What AI clients can I use with this MCP?

You can use this MCP with any compatible client, including Claude, Cursor, Windsurf, and VS Code.

How does it handle different types of costs?

It uses specific capabilities to distinguish between consumables, replacement gear, and fixed subscriptions.

Do I need to provide my own bank data?

No. You simply tell your AI agent about the costs and frequencies you want to calculate.

Can it compare monthly and annual costs?

Yes. The MCP normalizes all calculations into both monthly and annual baselines.

Is this for tracking one-time purchases?

No. This MCP is specifically designed for recurring habits and items that are consumed or replaced over time.

How does the capability handle replacement items?

You can use calculate_replacement_cost to spread the purchase price of an item over its useful lifespan, providing a daily, monthly, and annual cost.

Can I see a summary of a specific habit?

Yes, by using get_habit_summary with the specific habit ID, you will receive a categorized breakdown of monthly and annual totals.

How are subscription costs calculated?

Use get_membership_cost to input the fee and the billing interval. The capability will normalize these into daily, monthly, and annual costs.

An astronaut overseeing a futuristic data hub

Download PDF Markdown Version

Connect Habit Cost Calculator to ChatGPT, Claude and Gemini

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Turn your daily habits into clear financial data.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 4 capabilities

We ship only the actions that matter.

Capability set01 / 01

01-04

4 capabilities in this set.

Part of 4 available through Habit Cost Calculator.

01
Calculate consumption cost
This capability calculates the total cost for items you use up frequently. It uses your usage frequency to determine the financial impact.
02
Calculate replacement cost
This capability handles the math for gear or equipment. It determines how much you spend on items that need replacing after a set amount of time or use.
03
Get habit summary
This capability provides a high-level financial overview of a specific habit. It shows you the total cost across different timeframes.
04
Get membership cost
This capability calculates the impact of fixed-fee subscriptions. It's designed for memberships and recurring monthly bills.

Real work

What teams actually run

Coffee Habit Analysis

Ask your agent to calculate how much your daily cafe visits cost you over a full year.

Subscription Review

Use the membership capability to see the total annual impact of all your streaming and gym services.

Gear Replacement Planning

Determine how much to set aside monthly for equipment like running shoes or tech gadgets.

Lifestyle Budgeting

Get a high-level summary of how specific lifestyle habits affect your long-term financial goals.

One connector, every AI

Habit Cost Calculator works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

Building your own app? The connector is yours to use.

You don't need a client to put Habit Cost Calculator to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Observed, not estimated

805ms average. Fast in production.

Habit Cost Calculator is checked daily against the live service.

Daily averagePeak 1173ms

Oct 7Today

Fastest day: 730ms
Slowest day: 1173ms
14-day trend: Improving-27%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 4 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Habit Cost Calculator, so you can see the experience inside your AI.

It does not authenticate your account with Habit Cost Calculator. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

Habit Cost Calculator Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_nyJGdIHeKOL9ALtvFVGxOhZdvdqFEa5gz9JqHX5a/mcp

Claude Desktop

Follow the steps below to connect in seconds.

1In Claude Desktop, open Settings → Connectors.
2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
3Click Add and start a new chat — Habit Cost Calculator capabilities are ready to use.

Configuration · claude_desktop_config.jsonCopy

{
  "mcpServers": {
    "habit-cost-calculator-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_nyJGdIHeKOL9ALtvFVGxOhZdvdqFEa5gz9JqHX5a/mcp"
    }
  }
}

Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up Habit Cost Calculator in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work Habit Cost Calculator owners hand off.

This MCP is for anyone looking to get a realistic view of their spending habits through an AI interface.

01
Budgeters
People who want to hand off specific spending patterns to their AI to see the big picture.
02
Personal Finance Enthusiasts
Users who want to quantify lifestyle costs with precise math.
03
Data-Driven Savers
Individuals who use AI agents to identify where to cut back on recurring expenses.

FAQ

Questions Habit Cost Calculator owners ask.

01
What AI clients can I use with this MCP?
You can use this MCP with any compatible client, including Claude, Cursor, Windsurf, and VS Code.
02
How does it handle different types of costs?
It uses specific capabilities to distinguish between consumables, replacement gear, and fixed subscriptions.
03
Do I need to provide my own bank data?
No. You simply tell your AI agent about the costs and frequencies you want to calculate.
04
Can it compare monthly and annual costs?
Yes. The MCP normalizes all calculations into both monthly and annual baselines.
05
Is this for tracking one-time purchases?
No. This MCP is specifically designed for recurring habits and items that are consumed or replaced over time.
06
How does the capability handle replacement items?
You can use calculate_replacement_cost to spread the purchase price of an item over its useful lifespan, providing a daily, monthly, and annual cost.
07
Can I see a summary of a specific habit?
Yes, by using get_habit_summary with the specific habit ID, you will receive a categorized breakdown of monthly and annual totals.
08
How are subscription costs calculated?
Use get_membership_cost to input the fee and the billing interval. The capability will normalize these into daily, monthly, and annual costs.

Explore

More in Productivity

Connect Habit Cost Calculator to Claude, Cursor, ChatGPT & more

Your AI does the work. We keep it safe and sound.

Each Connector runs inside its own sealed environment.

One switch stops every agent. Instantly.

Spending limits that pause instead of surprise.

We ship only the actions that matter.

01-04

Calculate consumption cost

Calculate replacement cost

Get habit summary

Get membership cost

What teams actually run

Coffee Habit Analysis

Subscription Review

Gear Replacement Planning

Lifestyle Budgeting

Building your own app? The connector is yours to use.

Habit Cost Calculator Connector

Claude Desktop

Budgeters

Personal Finance Enthusiasts

Data-Driven Savers

What AI clients can I use with this MCP?

How does it handle different types of costs?

Do I need to provide my own bank data?

Can it compare monthly and annual costs?

Is this for tracking one-time purchases?

How does the capability handle replacement items?

Can I see a summary of a specific habit?

How are subscription costs calculated?

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