What does this MCP calculate?

It calculates total employer costs including insurance premiums, payroll taxes, 401k matching, and the value of PTO.

Which AI clients can use this MCP?

You can use this with any MCP-compatible client, including Claude, Cursor, and Windsurf.

Does this include payroll taxes?

Yes, it calculates the annual cost of mandatory payroll taxes like FICA and Medicare.

Can I calculate the cost of insurance?

Yes, the capability can sum the total annual employer contribution for health, dental, and vision insurance.

How is PTO value determined?

The capability calculates the monetary value of accrued PTO based on the employee's salary and standard work hours.

What does the calculator include in the total cost?

The calculator aggregates base salary with employer-paid insurance premiums (health, dental, vision), statutory payroll taxes, 401k matching contributions, and the value of accrued PTO.

How do I calculate my effective hourly rate?

Use the calculate_effective_compensation_metrics capability. By providing the annual salary and all calculated overhead costs (insurance, taxes, retirement, and PTO), the capability returns the true hourly cost based on standard working hours.

Does this capability account for 401k matching?

Yes, the calculate_tax_and_retirement_burden capability allows you to input your match percentage to calculate the employer's direct contribution cost.

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Connect Us Benefits Cost Calculator to ChatGPT and Claude

Set it up once and it works in ChatGPT, Claude, Cursor, and any other client you love. It all runs safely in the background, so you can relax and focus on what really matters. See the real cost of every employee beyond their salary.

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

Your AI does the work. We keep it safe and sound.

No other AI tool gives you this. Your workflow runs in the client you already love, your account stays protected, and you decide what the agent can and cannot do. It is the whole reason to make the switch.

Each Connector lives inside our infrastructure, the same place where your workflow runs. The three things below are already part of it, working quietly in the background so you never have to think about them. Nothing to add, nothing to set up, nothing to worry about.

V8 Isolate01

Each Connector runs inside its own sealed environment.

Each Connector runs inside its own sealed V8 runtime — no access to your files, your system, or other servers. A Connector never sees past its own request.

Kill Switch02

One switch stops every agent. Instantly.

One action deactivates every Connector, revokes every token, and ends every session at once. AI Governance keeps the record.

FinOps per User03

Spending limits that pause instead of surprise.

Every user keeps their own connections and credentials, isolated from everyone else. Anything that would cross your spending limit is held for your approval, not billed.

Three controls, built into the layer your AI connects through.

Curated set · 4 capabilities

We ship only the actions that matter.

Capability set01 / 01

01-04

4 capabilities in this set.

Part of 4 available through US Benefits Calculator.

01
Calculate effective compensation metrics
This capability calculates the final compensation ratios and effective hourly rates for an employee.
02
Calculate pto value
This capability determines the specific monetary value of an employee's accrued Paid Time Off.
03
Calculate tax and retirement burden
This capability calculates the annual cost of mandatory payroll taxes and 401k retirement matching.
04
Calculate insurance overhead
This capability sums the total annual employer contributions for health, dental, and vision insurance.

Real work

What teams actually run

New Hire Budgeting

Calculate the total cost of a candidate before making an offer.

Annual Budget Planning

Determine the total tax and insurance burden for the upcoming fiscal year.

PTO Liability Tracking

Find the dollar value of accrued time off for financial reporting.

Compensation Benchmarking

Compare benefit-to-salary ratios across different departments.

Automate a task

Put US Benefits Calculator to work on one thing.

Step-by-step automations your AI runs through this Connector: the workflow, the prompts to start with, and the exact capabilities behind each move.

How to calculate employee cost

One connector, every AI

US Benefits Calculator works with the most popular AI clients.

These are the most popular clients, each with a step-by-step guide: one link, set up once, with governance and visibility built in. And because everything runs on the MCP standard, the same connection also works in any other compatible client — nothing to rebuild.

Building your own app? The connector is yours to use.

