• MATCHED
  • MISMATCH
  • MISSING
  • HUMAN

How to verify payment recipients with your AI

Connect Mercury to your AI client to cross-reference saved recipient data. It catches mistakes in routing or account numbers before you hit send.

Ask AI about this page

Short answer

Can my AI check my Mercury recipient list?

Yes. Your AI uses the Mercury MCP to pull your saved wire and ACH recipient details. It compares these details against your specific transfer instructions to ensure everything matches. You'll see the breakdown of how it validates each contact below.

Verification outcomes

Where the data lands.

The AI handles the data comparison and flags the discrepancies.

MATCHED

Verified recipient details

The AI confirms the name, routing, and account numbers match your request. You get a clear signal that the recipient is safe to pay.

MISMATCH

Flagged errors

If a routing number or account digit is off, the AI highlights the specific difference. This prevents failed transfers or misdirected funds.

MISSING

New recipient alerts

The AI notices when you try to pay someone not in your Mercury list. It tells you exactly who is missing so you can add them manually.

HUMAN

Final approval required

The AI never executes the transfer. It only provides the verification report for you to review before you authorize the move in Mercury.

The workflow

What your AI does when the request arrives.

The AI acts as a second pair of eyes on your banking data.

  1. Fetch recipient data

    The AI pulls your current list of saved wire and ACH contacts from Mercury.

    list_recipients

  2. Compare details

    It checks the account numbers and routing info against the transfer you want to make.

    list_recipients

  3. Identify discrepancies

    The AI looks for typos or outdated information in the saved recipient profiles.

    list_recipients

  4. Report findings

    You receive a summary confirming if the recipient is valid or if there is a mismatch.

    list_recipients

Try it

Copy these to start.

Use these prompts to begin the verification process.

Starting points

These are basic ways to start. Swap out the names and numbers for your actual transfer details.

Mercury Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_TBttHxDdlG6cItEXTY6m4MtRK9QjBfxJ0Q13Xbak/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Mercury capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "mercury-alternative-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_TBttHxDdlG6cItEXTY6m4MtRK9QjBfxJ0Q13Xbak/mcp"
    }
  }
}
Copy into chat04

  • Check my Mercury recipients and tell me if the routing number for Acme Corp matches what I have in this spreadsheet.

  • Verify the ACH details for the recipient 'Global Logistics' in my Mercury account.

  • Compare the wire instructions I just pasted with the saved recipient details in Mercury.

  • Are there any recipients in my Mercury list that don't match the vendor list in my email?

  • Claude
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Start here

Connect Mercury once, then ask.

Log in once to link your account. Your credentials stay encrypted, and you can immediately start asking your AI to check your banking details.

Connect Mercury to your AI

FAQ

How this task behaves.

  • 01

    Can the AI send the wire for me?

    No. The AI only reads recipient data to verify it. You must manually initiate and authorize all transfers within Mercury.

  • 02

    Can the AI add new recipients to my Mercury account?

    No. This MCP is for reading and verifying existing recipient information. It cannot create or modify bank records.

  • 03

    How does the AI know if a routing number is wrong?

    The AI compares the routing number you provide in your prompt against the one stored in the Mercury recipient list.

  • 04

    Does the AI see my full transaction history?

    No. This specific task only uses the tool to list recipient details for verification purposes.

  • 05

    What happens if a recipient isn't in Mercury?

    The AI will tell you that it cannot find a matching recipient in your saved list.

  • More questions about Mercury? The Connector page answers them. See everything the Mercury Connector can do

Connect Mercury to Claude, Cursor, ChatGPT & more