• FILTERING
  • RECONCILIATION
  • AUDITING
  • HUMAN REVIEW

How to audit bank transactions with your AI

Connect Mercury to your AI client to turn your transaction history into a searchable database. You can query specific expenses or incoming transfers without manual CSV exports.

Ask AI about this page

Short answer

Can I use AI to audit my Mercury transactions?

Yes. Your AI client uses Mercury tools to pull your transaction history and account details, allowing you to ask questions about specific vendors, amounts, or transfer types. You'll get precise lists of transactions that match your exact criteria.

Where your data lands

What you can do with your data

The AI processes your Mercury data to produce these specific outcomes.

FILTERING

Find specific spend

The AI scans your history to isolate specific vendors or categories. You get a clean list of every transaction that fits your description.

RECONCILIATION

Match incoming transfers

Identify specific incoming wires or ACH transfers. This helps you verify that expected payments actually hit your account.

AUDITING

Spot unusual activity

Ask the AI to look for outliers, such as duplicate amounts or unexpected subscription hikes. It flags these for your review.

HUMAN REVIEW

Final verification

The AI identifies the data, but you make the calls. You decide which flagged transactions require manual investigation or correction.

The workflow

What your AI does when the request arrives.

The AI acts as a bridge between your natural language questions and the Mercury API.

  1. Access account context

    The AI first checks your account status and basic details to ensure it has the right context for your query.

    get_account

  2. Pull transaction history

    The AI fetches the relevant list of recent or historical movements from your Mercury account.

    list_transactions

  3. Analyze and filter

    The AI compares the raw transaction data against your specific question, like a certain vendor name or a price range.

    list_transactions

  4. Present findings

    The AI summarizes the results into a readable format, showing you exactly what it found.

    list_transactions

Try it

Copy these to start.

Use these prompts to begin your audit.

Starting points

These are templates. Swap out the vendor names, dates, or amounts to match your actual Mercury data.

Mercury Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_TBttHxDdlG6cItEXTY6m4MtRK9QjBfxJ0Q13Xbak/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Mercury capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "mercury-alternative-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_TBttHxDdlG6cItEXTY6m4MtRK9QjBfxJ0Q13Xbak/mcp"
    }
  }
}
Copy into chat04

  • Show me all transactions from AWS in the last 30 days.

  • List all incoming transfers greater than $5,000.

  • Find any duplicate charges from the same vendor this month.

  • What was the total amount spent on software subscriptions last quarter?

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect Mercury once, then ask.

Link your Mercury account via Vinkius. Your credentials stay encrypted and secure, and you can immediately start chatting with your data in your preferred AI client.

Connect Mercury to your AI

FAQ

How this task behaves

  • 01

    Can the AI move money or make payments?

    No. The tools only allow the AI to read account details and transaction history. It cannot execute transfers or initiate payments.

  • 02

    Can the AI delete my transactions?

    No. The AI has read-only access to your transaction data through the provided tools.

  • 03

    Does the AI see my full bank statement?

    The AI only sees the data returned by the list_transactions and get_account tools when you ask it to.

  • 04

    Can I use this with Claude?

    Yes, as long as you are using an MCP-compatible client like Claude Desktop.

  • 05

    How does the AI know which account to look at?

    It uses the get_account tool to identify the context of your Mercury account before searching for transactions.

  • More questions about Mercury? The Connector page answers them. See everything the Mercury Connector can do

Connect Mercury to Claude, Cursor, ChatGPT & more