You don't need a client to put US Benefits Calculator to work: the same hosted connection plugs into your own applications and agent code, with the same governance on every request. Build with it, chat with it — one connection for both.

Observed, not estimated

749ms average. Fast in production.

US Benefits Calculator is checked daily against the live service.

Daily averagePeak 868ms

Oct 3Today

Fastest day: 526ms
Slowest day: 868ms
14-day trend: Stable-1%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 4 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of US Benefits Calculator, so you can see the experience inside your AI.

It does not authenticate your account with US Benefits Calculator. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

US Benefits Calculator Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_J5s8nGNThIUuZEOZ16u8Kee9nImqUIJGLnmDFdkh/mcp

Claude Desktop

Follow the steps below to connect in seconds.

1In Claude Desktop, open Settings → Connectors.
2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
3Click Add and start a new chat — US Benefits Calculator capabilities are ready to use.

Configuration · claude_desktop_config.jsonCopy

{
  "mcpServers": {
    "us-benefits-cost-calculator-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_J5s8nGNThIUuZEOZ16u8Kee9nImqUIJGLnmDFdkh/mcp"
    }
  }
}

Claude
ChatGPT
Cursor
VS Code
Windsurf
Claude Code
JetBrains
Cline

Step-by-step instructions for each client are in the guide. How to connect

Guided setup for Claude? Set up US Benefits Calculator in Claude and other AIs

See all the AI clients this connector works with ↑

Who it's for

Built for the work US Benefits Calculator owners hand off.

This MCP is built for professionals managing US-based payroll and workforce budgeting.

01
HR Professionals
They use the capability to determine total compensation packages for new hires.
02
Employers
They use it to calculate the true economic burden of their staff.
03
Finance Managers
They use the data to build accurate annual payroll budgets.

FAQ

Questions US Benefits Calculator owners ask.

01
What does this MCP calculate?
It calculates total employer costs including insurance premiums, payroll taxes, 401k matching, and the value of PTO.
02
Which AI clients can use this MCP?
You can use this with any MCP-compatible client, including Claude, Cursor, and Windsurf.
03
Does this include payroll taxes?
Yes, it calculates the annual cost of mandatory payroll taxes like FICA and Medicare.
04
Can I calculate the cost of insurance?
Yes, the capability can sum the total annual employer contribution for health, dental, and vision insurance.
05
How is PTO value determined?
The capability calculates the monetary value of accrued PTO based on the employee's salary and standard work hours.
06
What does the calculator include in the total cost?
The calculator aggregates base salary with employer-paid insurance premiums (health, dental, vision), statutory payroll taxes, 401k matching contributions, and the value of accrued PTO.
07
How do I calculate my effective hourly rate?
Use the calculate_effective_compensation_metrics capability. By providing the annual salary and all calculated overhead costs (insurance, taxes, retirement, and PTO), the capability returns the true hourly cost based on standard working hours.
08
Does this capability account for 401k matching?
Yes, the calculate_tax_and_retirement_burden capability allows you to input your match percentage to calculate the employer's direct contribution cost.

Explore

More in Finance

Connect US Benefits Calculator to Claude, Cursor, ChatGPT & more

Your AI does the work. We keep it safe and sound.

Each Connector runs inside its own sealed environment.

One switch stops every agent. Instantly.

Spending limits that pause instead of surprise.

We ship only the actions that matter.

01-04

Calculate effective compensation metrics

Calculate pto value

Calculate tax and retirement burden

Calculate insurance overhead

What teams actually run

New Hire Budgeting

Annual Budget Planning

PTO Liability Tracking

Compensation Benchmarking

Building your own app? The connector is yours to use.

US Benefits Calculator Connector

Claude Desktop

HR Professionals

Employers

Finance Managers

What does this MCP calculate?

Which AI clients can use this MCP?

Does this include payroll taxes?

Can I calculate the cost of insurance?

How is PTO value determined?

What does the calculator include in the total cost?

How do I calculate my effective hourly rate?

Does this capability account for 401k matching?

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