Download PDFMarkdown Version
ClaudeChatGPTPerplexityGeminiMicrosoft CopilotRaycastMeta AIGrokZ.aiQwenKimi
DeepSeekMistralCursorVS CodeWindsurfJetBrainsClineLovableVercel AI SDKLangChain

Use Balance Transfer Evaluator with your AI.

Connect your account once and let the AI you already use work with it, without building another integration. Compare the total cost of credit card debt transfers against staying on your current plan.

Included with plan

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

Waiting for input…

Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

ChatGPTClaudeCursorPerplexityGeminiMicrosoft CopilotRaycastMeta AI

Complete set · 4 capabilities

The complete Balance Transfer Evaluator capability set.

These are the exact actions your AI can choose when you ask it to work with Balance Transfer Evaluator.

Capability set01 / 01

01-04

4 capabilities in this set.

Part of 4 available through Balance Transfer Evaluator.

  1. 01

    Classify savings tier

    Classify net savings into tiers

  2. 02

    Evaluate payment sensitivity

    Evaluate how changes in monthly payment affect net savings

  3. 03

    Calculate transfer economics

    Calculate the total cost of staying on original card vs transferring

  4. 04

    Estimate payoff timeline

    Estimate the time to be debt-free under a transfer plan

Observed, not estimated

675ms average. Fast in production.

Balance Transfer Evaluator is checked daily against the live service.

Daily averagePeak 855ms
Aug 20Today
Fastest day
501ms
Slowest day
855ms
14-day trend
Slowing+20%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 4 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Balance Transfer Evaluator, so you can see the experience inside your AI.

It does not authenticate your account with Balance Transfer Evaluator. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

Balance Transfer Evaluator Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_zcLLNLBNMi76u8ZIQS4eIdGP4ekHwgwy3jbJ4WkK/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Balance Transfer Evaluator capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "balance-transfer-evaluator-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_zcLLNLBNMi76u8ZIQS4eIdGP4ekHwgwy3jbJ4WkK/mcp"
    }
  }
}
  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Step-by-step instructions for each client are in the guide. How to connect

FAQ

Questions Balance Transfer Evaluator owners ask.

  • 01

    How does the capability calculate the transfer cost?

    The capability calculates the upfront transfer fee as a percentage of your initial balance and adds it to the new principal. It then simulates monthly interest accrual during both the promotional APR phase and the post-promotional standard APR phase until the balance reaches zero.

  • 02

    Can I see how much faster I will pay off my debt?

    The capability provides a specific timeline using estimate_payoff_timeline, which returns the total number of months until your balance is zero and the amount of your final payment.

  • 03

    What happens if my monthly payment doesn't cover the interest?

    The simulation will return an error. For a successful payoff, your monthly payment must be greater than the interest generated in the first month to prevent the debt from growing infinitely.

Explore

More in Finance

Suggestions