What age group is this MCP designed for?

This MCP is specifically optimized for Singaporeans aged 20 to 35.

Can I use this to plan for a BTO?

Yes, you can use it to calculate monthly contributions and check your readiness for a BTO based on your current OA balance.

Does it handle tax relief calculations?

Yes, it can recommend voluntary top-up amounts to help you maximize tax relief for retirement goals.

How does it ensure my plan is legal?

The capability includes a validation function that checks your proposed contributions against statutory limits for your age group.

Which AI clients can I use with this?

You can use this MCP with any compatible client, including Claude, Cursor, Windsurf, and VS Code.

How do I calculate my BTO readiness?

You can use the calculate_cpf_strategy capability and provide an estimatedBtoPrice. The capability will return a btoReadinessPercent indicating how much of the estimated cost is covered by your current OA balance.

Can I get tax relief through this capability?

Yes. If you set your goal to 'retirement', the calculate_cpf_strategy capability calculates the taxReliefEligible amount, recommending a voluntary top-up to maximize your SGD 8,000 tax deduction limit.

What interest rates are used for projections?

The engine uses deterministic rates: 2.5% for the Ordinary Account (OA) and 4% for both the Special Account (SA) and MediSave Account (MA). You can verify these using get_cpf_interest_rates.

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Connect CPF Optimization Strategy to ChatGPT and Claude

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Get precise monthly contribution breakdowns for your specific life goals.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 3 capabilities

We ship only the actions that matter.

Capability set01 / 01

01-03

3 capabilities in this set.

Part of 3 available through CPF Optimization Strategy.

01
Calculate cpf strategy
This capability generates a monthly contribution breakdown and financial projections. It uses your age, income, and specific life goals to build a custom plan.
02
Get cpf interest rates
This capability retrieves the current deterministic interest rates. Use it to get the exact rates applied to OA, SA, and MA accounts.
03
Validate contribution limits
This capability checks your proposed monthly contributions against statutory rules. It ensures your plan stays within the legal limits for your age group.

Real work

What teams actually run

BTO Savings Planning

Determine how much to put into your OA each month to afford a specific flat price.

Retirement Optimization

Find the best voluntary top-up amounts to maximize your tax relief.

Interest Rate Monitoring

Get the latest interest rates for all CPF accounts to inform your investment decisions.

Contribution Compliance

Verify that your proposed monthly savings plan doesn't exceed legal limits.

One connector, every AI

CPF Optimization Strategy works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

Building your own app? The connector is yours to use.

You don't need a client to put CPF Optimization Strategy to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Observed, not estimated

817ms average. Fast in production.

CPF Optimization Strategy is checked daily against the live service.

Daily averagePeak 1063ms

Oct 3Today

Fastest day: 693ms
Slowest day: 1063ms
14-day trend: Slowing+17%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 3 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of CPF Optimization Strategy, so you can see the experience inside your AI.

It does not authenticate your account with CPF Optimization Strategy. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

CPF Optimization Strategy Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_Qbo82DEB5ABBrv7TSSHXIw9JckSSgIHnAg6as2kA/mcp

Claude Desktop

Follow the steps below to connect in seconds.

1In Claude Desktop, open Settings → Connectors.
2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
3Click Add and start a new chat — CPF Optimization Strategy capabilities are ready to use.

Configuration · claude_desktop_config.jsonCopy

{
  "mcpServers": {
    "cpf-optimization-strategy-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_Qbo82DEB5ABBrv7TSSHXIw9JckSSgIHnAg6as2kA/mcp"
    }
  }
}

Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up CPF Optimization Strategy in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work CPF Optimization Strategy owners hand off.

This MCP is built for young Singaporeans looking to automate their long-term financial planning.

01
Young Professionals
Users who want to automate their monthly CPF allocation decisions.
02
First-time Homebuyers
People checking if their current OA savings can cover a BTO purchase.
03
Financial Planners
Users who need to run deterministic projections for clients in the 20-35 age bracket.

FAQ

Questions CPF Optimization Strategy owners ask.

01
What age group is this MCP designed for?
This MCP is specifically optimized for Singaporeans aged 20 to 35.
02
Can I use this to plan for a BTO?
Yes, you can use it to calculate monthly contributions and check your readiness for a BTO based on your current OA balance.
03
Does it handle tax relief calculations?
Yes, it can recommend voluntary top-up amounts to help you maximize tax relief for retirement goals.
04
How does it ensure my plan is legal?
The capability includes a validation function that checks your proposed contributions against statutory limits for your age group.
05
Which AI clients can I use with this?
You can use this MCP with any compatible client, including Claude, Cursor, Windsurf, and VS Code.
06
How do I calculate my BTO readiness?
You can use the calculate_cpf_strategy capability and provide an estimatedBtoPrice. The capability will return a btoReadinessPercent indicating how much of the estimated cost is covered by your current OA balance.
07
Can I get tax relief through this capability?
Yes. If you set your goal to 'retirement', the calculate_cpf_strategy capability calculates the taxReliefEligible amount, recommending a voluntary top-up to maximize your SGD 8,000 tax deduction limit.
08
What interest rates are used for projections?
The engine uses deterministic rates: 2.5% for the Ordinary Account (OA) and 4% for both the Special Account (SA) and MediSave Account (MA). You can verify these using get_cpf_interest_rates.

Explore

More in Finance

Connect CPF Optimization Strategy to Claude, Cursor, ChatGPT & more

Your AI does the work. We keep it safe and sound.

Each Connector runs inside its own sealed environment.

One switch stops every agent. Instantly.

Spending limits that pause instead of surprise.

We ship only the actions that matter.

01-03

Calculate cpf strategy

Get cpf interest rates

Validate contribution limits

What teams actually run

BTO Savings Planning

Retirement Optimization

Interest Rate Monitoring

Contribution Compliance

Building your own app? The connector is yours to use.

CPF Optimization Strategy Connector

Claude Desktop

Young Professionals

First-time Homebuyers

Financial Planners

What age group is this MCP designed for?

Can I use this to plan for a BTO?

Does it handle tax relief calculations?

How does it ensure my plan is legal?

Which AI clients can I use with this?

How do I calculate my BTO readiness?

Can I get tax relief through this capability?

What interest rates are used for projections?

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