# Utility Usage Comparator MCP. AI Agent Connect

> Utility Usage Comparator MCP lets your AI client analyze electricity, water, gas, and internet bills. It breaks down cost changes, identifies if your rates or usage are driving expenses, and calculates how household occupancy affects your monthly burden. You can project yearly costs or get a high-level summary of all your utility trends in one place.

## Overview
- **Category:** finance
- **Price:** Free
- **Endpoint:** https://edge.vinkius.com/vk_preview_7l69D12a3o4oNsnXV1MoactHErM1GGaFZ60YZ28Z/ai-agent-connect
- **Tags:** electricity, water, gas, internet, budgeting, household, analytics

## Description

You can stop guessing why your monthly bills are spiking. This MCP gives your AI client the ability to dig into the specifics of your electricity, water, gas, and internet expenses. Instead of just looking at a total dollar amount, you can see if a bill went up because you actually used more energy or because the utility company raised their rates. It handles the math for you, calculating per-person cost changes so you can see how adding or removing people from your household changes your financial burden. You can also look ahead by projecting what your annual costs will look like based on your current spending. It is a practical way to turn raw billing data into actionable household budget insights.

## Tools

### project_annual_cost
This tool predicts what you will spend on a specific utility over the entire year.

### compare_utility_usage
Use this to find the exact difference in cost and consumption between your current bill and a previous period.

### summarize_utility_trends
This provides a high-level overview of your spending and usage patterns across all your different utility types.

### get_occupancy_impact_report
This tool calculates how changes in the number of people living in your home specifically affected your utility costs.

## Prompt Examples

**Prompt:** 
```
Compare my electricity usage. Current: $150, 500kWh, 4 people. Baseline: $120, 450kWh, 4 people.
```

**Response:** 
```
The absolute amount change is $30.00, and the absolute consumption change is 50kWh. The per-person amount change is $7.50.
```

**Prompt:** 
```
Predict my annual gas cost if I spent $80 this month.
```

**Response:** 
```
The projected annual total for gas is $960.00 (confidence level: low).
```

**Prompt:** 
```
Summarize my utility trends for electricity ($100 current, $80 baseline, 40kWh current, 35kWh baseline, 2 people current, 2 people baseline) and water ($50 current, $40 baseline, 10 units current, 8 units baseline, 2 people current, 2 people baseline).
```

**Response:** 
```
The total household spend trend is $30.00. The most volatile utility is electricity. The average per-person trend is $12.50.
```

## Capabilities

### Cost Driver Analysis
Your agent identifies if price hikes come from usage increases or rate changes.

### Occupancy Adjustments
The AI calculates how many people in the house are driving up the bill.

### Annual Projections
Your client estimates total yearly spending based on current monthly data.

### Multi-Utility Summaries
The agent aggregates data from electricity, water, gas, and internet into one view.

## Use Cases

### Detecting Rate Hikes
Your agent can tell if your electricity bill rose because you used more power or because the provider increased their rates.

### Managing Household Growth
Use the occupancy report to see how much more water or gas a new resident is actually consuming.

### Annual Budget Planning
Predict your total yearly gas or water costs to avoid end-of-year surprises.

### Comparing Billing Cycles
Compare this month's internet or electric bill against last month to see exact consumption shifts.

## Benefits

- Identifies if cost increases are caused by usage or rate hikes.
- Calculates per-person spending to normalize data against household size.
- Provides yearly spending estimates to help with long-term budgeting.
- Aggregates multiple utility types into a single summary.

## How It Works

You connect the MCP to your client and start feeding it bill data.

1. Connect your preferred client like Claude or Cursor to Vinkius.
2. Provide your current and baseline utility data to your agent.
3. Ask the agent to compare usage or project annual costs.
4. Review the calculated changes and trends provided by the MCP.

## Frequently Asked Questions

**What utilities can I track with this MCP?**
You can track electricity, water, gas, and internet expenses.

**How does it handle changes in the number of people living in my house?**
The get_occupancy_impact_report tool calculates how changes in household size specifically affect your utility burden.

**Can I predict my yearly expenses?**
Yes, the project_annual_cost tool predicts your total yearly expenditure for a specific utility.

**Does this MCP work with Claude?**
Yes, you can connect this MCP to any MCP-compatible client, including Claude, Cursor, and Windsurf.

**Can it tell the difference between usage and rate changes?**
Yes, the tool identifies if cost drivers are based on actual usage or changes in utility rates.

**How do I compare my current electricity bill to last month?**
You can use the `compare_utility_usage` tool by providing the current and baseline period data, including amount, consumption, and occupancy.

**Can I predict my yearly water costs?**
Yes, the `project_annual_cost` tool allows you to estimate your total yearly expenditure based on your current monthly amount.

**How does household size affect my utility analysis?**
The tool uses occupancy to calculate per-person metrics, helping you understand if cost changes are due to more people in the house or increased individual usage.