• PAYMENTS
  • MONITORING
  • AUDIT
  • HUMAN

How to automate SEPA transfers with your AI

Connect Swan to your AI client once. After that, you can trigger payments or check account balances through simple chat commands.

Ask AI about this page

Short answer

Can I automate SEPA transfers with my AI?

Yes. Your AI uses Swan to create transfers, check account balances, and pull transaction history. You'll get a direct line from your chat interface to your European bank accounts.

The results

What you get from automation

This is how your banking tasks change once your AI takes over the heavy lifting.

PAYMENTS

Instant SEPA execution

Your AI sends money to specific IBANs immediately. You skip the manual banking portal entirely.

MONITORING

Real-time tracking

The AI pulls your latest transaction history. You can ask for status updates on specific payments without logging in.

AUDIT

Account oversight

Your agent checks balances across your different Swan accounts. It keeps your spending within your defined limits.

HUMAN

Manual approval

The AI can draft transfer details for you to review. You stay in control of the final authorization for sensitive moves.

The workflow

What your AI does when the request arrives.

The AI moves between reading your data and executing commands.

  1. Check account status

    The AI looks at your available funds to ensure the transfer won't fail due to insufficient balance.

    swan_get_accounts

  2. Verify transaction history

    It scans recent activity to confirm previous payments or to find specific vendor details.

    swan_get_transactions

  3. Execute the transfer

    Once the details are confirmed, the AI sends the SEPA instruction to the bank.

    swan_create_sepa_transfer

  4. Confirm completion

    The AI checks the updated transaction list to verify the transfer was successfully initiated.

    swan_get_transactions

Try it

Copy these to start.

Use these prompts to kick off your first banking task.

Starting points

Replace the bracketed info with your actual IBANs or vendor names.

Swan France Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_t5U11QFMgYa6dbXrwCMwJmCdFxzFGVFAaXY9Fw6i/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Swan France capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "swan-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_t5U11QFMgYa6dbXrwCMwJmCdFxzFGVFAaXY9Fw6i/mcp"
    }
  }
}
Copy into chat04

  • Check my Swan account balance and tell me if I have enough for a 500 EUR transfer.

  • Find the last transaction made to the vendor with IBAN DE123456789.

  • Create a SEPA transfer for 1200 EUR to the employee account ending in 4455.

  • List all my recent transactions from the last 24 hours.

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect Swan once, then ask.

Just link your Swan account via the Vinkius dashboard. Your credentials stay encrypted, and you can start chatting with your bank immediately.

Connect Swan to your AI

FAQ

How this task behaves

  • 01

    Can the AI move money without me?

    No. While the AI can trigger the transfer, you should always review the details in your chat interface before confirming a high-value payment.

  • 02

    Can the AI delete my bank accounts?

    No. The available tools only allow for reading account data and creating transfers. It cannot modify or delete your account structure.

  • 03

    How does the AI know which account to use?

    It uses your account data to identify the correct source. You can specify a particular account by name or ID in your prompt.

  • 04

    Can it handle non-SEPA transfers?

    No. This specific connector is built strictly for SEPA transfers.

  • 05

    Does it show my full IBANs?

    Yes, it can access the account information required to facilitate transfers and verify recipients.

  • More questions about Swan? The Connector page answers them. See everything the Swan Connector can do

Connect Swan France to Claude, Cursor, ChatGPT & more