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ClaudeChatGPTPerplexityGeminiMicrosoft CopilotRaycastMeta AIGrokZ.aiQwenKimi
DeepSeekMistralCursorVS CodeWindsurfJetBrainsClineLovableVercel AI SDKLangChain

Use Minimum Payment Exploder with your AI.

Connect your account once and let the AI you already use work with it, without building another integration. Reveal the true cost of only paying minimums on your credit card debt.

Included with plan

Ask AI about this Connector

Developed, maintained, and hosted by Vinkius.

MCP VERIFIED · PRODUCTION READY · VINKIUS GUARANTEED

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Works with modern AI clients that support MCP, including ChatGPT, Claude, Cursor, and more.

ChatGPTClaudeCursorPerplexityGeminiMicrosoft CopilotRaycastMeta AI

Complete set · 3 capabilities

The complete Minimum Payment Exploder capability set.

These are the exact actions your AI can choose when you ask it to work with Minimum Payment Exploder.

Capability set01 / 01

01-03

3 capabilities in this set.

Part of 3 available through Minimum Payment Exploder.

  1. 01

    Calculate overpayment benefit

    Calculate the benefits of making extra monthly payments

  2. 02

    Get debt status at period

    View a snapshot of your debt at a specific future month

  3. 03

    Simulate minimum impact

    Simulate the long-term impact of only paying minimum payments

Observed, not estimated

628ms average. Fast in production.

Minimum Payment Exploder is checked daily against the live service.

Daily averagePeak 753ms
Aug 20Today
Fastest day
472ms
Slowest day
753ms
14-day trend
Slowing+22%

Connect your client

One URL. Every client.

Activate the Connector, copy your link, and paste it into the client you already use. 3 capabilities arrive ready to run.

Preview access · not provider authentication

The vk_preview_* token belongs to Vinkius preview infrastructure. It lets Claude discover and display the capabilities of Minimum Payment Exploder, so you can see the experience inside your AI.

It does not authenticate your account with Minimum Payment Exploder. Actions requiring credentials or live account data may not run until you activate the Connector and authorize the service.

Minimum Payment Exploder Connector

You're all set. Choose your MCP client and follow the setup instructions.

Connector linkhttps://edge.vinkius.com/vk_preview_cCuE9wxESAg3HK9MGd8601wMUIPpjBpe82Vgr4bB/mcp

Claude Desktop

Follow the steps below to connect in seconds.

  1. 1In Claude Desktop, open Settings → Connectors.
  2. 2Click “Add custom connector” and paste the connector link above as the remote MCP server URL.
  3. 3Click Add and start a new chat — Minimum Payment Exploder capabilities are ready to use.
Configuration · claude_desktop_config.jsonCopy
{
  "mcpServers": {
    "minimum-payment-exploder-mcp": {
      "url": "https://edge.vinkius.com/vk_preview_cCuE9wxESAg3HK9MGd8601wMUIPpjBpe82Vgr4bB/mcp"
    }
  }
}
  • Claude
  • ChatGPT
  • Cursor
  • VS Code
  • Windsurf
  • Claude Code
  • JetBrains
  • Cline

Step-by-step instructions for each client are in the guide. How to connect

FAQ

Questions Minimum Payment Exploder owners ask.

  • 01

    How does the simulation calculate interest?

    The engine calculates monthly interest by applying a portion of your annual percentage rate (APR) to your current balance before subtracting your minimum payment.

  • 02

    What is the 'minimum payment' rule used in this capability?

    The simulation uses a standard industry rule: your minimum payment is either 1% of your total balance or $25, whichever is higher.

  • 03

    Can I see how much extra money I would save by paying more?

    Yes, you can use the calculate_overpayment_benefit capability to compare your current minimum payment strategy against a plan with an additional monthly amount.

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