How to Use the Bloom Credit MCP in Windsurf

Q: How do I install the Bloom Credit MCP Server in Windsurf?

Open your /.codeium/windsurf/mcpconfig.json file and add the server configuration under the mcpServers key. You can also use the Settings UI under Cascade MCP Servers to paste the Vinkius connection URL.

Q: Does this MCP Server support organization switching?

Yes, it exposes listorganizations which Cascade can query to see which business units you have access to, letting you toggle contexts.

Pull credit reports and build consumer profiles autonomously inside Windsurf using Cascade.

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Connect Bloom Credit MCP to Windsurf

Create your Vinkius account to connect Bloom Credit to Windsurf and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Setup Bloom Credit with Windsurf

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Pull credit reports autonomously in Windsurf

The `get_report_data` tool lets Windsurf fetch raw credit bureau files directly into your workspace. Cascade chains this with `get_consumer` to match reports to the right profiles without you pasting IDs back and forth. You ask the IDE to analyze a user's credit history, and it handles the entire lookup flow. It maps the returned data points to your local database schema instantly.

Build consumer profiles directly from Cascade

The `create_consumer` tool registers new applicants in the Bloom Credit system from your active editor. Cascade reads your local sign-up logs, extracts the necessary fields, and runs the registration. Instead of manual data entry, your IDE handles the creation step and immediately triggers `create_order` to pull their initial credit file. You see the updated state in your terminal right away.

Audit credit data orders using this MCP Server

The `list_orders` tool displays your active credit inquiries directly inside your editor. Windsurf monitors these requests, calling `get_order` to check on pending bureau responses. Cascade tracks these statuses in the background while you work on your fintech app. It flags failed orders so you can debug API issues immediately.

Setup guide

Set up Bloom Credit MCP in Windsurf

Prerequisites

Windsurf IDE installed (macOS, Windows, or Linux)
Active Vinkius subscription with a valid endpoint token

1

Open MCP configuration

Click the Cascade assistant icon in the sidebar, then click the hammer icon (🔨) at the top of the panel. Select "Configure" to open ~/.codeium/windsurf/mcp_config.json.
2

Add the Bloom Credit MCP

Paste the JSON snippet shown on the right into the mcpServers object. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com.
3

Refresh MCPs

Go back to the hammer icon (🔨) in Cascade and click "Refresh". Windsurf will detect the new server. No full restart is needed — the connection is hot-reloaded.
4

Verify in Cascade

Start a new Cascade conversation and ask something like "Show my Bloom Credit payment history." If connected, Cascade will call the Bloom Credit tools directly. You will see a green dot next to the server name in the MCP panel.

mcp_config.json

{
  "mcpServers": {
    "bloom-credit-mcp": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

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Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Bloom Credit. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

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Common questions about Bloom Credit MCP in Windsurf

Cascade uses its autonomous agent capabilities to run multiple tools in sequence. When you ask it to check a user, it calls `list_consumers` to find their ID, then runs `get_report_data` to pull their credit file without requiring separate prompts.

Yes. You can ask Cascade in plain English to fetch a score, and it will use `create_order` to pull the credit data and render it in your chat window.

Open your `~/.codeium/windsurf/mcp_config.json` file and add the server configuration under the `mcpServers` key. You can also use the Settings UI under Cascade MCP Servers to paste the Vinkius connection URL.

Yes, it exposes `list_organizations` which Cascade can query to see which business units you have access to, letting you toggle contexts.

Your credit report details and consumer SSNs stay strictly within the Vinkius secure V8 sandbox. Windsurf receives the data over an encrypted connection, ensuring sensitive financial records never leak to external servers.

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