Use Optum Eligibility with your AI.
Connect your account once and let the AI you already use work with it, without building another integration. Verify patient active healthcare coverage, extract deductibles, and run real-time UHG demographics.
Developed, maintained, and hosted by Vinkius.
MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED
Waiting for input…
Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.
Complete set · 5 capabilities
The complete Optum Eligibility capability set.
These are the exact actions your AI can choose when you ask it to work with Optum Eligibility.
01-03
3 capabilities in this set.
Part of 5 available through Optum Eligibility.
- 01
Opt check eligibility
Verify if a patient has active healthcare coverage. Maps to X12 270/271 EDI transactions securely
- 02
Opt get benefit details
Pulls granular coverage rules indicating if a specific medical service requires prior authorization
- 03
Opt get deductibles
Extract remaining out-of-pocket maximums and deductibles for a specific health plan member
04-05
2 capabilities in this set.
Part of 5 available through Optum Eligibility.
- 04
Opt search patient demographics
Search the healthcare database for a patient record matching specific demographic parameters securely
- 05
Opt verify provider network
Checks if a specific doctor or medical facility is In-Network for the given patient policy
Observed, not estimated
838ms average. Fast in production.
Optum Eligibility is checked daily against the live service.
- Fastest day
- 689ms
- Slowest day
- 987ms
- 14-day trend
- Improving-7%
Connect your client
One URL. Every client.
Activate the Connector, copy your link, and paste it into the client you already use. 5 capabilities arrive ready to run.
Preview access · not provider authentication
The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Optum Eligibility, so you can see the experience inside your AI.
It does not authenticate your account with Optum Eligibility. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.
Optum Eligibility Connector
You're all set. Choose your MCP client and follow the setup instructions.
https://edge.vinkius.com/vk_preview_WsUZxAOLzbTCsiYdB8nApOBV8aBRy8zhlYZscTLa/mcpClaude Desktop
Follow the steps below to connect in seconds.
- 1In Claude Desktop, open Settings → Connectors.
- 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
- 3Click Add and start a new chat — Optum Eligibility capabilities are ready to use.
{
"mcpServers": {
"optum-eligibility-mcp": {
"url": "https://edge.vinkius.com/vk_preview_WsUZxAOLzbTCsiYdB8nApOBV8aBRy8zhlYZscTLa/mcp"
}
}
}
Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline
Step-by-step instructions for each client are in the guide. How to connect
FAQ
Questions Optum Eligibility owners ask.
- 01
Can this Optum Server submit medical claims or process remittances automatically?
Absolutely strictly not. Per rigorous Least Privilege modeling common to US Healthcare operations, Front-Desk tasks (Eligibility) are decoupled natively from Back-Office operations. For submitting medical claims, integrate the optum-claims-mcp array safely.
- 02
How does the agent handle HIPAA compliance for patient data?
The MCP server transmits data directly via secure Optum APIs over TLS. No PHI (Protected Health Information) is cached locally, ensuring full compliance with HIPAA regulations.
- 03
Can I check out-of-network benefits?
Yes. The eligibility payload returns detailed tiered benefits including deductibles and coinsurance for out-of-network services based on the specific policy details.
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