How does this MCP calculate technical debt?

It treats technical debt like financial debt, calculating a principal amount and the interest that accrues based on how much the debt slows down your development velocity.

Which AI clients can I use with this MCP?

You can use this MCP with any compatible client, including Claude, Cursor, Windsurf, and VS Code.

Can I use this to justify refactoring to my manager?

Yes. You can use the ROI capability to show the net benefit and the forecast capability to show the cost of doing nothing.

Does Vinkius host this MCP?

Yes, Vinkius hosts and manages the MCP, so you only need to connect your client once to start using the capabilities.

What is the difference between debt and interest in this capability?

The debt is the principal amount of work required to fix the code, while the interest is the ongoing loss in velocity caused by that debt.

How is interest calculated?

Interest is calculated as monthly compound interest on the principal cost of all identified debt items.

Can I use this to justify refactoring to management?

Yes, by using evaluate_refactoring_roi, you can provide a concrete ROI percentage and net benefit to justify the cost of fixing debt.

What does velocity loss represent?

It represents the percentage of your team's monthly capacity that is consumed by the friction caused by existing technical debt.

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Connect Technical Debt Impact Calculator to your AI

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. Turn messy code costs into clear financial data.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 5 capabilities

We ship only the actions that matter.

Capability set01 / 02

01-03

3 capabilities in this set.

Part of 5 available through Technical Debt Calculator.

01
Evaluate refactoring roi
This capability calculates the return on investment for specific refactoring tasks. It compares the cost of the fix against the interest saved over time.
02
Forecast debt growth
This capability predicts how much your technical debt will increase in the future. It accounts for the compound interest effect of unaddressed code issues.
03
Generate repayment plan
This capability creates a structured schedule for addressing debt. It helps you organize your budget and engineering capacity to pay down debt efficiently.

Capability set02 / 02

04-05

2 capabilities in this set.

Part of 5 available through Technical Debt Calculator.

04
Get debt summary
This capability provides a high-level overview of your current technical debt. It shows your total principal and the monthly interest you are currently paying.
05
Calculate velocity loss
This capability quantifies the reduction in team capacity caused by existing debt. It shows how much work you could be doing if the code were cleaner.

Real work

What teams actually run

Budget Planning

Use the repayment plan capability to allocate engineering hours for the next quarter.

Stakeholder Meetings

Show the forecasted debt growth to justify why you are slowing down feature work.

Refactoring Decisions

Run an ROI check before committing a team to a large scale code cleanup.

Velocity Tracking

Measure how much capacity is being eaten by interest on existing debt.

One connector, every AI

Technical Debt Calculator works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

Building your own app? The connector is yours to use.

You don't need a client to put Technical Debt Calculator to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Observed, not estimated

860ms average. Fast in production.

Technical Debt Calculator is checked daily against the live service.

Daily averagePeak 998ms

Oct 3Today

Fastest day: 708ms
Slowest day: 998ms
14-day trend: Slowing+11%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 5 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Technical Debt Calculator, so you can see the experience inside your AI.

It does not authenticate your account with Technical Debt Calculator. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

Technical Debt Calculator Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_H3uIQSC3KsUAGLMrAJ5kU3i4cM5xTiO7W8cyazlI/mcp

Claude Desktop

Follow the steps below to connect in seconds.

1In Claude Desktop, open Settings → Connectors.
2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
3Click Add and start a new chat — Technical Debt Calculator capabilities are ready to use.

Configuration · claude_desktop_config.jsonCopy

{
  "mcpServers": {
    "technical-debt-impact-calculator-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_H3uIQSC3KsUAGLMrAJ5kU3i4cM5xTiO7W8cyazlI/mcp"
    }
  }
}

Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up Technical Debt Calculator in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work Technical Debt Calculator owners hand off.

Engineering leaders who need to justify technical work to non-technical stakeholders.

01
Engineering Manager
Uses the MCP to explain why feature velocity is dropping to product owners.
02
CTO
Uses the MCP to forecast long-term technical costs and plan departmental budgets.
03
Technical Lead
Uses the MCP to build data-driven arguments for specific refactoring sprints.

FAQ

Questions Technical Debt Calculator owners ask.

01
How does this MCP calculate technical debt?
It treats technical debt like financial debt, calculating a principal amount and the interest that accrues based on how much the debt slows down your development velocity.
02
Which AI clients can I use with this MCP?
You can use this MCP with any compatible client, including Claude, Cursor, Windsurf, and VS Code.
03
Can I use this to justify refactoring to my manager?
Yes. You can use the ROI capability to show the net benefit and the forecast capability to show the cost of doing nothing.
04
Does Vinkius host this MCP?
Yes, Vinkius hosts and manages the MCP, so you only need to connect your client once to start using the capabilities.
05
What is the difference between debt and interest in this capability?
The debt is the principal amount of work required to fix the code, while the interest is the ongoing loss in velocity caused by that debt.
06
How is interest calculated?
Interest is calculated as monthly compound interest on the principal cost of all identified debt items.
07
Can I use this to justify refactoring to management?
Yes, by using evaluate_refactoring_roi, you can provide a concrete ROI percentage and net benefit to justify the cost of fixing debt.
08
What does velocity loss represent?
It represents the percentage of your team's monthly capacity that is consumed by the friction caused by existing technical debt.

Explore

More in Productivity

Connect Technical Debt Calculator to Claude, Cursor, ChatGPT & more

Your AI does the work. We keep it safe and sound.

Each Connector runs inside its own sealed environment.

One switch stops every agent. Instantly.

Spending limits that pause instead of surprise.

We ship only the actions that matter.

01-03

Evaluate refactoring roi

Forecast debt growth

Generate repayment plan

04-05

Get debt summary

Calculate velocity loss

What teams actually run

Budget Planning

Stakeholder Meetings

Refactoring Decisions

Velocity Tracking

Building your own app? The connector is yours to use.

Technical Debt Calculator Connector

Claude Desktop

Engineering Manager

CTO

Technical Lead

How does this MCP calculate technical debt?

Which AI clients can I use with this MCP?

Can I use this to justify refactoring to my manager?

Does Vinkius host this MCP?

What is the difference between debt and interest in this capability?

How is interest calculated?

Can I use this to justify refactoring to management?

What does velocity loss represent?

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