# Scholarship Eligibility Checker MCP MCP

> Scholarship Eligibility Checker instantly computes a household's per capita income to determine qualification for major educational grants like ProUni and FIES. It verifies if a student meets specific financial thresholds and pulls detailed program rules automatically.

## Overview
- **Category:** finance
- **Price:** Free
- **Tags:** scholarship, eligibility, income, prouni, fies, calculator

## Description

Determining scholarship eligibility used to be a nightmare of cross-referencing outdated rulebooks and wrestling with complex family finance calculations. Now, you can feed the MCP your raw household income data, and it computes the precise per capita share required by major funding programs. It doesn't just give you a number; it tells you if that number qualifies someone for specific grants or reveals what the rules are for certain funds. This makes comparing state-level aid against national scholarships simple. When you connect this MCP through your Vinkius catalog, your agent handles all the math and the rule lookups in one go.

## Prompt Examples

**Prompt:** 
```
Calculate per capita income for 5000 gross income and 4 members.
```

**Response:** 
```
The calculated per capita income is 1250.
```

**Prompt:** 
```
Am I eligible for PROUNI_FULL with 1000 per capita income?
```

**Response:** 
```
Yes, you are eligible for PROUNI_FULL with 100% coverage.
```

**Prompt:** 
```
What are the rules for STATE_GRANT?
```

**Response:** 
```
The `retrieve_program_requirements` tool shows that STATE_GRANT allows up to 2x the minimum wage.
```

## Capabilities

### Calculate Household Income Share
Computes a household's per capita income using gross income and member count.

### Check Program Qualification Status
Verifies if an individual meets the financial requirements for specific scholarship programs based on calculated income thresholds.

### Retrieve Grant Policy Details
Fetches detailed rules, multipliers, and specific coverage limits for named educational funding programs.

## Use Cases

### Advising a first-generation student
A counselor needs to know if a family earning $40,000 qualifies for the PROUNI scholarship. Instead of manually cross-referencing income brackets and program rules, they prompt their agent: 'Check eligibility for PROUNI_FULL with 40k income.' The MCP immediately returns the yes/no answer and coverage details.

### Auditing a grant fund's criteria
A Program Administrator needs to verify how much of the minimum wage counts toward STATE_GRANT. They use `retrieve_program_requirements` to pull up the exact current rules, confirming that it allows up to 2x the minimum wage.

### Processing a batch of applications
A Financial Aid Officer receives ten new files and needs their per capita incomes calculated. They feed all ten sets of income data into `calculate_per_capita_income`, getting ten clean, verified figures ready for the next step.

### Comparing multiple aid options
A family is weighing ProUni against a state grant. They first calculate their per capita income and then run two separate checks: one using `check_program_eligibility` for each program, allowing for an apples-to-apples comparison.

## Benefits

- Stop guessing eligibility. Using `check_program_eligibility`, you get an instant determination on whether a student qualifies for PROUNI or FIES based on their calculated income.
- Eliminate manual math errors. The `calculate_per_capita_income` tool handles the complex division and scaling of household finances, giving you precise data every time.
- Stay compliant with changing rules. You don't have to memorize grant rulebooks; use `retrieve_program_requirements` to pull the latest official details for any program.
- Speed up advising sessions. Instead of spending 15 minutes on one family, you can run multiple checks in seconds to advise students on their best funding options.
- Handle multi-variable finance cases. The MCP manages the intersection of income thresholds and state/national regulations automatically.

## How It Works

The bottom line is, you get an immediate yes/no answer on eligibility without doing any manual calculations or rulebook cross-referencing yourself.

1. You provide the MCP with core financial data, such as total gross income and the number of household members.
2. The MCP processes this input by calculating the per capita share and then cross-references that figure against known scholarship criteria.
3. Your agent returns a clear determination: whether or not the individual qualifies for specific grants, along with supporting rules.

## Frequently Asked Questions

**How do I calculate per capita income using the `calculate_per_capita_income` tool?**
You simply provide two values: the total gross income and the number of people in the household. The MCP returns the exact economic share needed for eligibility checks.

**Can I use the `check_program_eligibility` tool if my family is not from a US state?**
The core functionality handles global income calculations, but specific program eligibility still depends on whether the grant you're checking (like PROUNI) covers your region.

**If I need to know the rules for a new scholarship, should I use `retrieve_program_requirements`?**
Yes. If you don't know the exact multipliers or thresholds for a grant, this tool fetches the official program requirements so you can accurately check eligibility later.

**Is the income calculation accurate enough for professional use?**
The MCP is designed to replicate established financial aid formulas. It provides calculated values that are precise and ready for administrative reporting.

**What happens if I use `calculate_per_capita_income` with incomplete financial data?**
The tool immediately returns a structured error message. You must supply all required inputs, including gross income and the total number of household members, for the calculation to run successfully.

**Can I use `retrieve_program_requirements` to check funding rules from previous years?**
No, this MCP provides access only to current and active program requirements. While it gives detailed multipliers for programs like PROUNI or FIES, you should verify if historical guidelines differ significantly.

**Are there rate limits when I run multiple eligibility checks using `check_program_eligibility`?**
The service handles high volumes of requests. If you receive a temporary block, wait five minutes and try again; rapid, repeated calls can trigger a necessary throttling period.

**Does `check_program_eligibility` only cover government-funded scholarships?**
Not at all. It verifies eligibility for both state-mandated programs and private institutional grants. Just make sure you provide the specific name or acronym of the scholarship program.

**How do I check if I am eligible for ProUni?**
Use the `check_program_eligibility` tool with the `PROUNI_FULL` or `PROUNI_PARTIAL` program type and your calculated per capita income. Tools available: `your_tool_name`.

**What is per capita income?**
It is the total gross family income divided by the number of people living in your household. You can calculate this using the `calculate_per_capita_income` tool.

**Can I check requirements for FIES?**
Yes, use the `retrieve_program_requirements` tool with the `FIES_STANDARD` program type to see the income thresholds.