• USER
  • COMPLIANCE
  • FUNDING
  • HUMAN

How to manage user accounts and funding with your AI

Connect Marqeta to your AI client to handle user onboarding and money movement through chat.

Ask AI about this page

Short answer

How can I manage users and funding with my AI?

You can register new users, run KYC checks, and set up ACH or GPA funding using text commands. Your agent handles the Marqeta API calls so you can stay in your chat interface. You'll see the results of every registration and funding request immediately.

Operational outcomes

Where your commands land.

The AI translates your requests into direct actions within your card program.

USER

New user setup

The AI creates user profiles and manages their onboarding status. You get a confirmed record in your system.

COMPLIANCE

Identity verification

Your agent checks KYC status to see if users are cleared. You'll know exactly who is ready to use their card.

FUNDING

Account loading

The AI sets up ACH sources or places GPA orders. You'll see updated balances once the process finishes.

HUMAN

Manual oversight

The AI handles the data entry and API calls. You remain the one who decides which users to fund or verify.

The workflow

What your AI does when a request arrives.

Your agent acts as the bridge between your chat and the Marqeta platform.

  1. Onboard users

    The AI builds new user profiles and moves them through the necessary lifecycle stages.

    create_usercreate_user_transition

  2. Verify identity

    Your agent runs compliance checks to confirm a user's status.

    perform_kyc

  3. Manage money

    The AI sets up funding sources or places orders to move money into accounts.

    create_ach_funding_sourcecreate_gpa_order

  4. Check balances

    The agent pulls real-time data to show you how much money is available.

    get_balances

Try it

Copy these to start.

Use these prompts to trigger Marqeta actions.

Starting points

Replace the names, emails, and account IDs with your actual data.

Marqeta Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_kj0DZqpntALu0YqYbVwNCdv8LyBg1qitbUKKHvyf/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Marqeta capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "marqeta-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_kj0DZqpntALu0YqYbVwNCdv8LyBg1qitbUKKHvyf/mcp"
    }
  }
}
Copy into chat04

  • Create a new user for Sarah Jenkins with the email sarah@example.com.

  • Check the KYC status for user_98765.

  • Set up an ACH funding source for account_abc123.

  • What is the current balance for user_5544?

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect Marqeta once, then ask.

Link your account through Vinkius to get started. Your credentials stay encrypted, and you can immediately start managing your program through your AI client.

Connect Marqeta to your AI

FAQ

How this task behaves.

  • 01

    Can the AI delete user accounts?

    No. The tools only allow for creating users and managing transitions; it cannot delete records.

  • 02

    Can the AI change my Marqeta API keys?

    No. The AI only uses the credentials you have already securely connected through Vinkius.

  • 03

    Does the AI handle the actual bank transfers?

    The AI initiates the funding via ACH or GPA orders, but the actual movement of money happens through the Marqeta network.

  • 04

    Can I use this to pull transaction history?

    No. This setup is for user management and funding; it does not include tools to pull individual transaction logs.

  • 05

    Will the AI automatically approve a user?

    The AI can trigger the KYC process, but the final approval depends on the results returned by the Marqeta system.

  • More questions about Marqeta? The Connector page answers them. See everything the Marqeta Connector can do

Connect Marqeta to Claude, Cursor, ChatGPT & more