HealthCare.gov MCP Server

Connect the HealthCare.gov Marketplace API to any AI agent and take full control of ACA health plan research and provider network verification through natural conversation.

What you can do

• Plan Search — Retrieve available health and dental plans based on household demographics and location.
• Drug Coverage — Search for medications and verify if they are covered by specific plans and at what tier.
• Provider Lookup — Search for doctors, hospitals, and facilities and check their in-network status.
• Geography Insights — Retrieve County FIPS codes by ZIP code to ensure accurate regional pricing.
• Issuer Details — List all insurance companies operating in specific states and their available plans.
• Crosswalk Access — Monitor plan transitions between enrollment years to stay updated on coverage changes.

How it works

1. Subscribe to this server
2. Enter your Marketplace API Key (from developer.cms.gov)
3. Start researching health plans from Claude, Cursor, or any MCP-compatible client

No more manual filtering through complex marketplace portals. Your AI assistant acts as a dedicated Health Insurance Navigator or Benefits Specialist.

Who is this for?

• Benefits Consultants — instantly retrieve plan options and pricing for clients across different regions.
• Healthcare Navigators — automate the process of verifying provider networks and drug formularies.
• Policy Researchers — maintain a real-time overview of marketplace availability and issuer competition.