Increase MCP Server
Your very own programmatic commercial bank. Construct completely new bank accounts, fetch balance ledgers, map Routing numbers and fire wire limits.
Vinkius AI Gateway supports streamable HTTP and SSE.
Works with every AI agent you already use
…and any MCP-compatible client
Increase MCP Server: see your AI Agent in action
Built-in capabilities (12)
increase_create_account
Spin up a new Bank Account programmatically
increase_create_ach
Push an outbound ACH transfer to any US Bank
increase_create_card
Issue a physical/virtual debit card attached to an account
increase_create_routing_number
Generate new ABA routing & account number data
increase_create_wire
Send a same-day US Wire transfer
increase_get_balance
Fetch realtime ledger balance for a specific account
increase_list_accounts
List all sub-accounts under your charter
increase_list_cards
Sweep the active array of issued Cards
increase_list_transactions
Financial history extraction (Booked)
increase_list_transfers
Audit outbound transfers
increase_simulate_inbound_ach
Simulate receiving an ACH inbound (SANDBOX ONLY)
increase_simulate_inbound_wire
Simulate receiving a Wire inbound (SANDBOX ONLY)
What this connector unlocks
The Increase MCP Server connects AI to a physical, fully compliant commercial US bank built explicitly top-down for programmatic transactions.
What you can do
- Endless Provisioning — Instantly generate new live bank accounts
increase_create_accountacting as sub-ledgers, enabling separate balances. - Open Payment Rails — Need to inject funds into a supplier directly using native American payment streams? Use
increase_create_achor sweep high-value overnightincrease_create_wiresecurely. - Simulation Environment — Use Sandbox arrays to trigger simulated money hits
increase_simulate_inbound_achchecking if an external agent script validates receiving deposits before going to production.
How it works
1. In the Increase dashboard, decide if you're in Development (Sandbox) mode or Live (Production) mode.
2. Obtain an API Key (sk_test or sk_prod).
3. Plug the key directly into Vinkius to sync the core network natively with agent logic.
Who is this for?
- Platform Builders (BaaS) — Create internal software that orchestrates money mapping transparently.
- Advanced Corporate Ops — Fire up temporary transaction routing numbers to accept wires.
Frequently asked questions
Give your AI agents the power of Increase
Access Increase and 2,000+ MCP servers — ready for your agents to use, right now. No glue code. No custom integrations. Just plug Vinkius AI Gateway and let your agents work.
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