
Connect FIRE Calculator to ChatGPT, Claude and Gemini
Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Map out your path to early retirement with precision.
Developed, maintained, and hosted by Vinkius.
MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED
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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.
Your AI does the work. We keep it safe and sound.
No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.
Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

Each Connector runs inside its own sealed environment.
Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.
One switch stops every agent. Instantly.
One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.
Spending limits that pause instead of surprise.
Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.
Three controls, built into the layer your AI connects through.
Curated set · 3 capabilities
We ship only the actions that matter.
01-03
3 capabilities in this set.
Part of 3 available through FIRE Calculator.
- 01
Get lifestyle targets
This capability provides the specific net worth targets required for different FIRE lifestyles. It calculates the capital needed for Lean, Standard, Fat, or Barista FIRE based on your spending goals.
- 02
Simulate contribution impact
Use this to see how changes in your monthly savings affect your timeline. It shows how much sooner you reach independence if you increase your contributions.
- 03
Calculate milestones
This capability identifies the specific financial checkpoints you need to hit to stay on track. It breaks down your progress toward your ultimate retirement goal.
Real work
What teams actually run
Comparing Retirement Tiers
Decide if you want to aim for a Lean FIRE or a Fat FIRE lifestyle by seeing the difference in required capital.
Optimizing Savings Rates
Determine if increasing your monthly investment by a specific amount is worth the extra effort by seeing the years shaved off your timeline.
Setting Financial Checkpoints
Create a roadmap of milestones to ensure you are actually on track to hit your target date.
Budgeting for Independence
Calculate the exact amount of money you need to sustain a specific monthly spending level.
Automate a task
Put FIRE Calculator to work on one thing.
Step-by-step automations your AI runs through this Connector: the workflow, the prompts to start with, and the exact capabilities behind each move.
One connector, every AI
FIRE Calculator works with the most popular AI clients.
These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.
Claude
ChatGPT
Gemini
Perplexity
Grok
Microsoft Copilot
Cursor
VS Code
Windsurf
JetBrains
Cline
LangChain
Vercel AI SDK
Lovable
Z.ai
Raycast
Qwen Code
Kimi Code
Le ChatBuilding your own app? The connector is yours to use.
You don't need a client to put FIRE Calculator to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.
Observed, not estimated
716ms average. Fast in production.
FIRE Calculator is checked daily against the live service.
- Fastest day
- 531ms
- Slowest day
- 845ms
- 14-day trend
- Slowing+21%
Connect your client
One URL. Every client.
Activate the Connector, copy your link, and paste it into the client you already use. 3 capabilities arrive ready to run.
Preview access · not provider authentication
The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of FIRE Calculator, so you can see the experience inside your AI.
It does not authenticate your account with FIRE Calculator. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.
FIRE Calculator Connector
You're all set. Choose your MCP client and follow the setup instructions.
https://edge.vinkius.com/vk_preview_seBCYfQvAVMTO0osoPqhrUEFy5DDG1L1XfXSqqeN/mcpClaude Desktop
Follow the steps below to connect in seconds.
- 1In Claude Desktop, open Settings → Connectors.
- 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
- 3Click Add and start a new chat — FIRE Calculator capabilities are ready to use.
{
"mcpServers": {
"fire-calculator-mcp": {
"url": "https://edge.vinkius.com/vk_preview_seBCYfQvAVMTO0osoPqhrUEFy5DDG1L1XfXSqqeN/mcp"
}
}
}
Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline
Step-by-step instructions for each client are in the guide. How to connect
Guided setup for Claude? Set up FIRE Calculator in Claude and other AIs
Who it's for
Built for the work FIRE Calculator owners hand off.
This MCP is built for anyone aggressively pursuing early retirement through disciplined saving and investing.
- 01
Individual Investors
People managing their own portfolios who need to run quick retirement math.
- 02
Financial Planners
Professionals who want to quickly model different lifestyle scenarios for clients.
- 03
FIRE Enthusiasts
Users following specific FIRE methodologies who need to track milestones.
FAQ
Questions FIRE Calculator owners ask.
- 01
What is the 4% rule used by this MCP?
The MCP uses the 4% rule to determine the target net worth needed to sustain your lifestyle during retirement.
- 02
Can I compare different retirement lifestyles?
Yes, you can use the capability to see the capital requirements for Lean, Standard, Barista, and Fat FIRE tiers.
- 03
How does increasing my savings affect my timeline?
The simulation capability shows exactly how many years you shave off your retirement date when you increase your monthly contributions.
- 04
Which AI clients can use this MCP?
You can use this MCP with any compatible client, including Claude, Cursor, Windsurf, and VS Code.
- 05
Does this MCP require me to provide my own bank data?
No, you simply provide the numbers you want to model to your agent, and the MCP performs the calculations.
- 06
What is the 4% rule?
The 4% rule is a guideline suggesting that you can withdraw 4% of your initial retirement portfolio annually, adjusted for inflation, with a high probability of the funds lasting at least 30 years.
- 07
How do I use calculate_milestones?
You can use calculate_milestones by providing your current net worth, monthly contributions, expected real annual return, and target monthly retirement expenses to see when you will reach independence.
- 08
What are the different FIRE tiers?
The calculator supports various lifestyles including Lean FIRE (minimalist), Standard FIRE (baseline), Fat FIRE (affluent), and Barista FIRE (supplemented income).
Explore
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Connect FIRE Calculator to Claude, Cursor, ChatGPT & more
