• REAL YIELD
  • POWER LOSS
  • SCENARIOS
  • HUMAN INPUT

How to calculate real returns with your AI

Connect the Treasury Return Calculator once. After that, your agent handles the math for any yield or inflation scenario you throw at it.

Ask AI about this page

Short answer

How do I find my real rate of return?

Your agent takes your nominal bond yield and subtracts the expected inflation rate to find your actual purchasing power. You'll see exactly how much your money's value grows or shrinks after inflation is factored in.

The results you get.

Where your data lands.

Once you provide the yield and inflation numbers, your agent produces these specific outcomes.

REAL YIELD

Inflation-adjusted returns

The AI calculates the real rate of return. You get a single number that represents your actual wealth increase.

POWER LOSS

Purchasing power impact

Your agent shows how much inflation erodes your nominal gains. This tells you what your money can actually buy later.

SCENARIOS

Inflation sensitivity

The AI runs multiple inflation targets against one yield. You see how different economic environments change your outcome.

HUMAN INPUT

Strategic decisions

The AI provides the math, but you decide if the real return meets your goals. You use these numbers to pick your next move.

The workflow

What your AI does when the data arrives.

The AI handles the math so you can focus on the strategy.

  1. Process yield

    Your agent pulls the nominal yield from your text or spreadsheet.

    calculate_inflation_adjusted_return

  2. Adjust for inflation

    The AI applies the expected inflation rate to the yield provided.

    calculate_inflation_adjusted_return

  3. Calculate real return

    The agent computes the final purchasing power metric.

    calculate_inflation_adjusted_return

  4. Present findings

    Your agent outputs the adjusted return for your review.

    calculate_inflation_adjusted_return

Try it

Copy these to start.

Use these prompts to get moving immediately.

Starting points

Replace the yield and inflation percentages with your actual numbers.

Treasury Return Calculator Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_9FkixTQkoWosHyUgUVqBm5YYk6fVUL9XnFoLr1kW/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Treasury Return Calculator capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "treasury-return-calculator-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_9FkixTQkoWosHyUgUVqBm5YYk6fVUL9XnFoLr1kW/mcp"
    }
  }
}
Copy into chat04

  • Calculate the real return for a 4.2% bond yield with 3.1% inflation.

  • What is my real return if I have a 5% yield and inflation is 4%?

  • Run a real return calculation for a 3.5% yield against 2% and 5% inflation scenarios.

  • Check the inflation-adjusted return for the yields listed in my current spreadsheet.

  • Claude
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Start here

Connect Treasury Return Calculator once, then ask.

Connect the MCP to your client with one click. Your login stays encrypted, and the math tools are ready to use instantly.

Connect Treasury Return Calculator to your AI

FAQ

How this task behaves.

  • 01

    Can the AI predict what inflation will be?

    No. You must provide the inflation rate or ask the AI to use a specific forecast you've provided.

  • 02

    Can the AI buy bonds for me?

    No. This MCP only performs calculations. It has no ability to access your bank or brokerage accounts.

  • 03

    Does it work with any inflation rate?

    Yes. You can input any percentage to see how it affects your nominal yield.

  • 04

    Will the AI change my spreadsheet data?

    No. The AI reads your data to perform the math, but it cannot write to or delete your files.

  • 05

    Can I use this with Cursor or Claude?

    Yes. Any MCP-compatible client works once you've connected the Connector.

  • More questions about Treasury Return Calculator? The Connector page answers them. See everything the Treasury Return Calculator Connector can do

Connect Treasury Return Calculator to Claude, Cursor, ChatGPT & more