# Nubank Mexico MCP > Nubank Mexico MCP connects your personal bank account to any AI agent. Check balances, view transactions, and send SPEI transfers instantly through conversation. Manage bill payments for utilities like CFE or Telmex, track spending analytics by category, and get full credit card statements without opening the app. ## Overview - **Category:** industry-titans - **Price:** Free - **Tags:** digital-banking, personal-finance, spei-transfers, spending-analytics, account-management ## Description Take control of your banking life using natural conversation. This MCP lets you manage every aspect of your Nubank Mexico account right from your agent. You can ask your AI client for a real-time balance or check how much your deposits are earning this year. Need to send money? Simply request an SPEI transfer, specifying the recipient's CLABE and concept description, and it gets sent instantly. Beyond simple transfers, you can review full transaction histories, look up credit card limits, or pay bills for utilities like water or internet—all without clicking through menus. This capability is part of Vinkius’ #1 MCP Catalog, letting your agent access all your financial tools in one place. You can even analyze spending patterns by category to see where your money went last month. ## Tools ### create_transfer Sends an instant SPEI transfer between Mexican bank accounts. ### get_account_info Retrieves key details about your Nubank Mexico account profile, like your CLABE number. ### get_spending_analytics Calculates and retrieves spending insights showing monthly trends and top merchants for a specific period. ### get_account_balance Checks your current available account balance in real time. ### get_credit_card_info Retrieves details about your Nubank credit card, including limits and current balances. ### get_investments Displays the current value of your Cajitas investment portfolio. ### get_credit_card_statement Retrieves a full statement for your credit card, defaulting to the most recent period if no month is specified. ### get_transaction Gets detailed information on one specific transaction using its unique identifier. ### list_bills Shows a list of pending bills and service payments you need to make. ### list_credit_card_transactions Lists your recent, settled transactions from the credit card account. ### list_rewards Shows a list of your current Nubank reward points and benefits. ### list_transactions Retrieves paginated lists of your recent general account transactions, useful for deep history checks. ### list_transfers Lists all outgoing transfers you've made recently. ### pay_bill Pays a specified service bill or utility payment, supporting partial amounts if eligible. ## Prompt Examples **Prompt:** ``` How much do I have in my Nubank account right now? ``` **Response:** ``` Your Nubank Cuenta balance is $47,832.50 MXN. You have $2,150 MXN in pending transactions. Your available balance is $45,682.50 MXN. Your deposits are currently earning 15.0% annual yield (rendimiento). Your CLABE for receiving transfers is: 638180000012345678. ``` **Prompt:** ``` Send $5,000 MXN via SPEI to CLABE 012180001234567890 with concept 'Renta abril'. ``` **Response:** ``` SPEI transfer sent successfully! $5,000.00 MXN transferred to CLABE 012180001234567890 (BBVA Mexico). Concept: 'Renta abril'. Tracking number (clave de rastreo): 2026041000000012345678. Your new available balance is $40,682.50 MXN. ``` **Prompt:** ``` Show me my spending breakdown for last month. ``` **Response:** ``` Your spending last month totaled $28,450 MXN across 67 transactions. Top categories: 🍔 Food & Dining: $8,200 (29%) — top merchant: Uber Eats. 🚗 Transportation: $4,500 (16%) — top: Uber rides. 🏠 Housing: $5,000 (18%) — rent payment. 🛒 Shopping: $3,850 (14%). 🎮 Entertainment: $2,100 (7%). Compared to the previous month, you spent 12% more on dining. Would you like detailed insights on any category? ``` ## Capabilities ### Track available funds You check your current account balance and view details like your CLABE number or annual deposit yield. ### Process instant payments The agent executes SPEI transfers to any Mexican bank using just the recipient's CLABE number and a concept description. ### Manage utilities and bills You pay pending service bills, including CFE or Telmex, directly from your account balance. ### Review spending habits The system generates detailed insights on where you spent money last month, identifying top merchants and trends. ### Access credit card details You view your current credit limit, statement history, and minimum payment due dates. ## Use Cases ### Paying the quarterly taxes for a client A financial advisor asks their agent, 'What bills do I need to pay next?' The agent uses `list_bills` to pull pending service payments. Then, upon confirmation, it executes the necessary payment using `pay_bill`, logging the transaction details. ### Sending money for rent via SPEI A freelancer needs to pay rent immediately. They prompt their agent: 'Send $10,000 MXN via SPEI to CLABE XXXXXX with concept Rent.' The MCP executes `create_transfer` instantly and confirms the new balance. ### Reviewing spending for tax purposes The user asks their agent to 'Show my spending breakdown for Q1.' The system runs `get_spending_analytics`, providing a detailed report on top merchant categories, which saves hours of manual review. ### Checking credit card status before traveling The user asks their agent about their cards. It uses `get_credit_card_info` to confirm the current limit and then runs `list_transactions` to pull all settled purchases, ensuring they are covered. ## Benefits - You save time by skipping app navigation. Instead of opening the mobile app to check your balance or pay a bill, you just ask your agent for it. - Transfers are instant via `create_transfer`. Just give your AI client the recipient's CLABE number and the purpose; the money moves immediately. - Get financial clarity with `get_spending_analytics`. You don't have to manually categorize expenses anymore. The system shows you where every peso went last month, compared to previous periods. - Never miss a payment again. Use `list_bills` and then execute payments via `pay_bill`, covering everything from CFE to Telmex without leaving your workflow. - Track everything in one place. From reviewing credit card statements with `get_credit_card_statement` to pulling full transaction lists using `list_transactions`, all data is available through natural language queries. ## How It Works The bottom line is, you don't need to switch between apps or manually input credentials; your AI client handles it for you. 1. Subscribe to this MCP on Vinkius. 2. Enter your Nubank API Key and Client Secret into the connection settings. 3. Your agent can now access all banking tools through natural conversation. ## Frequently Asked Questions **How do I check my current balance using Nubank Mexico MCP?** You ask your agent to run `get_account_balance`. It returns your current available funds, along with details like the annual yield on your deposits. **Can I send money internationally? (Nubank Mexico MCP)** This MCP handles local SPEI transfers. You must provide a CLABE number for recipients within Mexican banks using `create_transfer`. **How do I pay my internet bill with this MCP?** First, run `list_bills` to see the pending service payments. Then, tell your agent which services you want to cover and use the `pay_bill` tool. **What is the best way to view my past spending? (Nubank Mexico MCP)** Use `get_spending_analytics`. This provides a categorized summary of your spending for specific timeframes, which is much faster than manually reviewing every transaction. **Do I need to list all my transactions for tax purposes? (Nubank Mexico MCP)** You can pull full histories using `list_transactions`. For a targeted view of only settled purchases, use `list_credit_card_transactions` instead.