• SPENDING
  • AUDIT
  • BUDGET
  • HUMAN

How to analyze bank transaction history with your AI

Connect your bank accounts once. After that, your AI handles the heavy lifting of digging through line items and categorizing your spending.

Ask AI about this page

Short answer

How can I use my AI to look at my bank transactions?

Your AI uses Tink to pull your account list and specific transaction data. You can then ask it to find specific merchants, calculate monthly totals, or flag unusual spending. This breakdown shows you exactly how to set it up.

The results you get

What you can do with your data

Once the connection is live, your AI turns raw bank data into answers.

SPENDING

Track merchant totals

The AI scans your history to sum up exactly how much you spent at specific stores or services. You get a clear breakdown of where your money went.

AUDIT

Find specific charges

Ask your AI to hunt for a single transaction from three months ago. It pulls the relevant records so you don't have to scroll through endless PDFs.

BUDGET

Categorize your habits

Your AI groups transactions into categories like groceries or rent. This helps you see your spending patterns without manual entry.

HUMAN

Review and confirm

The AI identifies the data, but you decide if the categorization is right. You remain in control of your financial decisions and final tallies.

The workflow

What your AI does when the data arrives.

The AI follows a specific sequence to turn your bank connection into actionable insights.

  1. Identify accounts

    The AI first looks at all the bank accounts you have connected to see what data is available.

    list_accounts

  2. Fetch transaction logs

    It pulls the actual transaction history from the selected accounts to get the raw numbers.

    list_transactions

  3. Filter and group

    The AI sorts through the mess of data to find the specific dates, amounts, or merchants you asked about.

    list_transactions

  4. Summarize findings

    Finally, it presents the filtered data as a clean answer, like a total sum or a list of recent charges.

    list_transactions

Try it

Copy these to start.

Paste these prompts into your chat to begin analyzing your data.

Starting points

These are just ideas. Swap out the merchant names or date ranges to match your actual history.

Tink Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_UdIc2CVACNggTorod0hoQNYX7LNEUC12VF73Wo7Y/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Tink capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "tink-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_UdIc2CVACNggTorod0hoQNYX7LNEUC12VF73Wo7Y/mcp"
    }
  }
}
Copy into chat04

  • How much did I spend on Amazon in the last three months?

  • List all my transactions from last week that were over $50.

  • Show me a summary of my monthly subscription costs.

  • Which of my connected accounts has the most activity this month?

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect Tink once, then ask.

You only need to link your accounts once. Your login credentials stay encrypted and secure, and you can find the full setup guide on the Connector page.

Connect Tink to your AI

FAQ

How this task behaves

  • 01

    Can my AI move money or pay bills?

    No. The AI can only read and list transaction data. It cannot execute transfers or make payments.

  • 02

    Can the AI delete my transactions?

    No. The AI has read-only access to your history through the provided tools.

  • 03

    Does the AI see my full bank login?

    No. Your credentials are encrypted and handled securely so the AI only interacts with the data provided by the tools.

  • 04

    Can I use this to track my business expenses?

    Yes, as long as your business transactions are in the connected accounts you provide.

  • 05

    How does the AI know which category a transaction belongs to?

    The AI looks at the merchant name and amount in the transaction data to make an educated guess.

  • More questions about Tink? See everything the Tink Connector can do

Connect Tink to Claude, Cursor, ChatGPT & more