# LianLian Pay MCP

> LianLian Pay manages global payments, settlements, and multi-currency funds directly through your AI client. Connect it to track real-time balances across merchant accounts, initiate payments, monitor fund withdrawals, and get current foreign exchange rates—all without opening a separate portal.

## Overview
- **Category:** money-moves
- **Price:** Free
- **Tags:** cross-border-payments, global-settlement, multi-currency, fund-collection, enterprise-finance

## Description

Managing international money flows shouldn't require three different dashboards and a spreadsheet pivot table. LianLian Pay lets your agent handle complex cross-border finance tasks through simple conversation. You can ask it to list your balances in multiple currencies, check the status of an order using its unique ID, or pull detailed transaction records for month-end reconciliation. It acts like a global treasury assistant available right inside your AI workspace. When you connect this MCP via Vinkius, your agent pulls all that data—from current fund levels to historical settlements—and gives it back in plain language. You don't have to navigate the LianLian Global portal; you just talk to your AI client and get accurate, actionable financial status updates instantly.

## Tools

### create_payment
Sends a new payment order to the platform.

### get_account_info
Retrieves detailed information about your merchant account.

### get_balance
Gets your current available funds across all connected accounts.

### get_bank_list
Provides a list of supported banks for fund management.

### get_exchange_rates
Fetches the current foreign exchange rates (FX) between currencies.

### list_settlements
Retrieves a list of historical fund settlements.

### list_transactions
Lists detailed records for all transactions associated with your account.

### list_withdrawals
Provides an overview of past fund withdrawal requests and statuses.

### query_order
Checks the status of a specific payment order using its ID.

### refund_order
Initiates a refund for a completed payment or order.

## Prompt Examples

**Prompt:** 
```
What is my current balance on LianLian Pay?
```

**Response:** 
```
I've retrieved your account balances. You have a total available balance of $120,500 USD and €15,200 EUR. Would you like a breakdown of pending settlements?
```

**Prompt:** 
```
Check the status of order 'LL-ORDER-8821'.
```

**Response:** 
```
The order 'LL-ORDER-8821' is currently 'Completed'. The payment was successfully collected at 10:30 AM today. Funds are scheduled for settlement in 2 business days.
```

**Prompt:** 
```
List the last 5 settlements for my merchant account.
```

**Response:** 
```
I've listed your 5 most recent settlements. The largest was for $45,000 on April 8th. Total settled amount for this week is $112,000. Should I check for any failed withdrawal attempts?
```

## Capabilities

### Check global account balances
Instantly retrieve real-time available funds across all connected merchant accounts.

### Initiate and track payments
Send new payment orders or check the status of existing transactions using unique identifiers.

### Monitor historical fund movements
List past settlements, withdrawals, and detailed transaction records for full financial auditing.

### Get currency conversion data
Retrieve current foreign exchange rates and supported banking lists before planning a transfer.

### Handle refunds and collections
Process refund requests or query specific order statuses to confirm payment collection.

## Use Cases

### A supplier payment is stuck in a different currency.
The finance team needs to pay a vendor but doesn't know the current exchange rate or if funds are available. They ask their agent: 'What's my balance and what's the USD/EUR rate?' The agent uses `get_balance` and `get_exchange_rates` to give them the exact, actionable amount needed for payment.

### The e-commerce store needs to reconcile Q2 revenue.
An e-commerce manager asks their agent to 'List all transactions and settlements from April 1st.' The agent uses `list_transactions` and `list_settlements` together, giving the full picture of collections and transfers for quick reconciliation.

### A customer claims a payment was never received.
The support team member asks their agent to check 'order LL-9032.' The agent uses `query_order` first, confirming the status. If it's confirmed paid but not arrived, they can use `refund_order` to start the reversal process.

### The company needs to move funds internationally.
A treasury officer needs to send money and must confirm both the amount and the destination bank's details. They ask the agent to check 'supported banks' using `get_bank_list` before running `create_payment`.

## Benefits

- Get real-time visibility into your funds. Use `get_balance` to check available money across all merchant accounts instantly, so you never guess your liquidity.
- Automate fund tracking. Instead of manually downloading reports, simply ask the agent to run `list_settlements` or `list_transactions` to see exactly where your capital moved last week.
- Handle complex payments easily. You can initiate a payment using `create_payment` and then follow up with `query_order` to confirm its status without opening a web browser.
- Stay ahead of currency shifts. Use `get_exchange_rates` before planning any major transfer so you know the exact conversion cost in real-time.
- Streamline reconciliation. If you need to audit past activity, your agent can pull comprehensive reports using `list_transactions`, making month-end closing much faster.

## How It Works

The bottom line is: you tell your AI what financial info you need, and it pulls the live numbers from LianLian Pay without you touching a dashboard.

1. Subscribe to the MCP and provide your unique LianLian Merchant ID and RSA Private Key credentials.
2. Connect this MCP through your preferred AI client (Claude, Cursor, etc.).
3. Ask your agent specific questions, like 'What's my balance in EUR?' or 'List settlements for last week,' and get the data back immediately.

## Frequently Asked Questions

**How do I check my current available balance using LianLian Pay?**
You ask your agent to 'get account info' or 'check my balance.' The MCP uses `get_balance` and returns the real-time, usable funds across all currencies.

**Can I check if a payment was successful with LianLian Pay?**
Yes. You can use `query_order` by providing the order ID to get its status. If it failed, you might then need to run `refund_order`.

**What is the difference between settlements and transactions in LianLian Pay?**
Transactions (`list_transactions`) are individual movements—a single payment or withdrawal attempt. Settlements (`list_settlements`) are bulk records showing when large batches of funds officially moved into your accounts.

**Does LianLian Pay help me with currency conversions?**
Absolutely. You can run `get_exchange_rates` to get the current FX rates, which you then use when planning payments via `create_payment`.

**Is this MCP useful for e-commerce reconciliation?**
Yes. It's perfect for e-comm because it lets you pull both transaction details (`list_transactions`) and settlement reports to reconcile cross-border revenue in one go.