• LIMITS
  • BILLS
  • LOANS
  • HUMAN

How to manage debt and credit with your AI

Connect Open Finance Brasil to your AI client to see your financial obligations in one place. Once linked, your agent pulls the data you need to stay on top of payments.

Ask AI about this page

Short answer

How can I use AI to track my debt and credit?

Your AI pulls credit card limits, upcoming bills, and loan details directly from your Brazilian financial accounts. You get a clear view of what you owe and when payments are due.

Financial outcomes

Where your data lands.

The AI organizes your financial information into these four categories.

LIMITS

Credit capacity check

The AI checks your available credit card limits. You'll see exactly how much spending room you have left.

BILLS

Payment tracking

Your agent identifies upcoming credit card bills. This helps you prepare for upcoming outflows.

LOANS

Contract review

The AI pulls your active financing details. You get a clear look at your current loan status.

HUMAN

Debt management

The AI provides the data, but you decide which debts to pay first or how to adjust your budget.

The workflow

What your AI does when the data arrives.

The AI acts as a bridge between your bank data and your chat interface.

  1. Check credit limits

    The AI looks up your active credit cards to see your available limits.

    get_credit_cards

  2. Find upcoming bills

    The agent scans for any credit card bills that are due soon.

    get_credit_card_bills

  3. Review loan contracts

    The AI retrieves details from your existing financing and loan agreements.

    get_financing

  4. Total your debt

    The AI combines all your credit card and loan information into a single summary.

    get_credit_cardsget_credit_card_billsget_financing

Try it

Copy these to start.

Use these prompts to begin interacting with your financial data.

Starting points

These are opening lines. You can swap in specific card names or loan types once you're connected.

Open Finance Brasil Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_Lfjwz0NmbvWhMzw0d09Epsu6VeScimAHdMdiKzCW/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Open Finance Brasil capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "open-finance-brasil-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_Lfjwz0NmbvWhMzw0d09Epsu6VeScimAHdMdiKzCW/mcp"
    }
  }
}
Copy into chat04

  • What are my current credit card limits?

  • List all my upcoming credit card bills for this month.

  • Show me the details for my active financing contracts.

  • Summarize my total debt across all my credit cards and loans.

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect Open Finance Brasil once, then ask.

Log in once to link your accounts. Your credentials stay encrypted, and you can immediately start asking questions in your preferred AI client.

Connect Open Finance Brasil to your AI

FAQ

How this task behaves

  • 01

    Can the AI pay my bills?

    No. The AI can only read your bill information. You must log in to your bank to actually make payments.

  • 02

    Can the AI change my credit limit?

    No. The AI can see your current limits, but it cannot request increases or modify your bank settings.

  • 03

    Does the AI store my bank passwords?

    No. Your login credentials are encrypted and handled securely; the AI only receives the data it needs to answer your questions.

  • 04

    Can I see my savings account balance?

    No. This specific setup only provides access to credit cards, bills, and financing data.

  • 05

    Is the data real-time?

    Yes. The AI pulls the most recent information available from the Open Finance Brasil connection.

  • More questions about Open Finance Brasil? The Connector page answers them. See everything the Open Finance Brasil Connector can do

Connect Open Finance Brasil to Claude, Cursor, ChatGPT & more