# Venture Founders Insurance Calculator AI Agent Connect

> Quantify insurance protection gaps for venture-backed founders.

## Overview
- **Category:** finance
- **Price:** Free
- **Endpoint:** https://edge.vinkius.com/vk_preview_Im9bFJXtEPA8XX64zkx8RMfYKbDX7EyYzkC0qbBa/ai-agent-connect
- **Tags:** founders, venture-capital, liability, insurance, risk

## Description

This MCP server provides specialized tools to help venture-backed founders assess their personal and professional liability. By analyzing the intersection of personal wealth, corporate D&O coverage, and indemnification strength, it identifies critical protection gaps. Use `calculate_coverage_needs` to determine recommended insurance amounts, `estimate_insurance_cost` to project annual premiums, `analyze_personal_exposure` to evaluate private wealth risk, and `evaluate_tail_requirement` to plan for exit scenarios.

## Tools

### analyze_personal_exposure
Evaluates how much of a founder's private wealth is at risk

### calculate_coverage_needs
Determines the recommended amount of additional insurance a founder should secure

### estimate_insurance_cost
Provides a rough cost estimate for securing the recommended coverage

### evaluate_tail_requirement
Determines if additional tail coverage is necessary based on exit scenarios

## Prompt Examples

**Prompt:** 
```
I have $500,000 in personal assets and my company has $1,000,000 in D&O coverage. My total liability exposure is $2,000,000. How much personal wealth is at risk?
```

**Response:** 
```
Your unshielded assets are $1,000,000, and your vulnerability score is high because your total corporate protection does not cover the full liability exposure.
```

**Prompt:** 
```
My liability exposure is $5,000,000 and my current D&O coverage is $2,000,000 with a high indemnification strength. What is my recommended coverage?
```

**Response:** 
```
The recommended additional coverage is $3,000,000 to close the protection gap.
```

**Prompt:** 
```
I am planning to exit my company in December 2025 and I don't have tail coverage. Do I need it?
```

**Response:** 
```
Yes, tail coverage is recommended to ensure you are protected against claims arising from your time as a founder after your exit.
```

## Frequently Asked Questions

**How does this tool help with my personal risk?**
You can use `analyze_personal_exposure` to see how much of your private wealth is at risk if corporate protections like D&O coverage fail to cover a liability claim.

**Can I estimate the cost of additional coverage?**
Yes, once you have determined your needs, use `estimate_insurance_cost` to get a projected annual premium based on your company's risk profile.

**What happens if I am planning to exit my company?**
The `evaluate_tail_requirement` tool helps you determine if you need tail coverage to protect against claims made after you have left the company.