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Connect Alipay Open Platform to ChatGPT, Claude and Gemini

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Automate everything from order creation to ledger reconciliation.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

ChatGPTClaudeCursorPerplexityGeminiMicrosoft CopilotRaycastMeta AI

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

A futuristic MCP client docking bay
V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 10 capabilities

We ship only the actions that matter.

Capability set01 / 03

01-04

4 capabilities in this set.

Part of 10 available through Alipay.

  1. 01

    Cancel trade

    Use this capability to cancel an existing trade, effectively rolling back the transaction.

  2. 02

    Query user info

    This capability retrieves authorized user information from Alipay, allowing your agent to verify customer details.

  3. 03

    Close trade

    Run this capability to close an unpaid Alipay trade, moving the order through its full lifecycle.

  4. 04

    Create trade

    Start a new payment transaction or order using this capability. It initiates the full payment flow.

Capability set02 / 03

05-07

3 capabilities in this set.

Part of 10 available through Alipay.

  1. 05

    Get oauth token

    This capability exchanges an authorization code for a necessary OAuth Token, which your agent needs to authenticate subsequent calls.

  2. 06

    Query bill download URL

    Use this capability to get the specific download URL for your accounting settlement bills.

  3. 07

    Query trade

    Check the current status of any existing Alipay trade using this capability.

Capability set03 / 03

08-10

3 capabilities in this set.

Part of 10 available through Alipay.

  1. 08

    Query transfer

    This capability checks the status of a fund transfer, letting your agent know if the payout completed successfully.

  2. 09

    Refund trade

    Process a refund for an Alipay transaction using this capability, tracking the amount and reason for the reversal.

  3. 10

    Transfer fund

    Dispatch funds to an Alipay user account with this capability, completing B2C payouts.

Real work

What teams actually run

01

Handling Customer Returns

When a customer returns an item, your agent immediately processes a partial refund and tracks the settlement status.

02

Month-End Accounting Close

The agent downloads the full day's settlement bill, summarizes gross revenue, and calculates the net settlement amount for the ledger.

03

Subscription Payment Failure

If a payment fails, your agent can query the trade status and then attempt to close the trade or notify the user.

04

Payout Management

For marketplace platforms, the agent can execute fund transfers to individual vendors after a sale is completed.

Automate a task

Put Alipay to work on one thing.

Step-by-step automations your AI runs through this Connector: the workflow, the prompts to start with, and the exact capabilities behind each move.

One connector, every AI

Alipay works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

ClaudeClaudeChatGPTChatGPTGeminiGeminiPerplexityPerplexityGrokGrokMicrosoft CopilotMicrosoft CopilotCursorCursorVS CodeVS CodeWindsurfWindsurfJetBrainsJetBrainsClineClineLangChainLangChainVercel AI SDKVercel AI SDKLovableLovableZ.aiZ.aiRaycastRaycastQwen CodeQwen CodeKimi CodeKimi CodeLe ChatLe Chat

Building your own app? The connector is yours to use.

You don't need a client to put Alipay to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Observed, not estimated

879ms average. Fast in production.

Alipay is checked daily against the live service.

Daily averagePeak 1251ms
Oct 3Today
Fastest day
692ms
Slowest day
1251ms
14-day trend
Improving-6%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 10 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Alipay, so you can see the experience inside your AI.

It does not authenticate your account with Alipay. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

Alipay Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_YSH60sE9Sc8eAK35BSmhS2zRcSgL05odTND5FLN5/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Alipay capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "alipay-open-platform-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_YSH60sE9Sc8eAK35BSmhS2zRcSgL05odTND5FLN5/mcp"
    }
  }
}
  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up Alipay in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work Alipay owners hand off.

This MCP is built for professionals who manage high-volume, complex financial operations. If your job involves moving money, tracking transactions, or closing books, this connector gives your AI agent the necessary financial authority. It moves beyond simple data retrieval, allowing actual action.

  • 01

    E-commerce Operators

    Automate order creation, refund processing, and payment link generation across storefronts.

  • 02

    Financial Controllers

    Pull daily settlement bills and reconcile ledgers automatically, flagging discrepancies before human review.

  • 03

    Growth Engineers

    Integrate Alipay checkout flows into conversational commerce bots, enabling frictionless mobile payments at scale.

FAQ

Questions Alipay owners ask.

  • 01

    Can this MCP handle refunds?

    Yes. You can use the refund_trade capability to process full or partial refunds. The MCP also tracks the settlement status, so your agent knows when the funds will appear in the buyer's account.

  • 02

    What kind of financial data can I pull?

    You can download daily settlement bills using the query_bill_download_url capability. This provides structured accounting exports that summarize total revenue, refunds, and net settlement figures.

  • 03

    Does this MCP only handle payments?

    No. It manages the full lifecycle. Beyond payments, you can also query user information, check trade status, and execute fund transfers to other accounts.

  • 04

    Is the setup difficult?

    No. Vinkius hosts and manages the connection. Your AI client connects once, and the MCP handles the complex API signature generation, so you don't have to worry about the technical keys.

  • 05

    Do I need to generate RSA signatures manually for each API call?

    No! Simply provide your App Private Key in PKCS1 or PKCS8 format. The engine handles all RSA-SHA256 signing, timestamping, and parameter encoding under the hood automatically on every request. you never touch signature logic directly.

  • 06

    Can I process partial refunds specifying only a fraction of the original order amount?

    Yes! The refund_trade capability supports both full and partial refunds. Specify the original trade number, the refund amount, and a reason string. The engine will dispatch the correctly signed request and return the settlement confirmation with a unique refund ID for tracking.

  • 07

    Is there any risk of accidental payments or unauthorized fund transfers through this integration?

    Every transactional action requires explicit parameters. trade amounts, recipient accounts, and refund values must all be specified deliberately. The RSA2 signature layer ensures that no request can be forged or replayed. Additionally, all operations are scoped to your registered App ID and sandbox/production environment.

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