Use Home Affordability Calculator with your AI.
Connect your account once and let the AI you already use work with it, without building another integration. Estimate your maximum home purchase price and verify mortgage DTI compliance.
Developed, maintained, and hosted by Vinkius.
MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED
Waiting for input…
Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.
Complete set · 2 capabilities
The complete Home Affordability Calculator capability set.
These are the exact actions your AI can choose when you ask it to work with Home Affordability Calculator.
01-02
2 capabilities in this set.
Part of 2 available through Home Affordability Calculator.
- 01
Validate dti
Validate Debt-to-Income ratio
- 02
Calculate housing costs
Calculate monthly housing expenses
Observed, not estimated
644ms average. Fast in production.
Home Affordability Calculator is checked daily against the live service.
- Fastest day
- 485ms
- Slowest day
- 812ms
- 14-day trend
- Slowing+10%
Connect your client
One URL. Every client.
Activate the Connector, copy your link, and paste it into the client you already use. 2 capabilities arrive ready to run.
Preview access · not provider authentication
The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Home Affordability Calculator, so you can see the experience inside your AI.
It does not authenticate your account with Home Affordability Calculator. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.
Home Affordability Calculator Connector
You're all set. Choose your MCP client and follow the setup instructions.
https://edge.vinkius.com/vk_preview_dFsKNn3qIy3MyqlkkkeIEJdrvw3gVeR85CZvOFPf/mcpClaude Desktop
Follow the steps below to connect in seconds.
- 1In Claude Desktop, open Settings → Connectors.
- 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
- 3Click Add and start a new chat — Home Affordability Calculator capabilities are ready to use.
{
"mcpServers": {
"home-affordability-calculator-mcp": {
"url": "https://edge.vinkius.com/vk_preview_dFsKNn3qIy3MyqlkkkeIEJdrvw3gVeR85CZvOFPf/mcp"
}
}
}
Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline
Step-by-step instructions for each client are in the guide. How to connect
FAQ
Questions Home Affordability Calculator owners ask.
- 01
How does the calculator determine my maximum home price?
It uses your gross monthly income and existing debts to solve for the highest property value that satisfies both front-end and back-end DTI limits.
- 02
Does this capability account for PMI?
Yes, if your down payment percentage is below the required threshold, the calculator automatically includes the monthly Private Mortgage Insurance cost in your total housing expenses.
- 03
What DTI ratios are used for validation?
By default, it checks against the standard 28% front-end and 36% back-end DTI limits, but these can be customized for specific lender requirements.
Explore
More in Finance
US Building Permit Fee Estimator AI Connector
Estimate building permit, plan check, and inspection fees for major US cities.
ViewSquare Footage Rent Comparer AI Connector
Fairly split monthly rent between roommates based on room square footage.
ViewCustom Debt Strategy Simulator AI Connector
Simulate debt payoff strategies using custom priority orders.
ViewReal Estate Financing Calculator AI Connector
Calculate detailed monthly amortization schedules and financial summaries for Price and SAC mortgage systems.
View
Suggestions
Home Energy Emissions Calculator AI Connector
Calculate CO2 emissions from electricity usage based on regional grid intensity.
ViewInsulation R-Value Calculator AI Connector
Calculate minimum insulation R-values, required thickness, and estimated costs based on IECC climate zones.
ViewDrywall Quantity Calculator AI Connector
Calculate the exact number of drywall sheets, screws, and tape needed for your construction project.
ViewBond Yield Calculator AI Connector
Calculate YTM, Current Yield, and interest rate sensitivity for fixed-income bonds.
View
