• CASH
  • BURN
  • RUNWAY
  • HUMAN

How to assess business liquidity with your AI

Connect Codat Financial Data to your AI client to turn raw bank statements into clear cash flow insights.

Ask AI about this page

Short answer

How can I check my business liquidity using AI?

Your AI pulls live account balances and transaction logs to calculate your current cash position and burn rate. You'll get a clear view of your available capital and upcoming obligations.

Financial outcomes

What your AI calculates

The AI processes your banking data into these specific insights.

CASH

Current cash position

The AI aggregates all available balances to show exactly how much liquid capital you have right now.

BURN

Monthly burn rate

By analyzing recent outflows, your AI calculates how much cash you are spending each month.

RUNWAY

Estimated cash runway

The AI compares your total balances against your average monthly spend to predict when you'll run out of cash.

HUMAN

Manual review needed

You decide when to act on these numbers or when to investigate specific large transactions the AI flags.

The workflow

What your AI does when the data arrives.

The AI moves from raw data retrieval to financial analysis automatically.

  1. Identify accounts

    The AI finds all active bank accounts linked to your business to ensure no cash is missed.

    list_financial_bank_accounts

  2. Gather transactions

    It pulls the recent history of debits and credits to understand your spending patterns.

    list_banking_transactions

  3. Calculate totals

    The AI sums up the balances and categorizes the transaction amounts to find your net position.

    list_banking_transactions

  4. Project runway

    Using the gathered data, the AI estimates how many months of operations your current cash covers.

    list_financial_bank_accountslist_banking_transactions

Try it

Copy these to start.

Use these prompts once you've connected Codat Financial Data.

Starting points

These are ideas to get you moving. Swap out the specific account names or timeframes to match your actual data.

Codat Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_oIYfaAtWvjwtxDsQeWMDlJ6r9SAD8ijIOa2YSpdH/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Codat capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "codat-financial-data-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_oIYfaAtWvjwtxDsQeWMDlJ6r9SAD8ijIOa2YSpdH/mcp"
    }
  }
}
Copy into chat04

  • What is my current cash position across all my Chase and Wells Fargo accounts?

  • Based on my transaction history from the last 30 days, what is my monthly burn rate?

  • How many months of runway do I have left if my spending stays the same?

  • List all my recent large outflows from the main operating account.

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect Codat Financial Data once, then ask.

Click the link to authorize the connection. Your credentials stay encrypted and secure, and you can find the full tool list on the Connector page.

Connect Codat Financial Data to your AI

FAQ

Common questions

  • 01

    Can the AI move money between my accounts?

    No. This MCP only provides read access to your financial data. It cannot execute transfers or initiate payments.

  • 02

    Can the AI delete my bank transactions?

    No. The tools are strictly for retrieving information. Your banking records remain untouched.

  • 03

    How recent is the transaction data?

    The AI sees whatever data is available through the bank's API, which typically includes your most recent history.

  • 04

    Does the AI see my full bank login?

    No. The connection is handled through secure protocols that only expose the data required for the tools to function.

  • 05

    Can I use this to do my taxes?

    The AI can help you categorize transactions and find totals, but you are responsible for the final tax filings and accuracy.

  • More questions about Codat Financial Data? The Connector page answers them. See everything the Codat Financial Data Connector can do

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