# Wise MCP for AI Agents AI Agent Connect > Wise MCP connects your Wise Business account to your AI agent. Check balances in 50+ currencies, track international transfers, and manage your payment recipients through a chat interface instead of logging into a dashboard. ## Overview - **Category:** money-moves - **Price:** Free - **Endpoint:** https://edge.vinkius.com/vk_preview_T3To8A6CqmDMaeNDYeTyxH2VJb5eohpjkR8Tkm6F/ai-agent-connect - **Tags:** international-transfers, multi-currency, currency-exchange, business-banking, financial-tracking, remittance ## Description Managing international payments usually means jumping between tabs, checking exchange rates, and manually verifying transfer statuses. If you're running a business that handles multiple currencies, that's a lot of friction. This Connector changes that by letting your AI agent handle the heavy lifting. Instead of hunting for a specific balance or digging through a history list, you can just ask your agent for the numbers. It pulls real-time data from your Wise Business account so you can stay on top of your cash positions without the manual overhead. You can check your USD, EUR, or GBP balances, get live quotes for upcoming transfers, and see exactly where your money is in the pipeline. It's about getting the data you need to make decisions faster. By adding this to your setup on Vinkius, you turn a multi-step banking process into a simple conversation. You get a clearer picture of your global operations while keeping your focus on the actual work that moves the needle. ## Tools ### create_quote Generate a quote for a specific international transfer. See the exact fees and final amounts before you commit. ### list_transfers See a full list of all your past and current transfers. Use this to monitor the movement of your funds. ### get_transfer Get the specific status and details for one transfer. This is useful for checking if a specific payment has arrived. ### list_profiles See your different Wise business profiles. Use this to switch context between different business entities. ### get_currencies Find out which currencies Wise currently supports. This helps you verify if a specific currency is available. ### get_exchange_rate Pull the live exchange rate for any currency pair. This helps you stay updated on FX volatility in real time. ### list_statements Get a list of your recent account statements. This is perfect for quick reconciliations and verifying history. ### list_balances View your current balances across all your currency accounts. This gives you a bird's eye view of your global cash. ### get_balance Pull the specific details for a single currency balance. Use this to get deep-dive data on one specific account. ### list_recipients Get a list of all your saved payment recipients. This makes it easy to find the right person to pay quickly. ## Prompt Examples **Prompt:** ``` What's my current balance in USD and EUR? ``` **Response:** ``` Here are your current balances: - **USD**: $85,200.00 - **EUR**: €42,100.00 Your total equivalent is approximately $127,300 USD. ``` **Prompt:** ``` How much will it cost to send 10,000 EUR to a USD account? ``` **Response:** ``` I've pulled a quote for that transfer: - **Amount**: 10,000 EUR - **Recipient gets**: $10,842.50 USD - **Exchange Rate**: 1.0850 - **Wise Fee**: €28.50 - **Estimated Delivery**: 1 business day ``` **Prompt:** ``` Is my transfer to the London office finished? ``` **Response:** ``` Your transfer of £15,000 to 'London Office Ltd' is currently in the **Processing** stage. The exchange rate is locked at 1.2650, and it's estimated to arrive by tomorrow at 3:00 PM GMT. ``` ## Capabilities ### Check multi-currency balances Get your current holdings across all supported currencies instantly. ### Track active transfers See the current status and estimated delivery dates for outgoing payments. ### Manage payment recipients List and search through your saved contacts for international payments. ### Get live exchange rates Pull current conversion rates to see exactly what your money is worth. ### Create transfer quotes Generate a breakdown of fees and final amounts before you send money. ### View account statements Pull a list of your recent transactions and statements for reconciliation. ## Use Cases ### Checking global cash flow A finance lead asks what their total balance is in EUR and USD. The agent uses list_balances to give a quick summary. ### Tracking a late payment An agency owner wants to know if a client's payment arrived. The agent uses get_transfer to show the current status. ### Preparing a cross-border payment A freelancer needs to know the cost of sending money. The agent uses create_quote to show the fee and final amount. ### Reconciling monthly spend An accountant needs to see last month's activity. The agent uses list_statements to pull the records. ## Benefits - Stop manual dashboard hopping by checking your USD, EUR, or GBP balances using list_balances directly in your chat. - Get instant clarity on money in transit by using list_transfers to see exactly where your funds are. - Save time on reconciliation by pulling your recent history with list_statements instead of downloading CSVs. - Make informed payment decisions by getting live quotes with create_quote before you hit send. - Simplify your payee list by searching through your contacts using list_recipients whenever you need to pay someone new. - Stay on top of FX volatility by pulling live conversion data with get_exchange_rate at any moment. ## How It Works The bottom line is you get a conversational interface for your global banking operations. 1. Subscribe to the Wise MCP on the Vinkius marketplace. 2. Create a Personal API Token in your Wise Business account settings. 3. Connect the token to your AI client to start asking questions about your balances and transfers. ## Frequently Asked Questions **Can the Wise MCP check my balances in different currencies?** Yes, it can pull your real-time balances for USD, EUR, GBP, and over 50 other currencies. You can ask your agent to give you a summary of all your holdings at once. **How does the Wise MCP help with international transfers?** It lets you track the status of outgoing payments and see estimated delivery dates. You can also get live quotes for fees and exchange rates before you send money. **Can I use the Wise MCP to find my saved recipients?** Yes, you can ask your agent to list or search your payment recipients. This helps you quickly find the right person to pay without digging through your history. **Does the Wise MCP show me my recent transaction history?** It can pull your account statements so you can see recent activity. This is great for quickly checking what went out or what came in during a specific period. **Is the Wise MCP good for tracking exchange rates?** It can pull live exchange rates for any currency pair you need. This helps you see exactly what your money is worth before you initiate a cross-border payment. **Can the Wise MCP help with business reconciliation?** Yes, by using the statements and transfer tracking tools, you can quickly gather the data needed for month-end reporting without manual downloads. **How do I get my Wise API token?** You need a **Wise Business account** with 2-Step Verification enabled. Log in at **wise.com**, click your profile icon in the top right corner, then go to **Settings → API tokens → Add new token**. Name your token, complete the 2-Step Verification, and copy it immediately — it is only shown once. Paste it into the configuration below. Note: this feature is only available on the web — not the mobile app. **Can I check how much a transfer will cost before sending money?** Yes. Ask your AI agent to get a quote for any currency pair and amount. It returns the live exchange rate, Wise's fee, the estimated delivery time, and the exact amount the recipient will receive — so you can make informed decisions before committing to a transfer. **What if I need to track a transfer that seems delayed?** Just ask your AI agent 'What's the status of my last transfer?' It returns the current processing stage, estimated delivery date, exchange rate used, and any holds or compliance reviews in progress — all without opening Wise in a browser or switching contexts. **Is this suitable for companies operating in multiple currencies?** Absolutely. Wise supports 50+ currencies, and your AI agent can check balances in all of them simultaneously. Perfect for global e-commerce businesses, international agencies, remote-first companies paying contractors worldwide, and treasury teams managing FX exposure across multiple regions.