• AUTO-SORT
  • INSIGHTS
  • PLANNING
  • HUMAN

How to track spending and budget with your AI

Connect your bank data once. After that, your AI handles the math, the categorization, and the budget tracking.

Ask AI about this page

Short answer

How can I use AI to manage my budget?

Your AI pulls your recent transaction history and sorts every purchase into categories like food, rent, or transport. You get a clear view of where your money goes without manual entry. Here is how the data flows.

Budgeting outcomes

Where your data lands.

The AI turns raw bank data into organized financial insights.

AUTO-SORT

Categorized spending

The AI looks at your history and tags each transaction. You get a clean list of expenses grouped by type.

INSIGHTS

Spending patterns

Your agent identifies trends in your habits. It spots when you're overspending in specific areas.

PLANNING

Monthly budget limits

Set targets for different categories. The AI compares your actual spending against these goals.

HUMAN

Manual adjustments

You decide if a category is wrong. You retain full control over how your budget is structured.

The workflow

What your AI does when the data arrives.

The AI acts as your personal accountant by pulling raw data and turning it into organized intelligence.

  1. Fetch account data

    Your agent reaches into your connected accounts to see your current balances and active accounts.

    get_accounts

  2. Pull transaction history

    The AI pulls a detailed list of your recent purchases and transfers to analyze your movement.

    get_transactions

  3. Categorize expenses

    The agent reads the merchant names and amounts to assign each item to a budget category.

    get_transactions

  4. Generate budget reports

    The AI summarizes the totals for each category so you can see your monthly standing.

    get_transactions

Try it

Copy these to start.

Use these prompts to kick off your budgeting session.

Starting points

These are starting points. Swap out the specific categories or timeframes to match your needs.

Open Finance Brasil Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_Lfjwz0NmbvWhMzw0d09Epsu6VeScimAHdMdiKzCW/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Open Finance Brasil capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "open-finance-brasil-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_Lfjwz0NmbvWhMzw0d09Epsu6VeScimAHdMdiKzCW/mcp"
    }
  }
}
Copy into chat04

  • Show me a breakdown of my spending from the last 30 days.

  • How much did I spend on groceries and dining out this month?

  • Compare my spending in the 'Transport' category to last month.

  • List all transactions over 100 BRL from the past week.

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect Open Finance Brasil once, then ask.

Log in through our secure link. Your credentials stay encrypted and the connection is managed by Vinkius.

Connect Open Finance Brasil to your AI

FAQ

How it behaves

  • 01

    Can the AI move money between my accounts?

    No. The AI can only read your account and transaction data. It cannot execute transfers or payments.

  • 02

    Does the AI delete my transaction history?

    No. The AI has read-only access. It cannot modify or delete any data in your bank accounts.

  • 03

    How often does the AI see my new transactions?

    The AI sees whatever data is available through the connection whenever you ask it to check your history.

  • 04

    Can I fix a category if the AI gets it wrong?

    Yes. You can tell your AI to re-categorize a specific transaction or set a rule for future ones.

  • 05

    Is my banking login shared with the AI model?

    No. Your login is handled by the Connector. The AI only receives the transaction data it needs to answer your questions.

  • More questions about Open Finance Brasil? The Connector page answers them. See everything the Open Finance Brasil Connector can do

Connect Open Finance Brasil to Claude, Cursor, ChatGPT & more