# Xero MCP for AI Agents AI Agent Connect > Xero MCP connects your Xero account to any AI agent, allowing you to manage invoices, bank transactions, and financial reports through natural conversation. It turns your accounting dashboard into a conversational interface for faster data retrieval and reporting. ## Overview - **Category:** money-moves - **Price:** Free - **Endpoint:** https://edge.vinkius.com/undefined/ai-agent-connect - **Tags:** invoicing, bookkeeping, bank-reconciliation, financial-reporting, contact-management, tax-compliance ## Description This Xero MCP connects your Xero account to any AI agent so you can manage your business finances through natural conversation. Imagine you're trying to figure out if a specific client paid their last invoice. Instead of logging into Xero, clicking through three different menus, and filtering by date, you just ask your agent. It pulls the status immediately. This Connector turns your accounting software into a conversational interface. You can grab your profit and loss for last month, check your bank transactions, or find a customer's contact ID for a new billing workflow. It handles the heavy lifting of navigating Xero's dashboard so you can stay focused on running your business. When you add this to your toolkit on Vinkius, your agent becomes a financial operations assistant that knows your numbers as well as you do. You don't have to be an accounting expert to get high-level insights; you just need to know what you want to see. It replaces the need to keep dozens of tabs open just to check on your cash flow or verify a tax code. Instead of wrestling with filters, you get direct answers to your most pressing financial questions. It's about getting the data you need without the friction of the traditional dashboard. ## Tools ### get_balance_sheet Get your assets, liabilities, and equity totals for a specific date. It's a quick way to see your financial position at a glance. ### get_invoice_details See the full details for a specific invoice including line items and taxes. Use this to check exactly what a customer is being charged for. ### get_organisation_info Retrieve your company's legal registration details and base currency. This helps you maintain compliance and understand your tenant information. ### get_profit_and_loss Generate a profit and loss report for any specific date range. You can quickly see your revenue and expenses over time. ### list_chart_of_accounts Browse all accounts in your Xero chart of accounts. This helps you verify account codes and types before recording new transactions. ### list_bank_transactions List all transactions recorded in your bank accounts. Use this to monitor cash flow and keep up with your accounts receivable. ### list_xero_contacts Browse all customers and suppliers registered in your Xero account. It's the best way to find contact IDs for accurate reporting. ### list_xero_invoices List all sales and purchase invoices within your organization. You can use this to track your entire invoicing lifecycle. ### list_xero_payments List all payments that have been applied to your invoices. This makes it easy to track which bills are settled and which are still open. ## Prompt Examples **Prompt:** ``` List all my unpaid invoices in Xero. ``` **Response:** ``` I found 5 invoices with outstanding balances: | Invoice # | Amount | Status | | :--- | :--- | :--- | | INV-001 | $1,200.00 | Overdue | | INV-005 | $450.00 | Overdue | | INV-012 | $890.00 | Overdue | | INV-020 | $300.00 | Overdue | | INV-025 | $150.00 | Overdue | Would you like the details for the largest one? ``` **Prompt:** ``` What is our Profit and Loss for March 2026? ``` **Response:** ``` ### PnL Report for March 2026 * **Total Revenue:** $42,500.00 * **Total Expenses:** $28,150.00 * **Net Profit:** $14,350.00 This represents a **12% improvement** compared to February. Would you like a breakdown by category? ``` **Prompt:** ``` Find the contact ID for 'Global Tech' and show their last 3 payments. ``` **Response:** ``` Contact **'Global Tech'** (ID: 550e8400-e29b...) found. Their last 3 payments were: * **$1,200.00** (2026-03-15) * **$1,200.00** (2026-02-15) * **$1,200.00** (2026-01-15) All applied to recurring service invoices. ``` ## Capabilities ### Pull real-time PnL reports Use the profit and loss tool to see your revenue and expenses for any period. ### List all sales and purchase invoices Use the invoice listing tool to see every bill and sale in your organization. ### Browse customers and suppliers Use the contact listing tool to find specific customer IDs for your records. ### Check bank transaction history Use the bank transaction tool to see all your recent bank activity. ### Verify chart of accounts codes Use the chart of accounts tool to check your ledger categories and types. ### Get organization registration details Use the organization info tool to find your company's legal and currency data. ### Track applied payments on invoices Use the payments listing tool to see which invoices have been paid. ## Use Cases ### Checking unpaid invoices A business owner asks their agent to list all invoices with outstanding balances. The agent uses list_xero_invoices to find them and reports the total debt. ### Monthly financial reporting A finance analyst asks for the profit and loss for last month. The agent uses get_profit_and_loss to pull the data and summarize the net profit. ### Finding customer IDs An ops manager needs to find a customer's ID for a new contract. The agent uses list_xero_contacts to search for the name and return the correct ID. ### Verifying bank activity A bookkeeper wants to know if a specific deposit hit the account. The agent uses list_bank_transactions to check the recent history. ## Benefits - Get real-time PnL reports instantly using get_profit_and_loss to see your revenue and expenses for any period. - Identify unpaid bills quickly by using list_xero_invoices to view every sales and purchase invoice in your organization. - Find specific customer data faster by using list_xero_contacts to browse all registered customers and suppliers. - Stay on top of your cash flow by using list_bank_transactions to see every transaction recorded in your bank accounts. - Verify your ledger accuracy by using list_chart_of_accounts to see all account types and codes. - Access your balance sheet for any date using get_balance_sheet to see your assets, liabilities, and equity. ## How It Works The bottom line is you get instant access to your business finances without leaving your chat interface. 1. Subscribe to the Xero MCP on the Vinkius marketplace. 2. Enter your Xero Access Token and Tenant ID into your AI client settings. 3. Ask your agent to pull reports, check invoices, or find contact details. ## Frequently Asked Questions **Can the Xero MCP help me with my bookkeeping?** Yes, it helps you manage bookkeeping by letting you browse your chart of accounts, check bank transactions, and verify invoice statuses through a natural chat interface. **How do I get my balance sheet using the Xero MCP?** You can simply ask your AI agent to pull your balance sheet for a specific date, and it will retrieve the assets, liabilities, and equity totals for you. **Can I use the Xero MCP to find customer contact IDs?** Yes, it can browse your full list of customers and suppliers to find specific contact IDs, which is helpful for accurate reporting and billing workflows. **Does the Xero MCP support profit and loss reports?** It does. You can ask your agent to generate a profit and loss report for any specific date range to see your revenue and expenses. **How do I connect my Xero account to my AI agent?** Once you subscribe to the Xero MCP, you just need to provide your Xero Access Token and Tenant ID in your AI client settings to get started. **Can the Xero MCP check my bank transactions?** Yes, it can list all transactions recorded in your bank accounts so you can monitor your cash flow and stay on top of your accounts receivable. **Can I retrieve my profit and loss report for a specific period via chat?** Yes. The `get_profit_and_loss` tool allows your AI agent to retrieve a PnL report by providing a start and end date. This provides an instant summary of your revenue and expenses without manual reporting. **How do I find out the outstanding amount on a specific invoice?** You can use the `get_invoice_details` tool. Provide the unique invoice ID, and your agent will return the full metadata, including the original amount, any applied payments, and the current balance due. **Is it possible to see my bank transactions through the agent?** Absolutely. Use the `list_bank_transactions` tool to retrieve a list of all transactions recorded in your Xero bank accounts, helping you monitor cash flow directly through your conversation.