# US Equity Compensation Calculator MCP

> US Equity Compensation Calculator projects what your RSUs and Stock Options are actually worth under different exit scenarios. Input current valuations, grant units, and potential exit multiples to predict future share prices and compare your total projected equity value against guaranteed annual cash compensation. It's an essential tool for analyzing tech job offers.

## Overview
- **Category:** productivity
- **Price:** Free
- **Tags:** equity, rsus, stock-options, compensation, valuation, finance-calculator

## Description

Figuring out if a new job offer is actually better requires more than just comparing base salaries. This MCP lets you run complex calculations on US employee equity packages, giving you a clear picture of your potential wealth build-up. You can predict future share prices based on various exit multiples and estimate the total projected liquid value of grants, whether they're RSUs or options. Furthermore, it helps you compare how much guaranteed annual cash compensation stacks up against your annualized equity projections across conservative, base, and optimistic scenarios. When you connect this MCP via Vinkius, your AI client can pull together these complex financial models instantly, turning a confusing spreadsheet exercise into straightforward answers for job negotiations.

## Tools

### get_exit_share_price
Calculates what a share price would be if the company exited at a specific multiplier, based on current valuation.

### calculate_grant_projected_value
Estimates the full liquid value of an equity grant, which accounts for vesting and time.

### compare_equity_to_cash_annualized
Compares your expected annual cash compensation against projected annualized equity values under different risk scenarios.

## Prompt Examples

**Prompt:** 
```
If my current 409A valuation is $5.00 and I expect a 3x exit multiple, what will the share price be?
```

**Response:** 
```
$15.00
```

**Prompt:** 
```
I have 1000 RSUs and the predicted exit price is $25.00. What is my projected value after 4 years?
```

**Response:** 
```
$25,000.00
```

**Prompt:** 
```
Compare an annual cash of $150,000 against projected equity values of [$50k, $100k, $200k] over 4 years.
```

**Response:** 
```
In the conservative scenario, your annualized equity is $12,500 (Delta: -$137,500). In the base scenario, it is $25,000 (Delta: -$125,000). In the optimistic scenario, it is $50,000 (Delta: -$100,000).
```

## Capabilities

### Predicting Share Prices
Calculates the estimated price per share if the company exits at a specific multiplier.

### Estimating Grant Value
Determines the total projected liquid value of an entire equity grant, regardless of vesting schedule.

### Comparing Equity vs. Cash
Compares your annualized equity value against annual cash compensation across three different financial scenarios.

## Use Cases

### Evaluating Competing Offers
A Product Manager receives two job offers with vastly different compensation structures—one heavy on cash, one heavy on RSUs. They ask their agent to run both sets of numbers through the US Equity Compensation Calculator MCP, specifically using compare_equity_to_cash_annualized, to get a clear side-by-side comparison before making an offer decision.

### Forecasting Potential Sale Value
An early-stage startup employee needs to know what their vested options might be worth if the company sells in 3 years. They feed the current 409A valuation and a projected exit multiple into get_exit_share_price to narrow down the potential share price range for negotiation.

### Understanding Total Grant Size
You are offered a massive equity package but don't know how to calculate its total future value. By running your grant units through calculate_grant_projected_value, you get an immediate estimate of the full liquid potential, clarifying what the offer actually means.

## Benefits

- It moves beyond simple salary comparisons. You can use calculate_grant_projected_value to see the total projected worth of your equity, not just its current book value.
- Understand risk by comparing compensation types. The compare_equity_to_cash_annualized tool lets you model how your equity performs against cash across conservative, base, and optimistic scenarios.
- Never guess about an exit event again. Use get_exit_share_price to calculate the potential share price based on various market multiples, giving you a solid range for negotiation.
- It standardizes complex analysis. Instead of juggling multiple spreadsheets or consulting specialized financial models, your agent handles all the calculations in one place.
- Saves deep research time. You can quickly model how different vesting schedules impact your total projected value without needing a dedicated finance analyst.

## How It Works

The bottom line is you get a single, comprehensive view of your total compensation package, making job negotiations data-driven instead of guesswork.

1. First, input the core metrics for the offer: your current 409A valuation, the number of grant units, and the expected exit multiplier.
2. Next, you instruct your agent to run the required calculations—for example, running a projection using calculate_grant_projected_value or comparing scenarios with compare_equity_to_cash_annualized.
3. The MCP returns clear, actionable figures showing your projected total equity value and how it stacks against guaranteed cash salary in specific financial models.

## Frequently Asked Questions

**How does the US Equity Compensation Calculator MCP use get_exit_share_price?**
The tool uses get_exit_share_price to predict what a share costs if the company exits. You input your current valuation and the expected exit multiple, and it gives you the resulting estimated price per share.

**Can I use calculate_grant_projected_value for options?**
Yes, calculate_grant_projected_value estimates the total projected liquid value of any equity grant. It handles both RSUs and stock options to give you a complete picture of their potential worth.

**What is compare_equity_to_cash_annualized for?**
This tool lets you compare your projected annual equity value against guaranteed cash salary. It runs these comparisons across three scenarios: conservative, base, and optimistic.

**Does the US Equity Compensation Calculator MCP require current 409A valuations?**
Yes, providing the current 409A valuation is necessary for accurate projections. This metric helps establish the baseline value needed to run all the comparison and pricing tools.

**Is this better than a general finance spreadsheet?**
Yes. While spreadsheets are flexible, they require you to manually set up every formula and variable for each scenario. This MCP handles the complex financial logic instantly across all scenarios you request.