• QUERY
  • SORT
  • AUDIT
  • HUMAN

How to analyze transaction history with your AI

Connect your bank accounts once. After that, your AI handles the heavy lifting of searching and sorting through your spending.

Ask AI about this page

Short answer

Can I use my AI to look at my bank transactions?

Yes. Once you link your accounts, your AI can pull specific transaction lists and group them into categories. You'll get a clear view of your spending patterns through these specific outcomes.

Where your data goes

What you can do with your data

Your AI turns raw banking data into organized insights.

QUERY

Find specific purchases

Your AI pulls exact transaction records based on dates or amounts. You get a clean list of what you spent and when.

SORT

Group by category

The AI identifies spending types like groceries or utilities. This makes it easy to see where your money goes each month.

AUDIT

Spot unusual activity

Ask your agent to look for specific merchants or price spikes. It flags outliers that don't fit your normal patterns.

HUMAN

Review and decide

The AI provides the data, but you make the final calls. You decide which transactions to flag or how to adjust your budget.

The workflow

What your AI does when the data arrives.

The AI acts as a bridge between your bank and your chat interface.

  1. Fetch records

    Your agent reaches into your linked accounts to grab the raw transaction data you asked for.

    list_transactions

  2. Identify types

    The AI looks at the available spending categories to understand how your money is being used.

    list_transaction_categories

  3. Filter and group

    It uses the fetched data to narrow down results, like showing only food expenses from last Tuesday.

    list_transactionslist_transaction_categories

  4. Summarize findings

    The agent presents a plain English summary of the filtered transactions so you don't have to read a spreadsheet.

    list_transactions

Try it

Copy these to start.

Use these prompts once your Yodlee connection is active.

Starting points

These are templates. Swap out the specific dates, amounts, or merchant names to match your actual history.

Yodlee Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_FOZKagYlwkUkf5NwxG6GrWf19lUeKG2fDFGeWoHM/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Yodlee capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "yodlee-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_FOZKagYlwkUkf5NwxG6GrWf19lUeKG2fDFGeWoHM/mcp"
    }
  }
}
Copy into chat04

  • Show me all my transactions from last month.

  • How much did I spend on Starbucks in the last 30 days?

  • List all my transactions categorized under 'Utilities'.

  • Find any transactions over $100 from this past week.

  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Start here

Connect Yodlee once, then ask.

You only need to link your accounts one time. Your credentials stay encrypted and secure, and you can start asking questions immediately.

Connect Yodlee to your AI

FAQ

How this task behaves

  • 01

    Can the AI move money between my accounts?

    No. The AI can only read and analyze your transaction history. It cannot initiate transfers or make payments.

  • 02

    Can the AI delete a transaction if I see an error?

    No. The AI has read-only access to your data. You must manage or dispute transactions directly through your bank.

  • 03

    Does the AI see my full account numbers?

    No. The connection uses secure tokens to access transaction data without exposing your sensitive credentials to the AI.

  • 04

    Can I ask about specific merchants?

    Yes. You can ask for all transactions from a specific store or service provider.

  • 05

    How often does the AI see new transactions?

    The AI sees whatever data is available through the Yodlee connection at the moment you ask your question.

  • More questions about Yodlee? See everything the Yodlee Connector can do

Connect Yodlee to Claude, Cursor, ChatGPT & more