor, or Windsurf. **Does it include sales tax in the calculations?** Yes, the get_acquisition_cost tool specifically includes the vehicle price plus administrative fees like sales tax. **How do I find out the most I should pay for a car?** You use the calculate_max_offer tool, which looks at your total budget and subtracts the expected repairs and fees. **Is there a way to see a full breakdown of the deal?** Yes, the summarize_vehicle_deal tool provides a complete financial overview of the vehicle's feasibility. **How do I calculate the maximum price I can offer?** You can use the `calculate_max_offer` tool. Provide your total budget, the estimated repair subtotal, the sales tax rate, and the registration fee to find your maximum allowable purchase price. **Does this include sales tax and registration?** Yes, the `get_acquisition_cost` tool specifically calculates the purchase price plus the calculated tax amount and the registration fee. **Can I see a full summary of the deal?** Yes, the `summarize_vehicle_deal` tool provides a comprehensive overview, including whether the deal is within budget and the total project cost.