# Prosper MCP > Prosper MCP manages your peer-to-peer investment strategy. Use this tool to check real-time account balances, search for active loan listings across various ratings, submit bids directly, and track the performance of your entire portfolio, including specific notes and payments. ## Overview - **Category:** finance-accounting - **Price:** Free - **Tags:** p2p-lending, investment-tracking, portfolio-management, fintech, loan-marketplace ## Description You can connect your Prosper investment account to your agent to automate how you manage P2P lending. Instead of manually logging into a browser, checking multiple tabs for balances, or searching through loan data, your AI client handles it all conversationally. You retrieve current cash holdings, find new opportunities by filtering active listings based on credit data or ratings, and submit bids across several investments at once to build out your portfolio. Furthermore, you monitor performance by listing originated loans and reviewing specific payment histories for any note. When you connect this MCP through Vinkius, your agent doesn't just provide raw data; it gives you a complete view of your capital and investment health right where you're working. ## Tools ### get_accounts Retrieves your current Prosper account balance and overall investment summaries. ### create_offer Generates personalized loan offers tailored for potential borrowers. ### get_loan Shows detailed information about a specific originated loan investment. ### get_note Displays the full details of a specific Note investment within your portfolio. ### get_order Checks the status of any order you have recently submitted, confirming if it succeeded or failed. ### list_loans Lists all originated loans that you currently own and are tracking payments on. ### list_notes Provides a view of specific Note investments held in your account. ### list_payments Retrieves the complete payment history records for any loan you own. ### search_listings Searches the active marketplace to find new loan listings available for investment. ### submit_order Submits bids on specific listed investments, starting your bid process. ## Prompt Examples **Prompt:** ``` What is my current Prosper account balance and available cash? ``` **Response:** ``` I've retrieved your account details. You have a total account value of $12,450.00, with $1,200.50 available in cash for new investments. ``` **Prompt:** ``` Find active AA-rated loan listings that I haven't invested in yet. ``` **Response:** ``` Searching the marketplace... I found 3 active AA-rated listings where you don't have an existing investment. Would you like to see the details for Listing ID 1092384? ``` **Prompt:** ``` Show me the details for loan number 123456 and its next payment date. ``` **Response:** ``` Inspecting loan 123456... The current principal balance is $2,100.00. The next payment of $145.20 is scheduled for October 15th. ``` ## Capabilities ### Check Account Status Retrieve real-time account balances, total value, and available cash for immediate investment. ### Find Investment Opportunities Search the entire marketplace using filters like credit ratings or biddable status to locate active loan listings. ### Manage Investments Submit bids on multiple listings simultaneously and view detailed reports for specific loans or note investments. ### Review Portfolio Health List originated loans, inspect payment history records, and confirm the status of submitted orders. ## Use Cases ### Need to assess current capital before bidding? A user asks their agent: 'What's my current cash balance and total value?' The agent uses get_accounts to provide an immediate, accurate financial snapshot so the user knows how much they can commit to new listings. ### Want to find high-rated loans quickly? Instead of browsing all active deals, the user asks: 'Find me 5 AA-rated loan listings that are biddable.' The agent uses search_listings and returns a curated list of only the best fits. ### Need to confirm if an investment went through? The user submits bids, then asks: 'Did my bid on Listing ID 9012 fail?' The agent uses get_order and immediately reports the status, saving the user from checking multiple confirmation screens. ### Reviewing a specific loan's payment history? A financial analyst asks: 'Show me all payments for loan ID 12345.' The agent uses list_payments to pull up the full transaction log, making reporting instant and reliable. ## Benefits - Know exactly what you have: Use get_accounts to pull your total account value and available cash instantly, without needing to navigate through multiple bank or investment dashboards. You always start with a clear picture of your capital. - Find opportunities fast: Instead of browsing hundreds of listings, use search_listings. You can filter by specific credit data or rating criteria, letting you focus only on the deals that meet your risk profile. - Build your portfolio in bulk: Once you find good listings, submit_order lets you place multiple bids across different investments at once. This means building out a diverse portfolio takes minutes, not hours of manual clicking. - Track every penny: You don't have to guess if a payment cleared. Use list_payments and get_notes to view the full history and current status of individual returns for maximum transparency. - Manage your entire cycle in one place: From initial research with search_listings to submitting bids using submit_order, this MCP wraps up the whole P2P investment lifecycle into conversation. ## How It Works The bottom line is that you manage complex P2P investment actions and data analysis using only natural language prompts. 1. Subscribe to this MCP and provide your Prosper Personal Access Token. 2. Connect your preferred AI client (Claude, Cursor, Windsurf, or any MCP-compatible client) within Vinkius. 3. Start asking questions about your investments—your agent handles the API calls automatically. ## Frequently Asked Questions **How does the Prosper MCP help me find good deals?** The MCP uses the search_listings tool to filter active loan listings. You can specify criteria like required ratings or biddable status, letting you focus on investments that match your risk profile instantly. **Can I use Prosper MCP to check my current money?** Yes. Use the get_accounts tool to retrieve real-time data on your total account value and how much cash is available for new investments right now. **What if I want to track payments after investing?** After you invest, use list_payments. This function retrieves the complete payment history records associated with any loan investment you own. **Can I submit multiple bids at once using Prosper MCP?** Yes. You can use the submit_order tool to place bids on several listings simultaneously, which is much faster than bidding one by one manually. **Does Prosper MCP show details for a specific loan?** The get_loan tool provides deep detail on any single originated loan. It shows the current principal balance and other key metrics you need to know.