• PROFILES
  • COMPLIANCE
  • VERIFICATION
  • HUMAN

How to automate customer onboarding with your AI

Connect Dwolla to your agent to handle profile creation and identity checks without manual data entry.

Ask AI about this page

Short answer

How can I automate customer onboarding with my AI?

Your agent uses Dwolla to create customer profiles, register beneficial owners, and run identity verification via KBA or micro-deposits. You'll see the specific steps and tools below.

Onboarding outcomes

Where your data lands

The agent moves users through the compliance pipeline.

PROFILES

Ready customers

The AI builds complete customer records in Dwolla. You get a clean database of users ready for transactions.

COMPLIANCE

Verified owners

Beneficial owner details are registered and linked to the correct accounts. This keeps your KYC records up to date.

VERIFICATION

Identity confirmed

KBA and micro-deposit checks run in the background. Users move to the next stage once their identity is validated.

HUMAN

Manual review

If a verification fails, the process stops. You step in to handle the edge cases manually.

The workflow

What your AI does when a new user signs up.

The agent handles the heavy lifting of data entry and identity checks.

  1. Create user profiles

    The agent takes user details and sets up their account in Dwolla.

    create_customer

  2. Register owners

    It identifies and logs the beneficial owners required for compliance.

    create_beneficial_owner

  3. Run identity checks

    The agent triggers Knowledge-Based Authentication to confirm who the user is.

    initiate_kbaverify_kba

  4. Validate accounts

    It uses small deposits to confirm the user actually controls the bank account.

    verify_micro_deposits

Try it

Copy these to start.

Use these prompts to kick off the onboarding process.

Starting points

These are opening lines. Swap out the bracketed info with your actual user data or spreadsheet names.

Dwolla Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_sOjZjhmdYv5kVazzGS8H4TZFYsoFgBrTLjoZuaBv/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Dwolla capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "dwolla-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_sOjZjhmdYv5kVazzGS8H4TZFYsoFgBrTLjoZuaBv/mcp"
    }
  }
}
Copy into chat04

  • Create a new Dwolla customer using the data in this spreadsheet.

  • Register the beneficial owner for the account in my CRM.

  • Start a KBA verification for the user I just added to the list.

  • Verify the micro-deposits for the customer profile created earlier.

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect Dwolla once, then ask.

Log in once to link your account. Your credentials stay encrypted, and you can immediately start giving instructions to your agent.

Connect Dwolla to your AI

FAQ

How the onboarding task behaves

  • 01

    Can the AI move money between accounts?

    No. This task is limited to onboarding, profile creation, and identity verification.

  • 02

    Does the AI decide if a user passes KBA?

    The AI triggers the verification and checks the result, but it cannot override a failed identity check.

  • 03

    Can I use this to delete customer profiles?

    No. There are no tools available in this connector to delete or remove existing customer data.

  • 04

    How does the AI handle failed micro-deposits?

    The AI reports the failure. It does not automatically retry the process without your instruction.

  • 05

    Will the AI store my Dwolla login?

    No. Your credentials are encrypted and managed by Vinkius, not your AI client.

  • More questions about Dwolla? The Connector page answers them. See everything the Dwolla Connector can do

Connect Dwolla to Claude, Cursor, ChatGPT & more