What is the N26 Banking MCP Server?

The N26 MCP Server gives AI agents like Claude, ChatGPT, and Cursor direct access to N26. Universal N26 intelligence — check balances, accounts, and spaces via AI. Powered by the Vinkius AI Gateway — no API keys, no infrastructure, connect in under 2 minutes.

N26 MCP Server: see your AI Agent in action

AI Agent→Vinkius→N26 Banking
You

Vinkius AI Gateway
GDPR·High Security·Kill Switch·Ultra-Low Latency·Plug and Play

Built-in capabilities (3)

get_n26_accounts

List all N26 accounts

get_n26_spaces

Get N26 spaces and sub-account balances

get_n26_transactions

Get recent N26 transactions

What this connector unlocks

Equip your AI agent with real-time personal finance intelligence through the N26 MCP server. This integration provides secure access to your N26 bank accounts, allowing your agent to retrieve current balances, list multiple accounts, and fetch recent transaction history. Your agent can also explore N26 'Spaces' (sub-accounts) to monitor specific savings goals. Whether you are auditing your personal spending, tracking budget goals across Europe, or managing daily finances, your agent acts as a dedicated financial assistant through natural conversation.

What you can do

  • Balance Inquiry — Get the real-time balance and IBAN for any of your N26 accounts.
  • Transaction History — Fetch recent transactions to audit your spending patterns and vendors across the Eurozone.
  • Space Monitoring — Retrieve details and balances for all your N26 Spaces.
  • Financial Auditing — Ask your agent to summarize your recent financial activity and sub-account status.

How it works

1. Subscribe to this server
2. Enter your N26 Access Token (get it at N26 Developer portal)
3. Start managing your finances from Claude, Cursor, or any MCP-compatible client

Who is this for?

  • Personal Finance Enthusiasts — track their spending and balances through simple AI queries.
  • European Expats & Digital Nomads — monitor their N26 accounts while living or traveling across Europe.
  • Sustainable Devs — build automated personal finance workflows and budgeting tools.
  • Busy Professionals — get quick summaries of their financial status without opening an app.

Frequently asked questions

Give your AI agents the power of N26

Access N26 and 2,500+ MCP servers — ready for your agents to use, right now. No glue code. No custom integrations. Just plug Vinkius AI Gateway and let your agents work.